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Short Sale Offer Process Buyers need to Know! - 02/27/09 06:15 PM
Short Sale Offer Process 1. Offer is submitted to short sale lender after being negotiated with seller. Included in the offer are: a. Purchase agreement b. Pre-approval letter c. Proof of funds to close (if applicable) d. Credit scores No offer shall be considered complete without the first three items listed above. 2. Buyer can wait until acceptance by lender is received to proceed with their appraisal and home inspection. Contingencies will need to be released 10 days after acceptance. 3. Lender will accept or decline offer verbally with agent. This process can take anywhere from 15 to 60 business days. The lender WILL (5 comments)
Knowing the Pit Falls of REOs - 02/27/09 02:36 PM
When selling REO properties you have to be aware and understand the language plus the terms in the standardized contracts that are used thoughout the nation, such as HUD, Fannie Mae, VAto to mention a few. Buyers can be charged a per day FEE for any delays in closing that are caused from their side of the transaction. this can be a delay caused by their bank, them or their realtor. It doesn't matter which one of them cause the delay. the fees are usually at or close to $100 a day. Almost all REOs are sold "AS IS" Meaning no (4 comments)
A New Tactic for Home Owners to Use in Foreclosure - 02/24/09 08:18 PM
This was on "Good Morning America" this morning. It is a tactic for home owners to use to slow down the foreclosure. California is what we call "nonjudicial state", so here a homeowner would have to file a lawsuit against whomever is foreclosing on them. This site is where you can read the report http://www.wjla.com/news/stories/0209/595758.html This is the video from the show http://cosmos.bcst.yahoo.com/up/player/popup/?rn=3906861&cl=12191382&ch=4226720&src=news (2 comments)
The Benenfits for Foreclosure Neighborhoods! - 02/22/09 04:43 PM
I have been noticing some benefits for the neighborhoods that have foreclosed properties. I know you are asking yourselves, benefits? Yes, properties that were brought with no down, hardly able to make the payments and nothing left over for upkeep, are now being turned around. Not all neighborhoods had this happening but in the lowerest priced detached homes this was true. I am seeing the type of clients buying, that want a home, are looking to stay there and build something for themselves. Some investors a picking up these houses at the auctions and with paint, cleaning, and repairs they help the whole (2 comments)
Should You Sell or Stay Put! - 02/20/09 02:55 PM
The news media causes us a lot of stress. They make you believe that if you want to sell your house, you would have to give it away. Or that if your want to buy a house, the sellers should take any offer you give them. This is not true! You have decisions to make and the best thing is to investigate your alternatives. If you don't have to sell, then don't, stay put and enjoy your home. Give yourself time to let the market turnaround. Having time on your side, is a good thing, take advantage of it. I don't (0 comments)
Best Site for Tax Credit Information! - 02/20/09 12:20 PM
I just got this on my FACEBOOK page from Thai Klam and it is one of the best sites I have seem for explaining the TAX CREDIT and answering questions. It is easy reading. http://www.federalhousingtaxcredit.com/2009/faq.php#18#18 (1 comments)
Agents Are Pricing REOs to Sell! - 02/16/09 05:19 PM
Did some checking comparing the beginning and end of 2008 in regards to REO pricing for Mission Viejo. Here are some facts on how the REOs (Bank Owned Properties) were priced. 1/1/2008 thru 4/1/2008 Total sold in M.V. 154 Total REO sold 32 When sold only 4 of the REO properties went up in price. Now lets look at the end of the year! 10/1/2008 thru 1/1/2009 Total sold in M.V. 276 Total REO sold 74 When sold more then half 39 went up in price. The banks BPO are doing a better job in pricing the properties. There will always be some that (0 comments)
Let me introduce you to the prestigious gated Community of Canyon Crest situated on the hills above Lake Mission Viejo. These homes face toward the west with views from most of the back yards of the lake. On the boundary which is closes to the lake, is a large park with ball parks, toddles play area, walking and bicycling trails Included is an outstanding Association Club House with multi million dollars recreational facility, with pools, spa, tennis courts, fully equipped gym and a social hall overlooking a resort like setting with waterfall and lush palm trees. All this (0 comments)
