We have all heard about the tax credit.. and many blogs written about this.. however I haven't seen one that breaks down the changes. So here is a format of the changes for the extension of the tax credit.. but I thought seeing it in simple form might be easier for our clients to understand.
HOMEBUYER TAX CREDIT CHANGES
FEATURE
ENACTED FEB 2009
ENACTED NOV. 2009
First Time Buyer Amount of Credit
Up to $8,000
Up to $8,000
Definition of First Time Buyer
May not have had an interest in a principal residence for 3 years prior to purchase.
Same
Current Homeowner- Amount of Credit
No Provision
Up to $6,500
Current Homeowner Definition of Eligibility
No Provision
Home being sold be have been used as primary residence for at least 5 years.
Deadline
November 30, 2009
April 30, 2010
Binding Contract Rule
None
Contract must be in place by April 30, 2010 and close by July 1, 2010
Income Limits
$75,000 Single
$150,000 Married
$125,000 Single $225,000 Married
Maximum Purchase Price
None
$800,000
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
As most of you know, I worked the polls at the election here in Cromwell, CT this past Tuesday, November 3rd, 2009. The new selectman was the biggest question, along with who would be filling the positions of the Board of Selectman. There are 6 seats on the Board of Selectman here in town... and there were 11 people running for this position. When you voted you could only choose up to 4 people. This was stated on the top of the form and was overwhelming for some people. There were four on the Republican Ticket, four on the Democratic Ticket and three on the Petioning Line to choose from.
At the end of the evening, when everything was tallied, there was only a 9 vote difference for the sixth place position on the board with Allan Spotts being the foreseen winner over Frank Emanulele Jr. However when the count is that close, a recount must occur and this was a unofficial result. The recount was held today at the townhall today from 10:00am until 4:00pm. I volunteered along with other members of town to manually retabulate the results if necessary.... there were over 3,000 ballots in all to go through in all.
At the end of the day Allan Spotts still won by 6 votes over Frank Emanulele Jr. instead of 9. But here is the kicker. Six ballots could NOT be counted because they were filled in incorrectly... anywhere from 5 to 7 candidates choosen on each one. Therefore NOT knowing which 4 the voter truly intended on voting for, the ballot was not counted. Frank Emanulele was on just about each one of them.. and they were NOT tabulated. This could have made the total votes for the sixth place position a tie if the ballot was filled in correctly in the first place.
Moral of story.. it pays to read the directions, otherwise it could cost you more than you think.
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
ANN MARIE HALIBOZEK for Cromwell Board of Selectman 2009
New Ideas, New Energy, New Faces- making Cromwell better for all!
NOVEMBER 3RD, 2009
CROMWELL HIGH SCHOOL
CROMWELL CT
POLES WILL BE OPEN FROM 6:00AM TO 8:00...
Ann is a resident of Cromwell Connecticut since 1982. Ann is married and has one child. Of course she also has a dog and 2 cats. She a Registered Nurse with over 16 years of hospital experience. She has a strong understanding of the impacts of the cost of health care through her current work in the health insurance industry. Ann is sensitive to the environment and is a member of Cromwell's Wetlands Agency and the Cromwell Clean Energy Task Force. She currently serves as an alternate on the Planning and Zoning Commission.
Her other attributes are being a former Cub Scout leader and a past member of the Cromwell Junior Women's Club. Ann also is the current Vice Chairwoman of the Cromwell Democratic Town Committee.
Control spending to control taxes: •Reduce town expenses through continued use of alternative energy and reduction of wasteful and inefficient work processes. •Phase existing town vehicles out, transition to less costly alternative energy vehicles. Evaluate the need for town vehicles for department heads, explore transitioning to mileage reimbursement on employee's own vehicle. •Approach neighboring towns to identify services that can be regionalized, including purchasing supplies and services. •Across the board evaluation of all departments' budgets.
Add new amenities to improve quality of life, encourage physical activity: •Encourage development of an interactive Splash Pad at a town park. •Support the development of a new Senior Center. •Explore the possibility of incorporating an evening Youth Center at a new Senior Center. •Support transportation needs for seniors and disabled persons. •Support adding more sidewalks or bike and walking paths. •Explore "Rails to Trails" as a way to bring new walking/bike trails. •Explore the creation of an ice skating pond on existing town land.
Town Government: •Explore whether to hire a Town Manager •Identify services that can be transitioned to self service transactions •Provide residential trash pickup through a contracted service •Continue the existing blight program •Support an ethics ordinance. •Support health interventions and help interpret health directives in the case of an H1N1 outbreak
Land Use/Conservation: •Encourage and support the development of a Cromwell Land Bank to preserve open space. •Ensure that the next POCD will maintain property values while allowing for future responsible development.
Education: •Support the integration of new technology in the delivery of education •Support the Board of Education to improve higher test scores •Support our school sport teams, they've helped promote Cromwell. •Encourage the development of programs to allow students to learn from the new solar roof panels.
SO COME OUT AND VOTE FOR ANN HALIBOZEK ON TUESDAY, NOVEMBER 3RD, 2009
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
Once again I would like to say *Thank You* to all the Democrats that came out on Tuesday October 6th for the Runoff between Steve Bayley and Tony Varricchio.
As you are aware of Tony won the spot on the Democratic Ticket for Board of Selectman, but only by 8 votes. However Steve at the very beginning planned his stragety correctly and thought ahead. Realizing this might occurred he did NOT want to be off the ballot for November. He is on the PETITIONING CANDIDATES TICKET.... 2C.
The Board needs new energy, new ideas and new faces to keep progress moving forward and not a return to stagnation, petty politics and increasing taxes.
Steve Bayley has a website where you can check out his campaign and learn more about his platform and experience.
Steve has a website!!! How many other candidates have this? This itself shows that he is thinking in the times and technology of today.. not yesterday. Imagine what he can achieve once in office.
SO COME OUT AND VOTE FOR STEVE BAYLEY ON TUESDAY, NOVEMBER 3RD, 2009
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
Last week Bob Stewart announced a new ActiveRain Challenge called Using Your Blog To Enhance Existing Relationships. Write a post detailing how you have used the content of your blog to reach out to an existing prospect or client.
The purpose of my blogging is to provide information and to better educate prospective clients whether they be buyers or sellers. Not always do they like to have their name in print on my blogs so I created a booklet that I keep in my office for prospects to take a look at. In this it covers how ActiveRain is a place to get more information and what it has to offer... also there are events that happen in Cromwell, issues they should be aware of, as well as listings.
A link to my profile on ActiveRain is on the cover too.
Examples of blogs that I have created for prospective Buyers and/or sellers are:
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
I just found out about this event, and I hope it is not too late to get this out there