Time to Sell! Do You Sell; FSBO or AGENT? You Decide! - 02/12/09 02:43 PM
In this market it is even harder to sell by yourself but that doesn't mean you can't. Do you want to! When it time comes to sell your house, you have two ways of going about it: selling it yourself or hiring a professional to represent you. If you decide to sell it yourself, you will be responsible for all the steps involved. If you choose to deal with a real estate agent, you will have to pay him or her compensation, once the transaction is completed. However, in return, you will benefit from the services of a qualified individual and (2 comments)
What We Should Be Doing for Our Clients! - 02/10/09 04:50 PM
Just wanted to give an over view of what we really do. The competitive edge is developed by educating the seller on and about the entire sales process and the critical functions you each should perform from start to finish for each of your clients. Before you can do that it is necessary to go though and take a look at all that you provide during a transaction. It is not unusual for agents to grossly underestimate the amount of time they put in until they break down the sales process into distinct events. Consider the following example of benchmarks and (3 comments)
Congress should set limits on banks bonuses! - 02/09/09 02:35 PM
Just received this and thought if any of you want to add anything to the discussion click on the link below and give you opinion. Subject: Help stop Wall Street's Greed Hi, Did you hear that Wall Street gave out $18.4 billion in bonuses in 2008? $18.4 billion to the people who crippled our economy with their recklessness and greed and then took $700 billion of our money. Outrageous, right? Well, I just signed a petition urging Congress to put enforceable, common-sense limits on salaries at all the banks taking taxpayer dollars. Can you join me at the link below? http://pol.moveon.org/bonus/?r_by=15529-15100068-ks5F3gx&rc=paste (1 comments)
How is the Market doing in Your Area? - 02/08/09 09:23 PM
Just did a check on how the market in my area is doing. I work out of Mission Viejo, CA Population is close to 95.000 Total Avtive on the market for Sale 216 detached houses. Short Sale Active 75 out of 216 REO Active 8 out of 216 In Default Active properties 8 out of 216 That leaves 125 out of 216 as equity sellers. This really looks pretty good. The REOs and Short Sales are really down a lot from what was going on last summer. Let me know how things are going in your market.
Mallorca On Lake Mission Viejo! - 02/07/09 09:00 PM
Picturesque scenic views of the mountains and lake awaits you at the Mallorca Condominiums. Stacked on the hillside along the west bank of Lake Mission Viejo, it gives you the feel and look of a European village. Small quaint shopping center with one of a kind shops and local restaurants are within walking distance.
Year around Resort-like living is within a 24 hr gate guarded community of Mallorca. It has 2 Association Pools/Spas and its very own PRIVATE SANDY BEACH, for residents only, plus picnic area and boat slips! You also get to enjoy all the Mission Viejo Lake privileges (0 comments)
What to do Till You Are Ready to Buy! - 02/03/09 09:38 PM
This letter is to future buyers. O.K. you want to own a home and you want to make the right choice. Have you done your home work?Location and Price are your first concerns. Do you want to live close to work? This should be a consideration. Research the area for good neighborhoods, good schools and shopping close by. Don't rule out an area because you think it has negative demographics. Check out, if it is in the process of changing. I feel that there will be more movement towards older neighborhoods, closer to work and that they will become safer and (0 comments)
Homes Close to Lake Mission Viejo! Check Them Out! - 02/02/09 06:52 PM
A uniquely located community is the Andalusía homes with 5 models and a total of 400 homes built between 1979 and 1983. They are situated within the triangle that uncompress' Lake Mission Viejo. The perimeter of the triangle is measures 3.1 of a mile and is the favorite walking path of 100s of walkers each day. The homes are at the top corner which then gently slops downward to the lake giving many homes in the development wonderful views. The architectural design of these homes gives them a massive appearance for their size, which is 2,300 to 3,800 sqft. These homes (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.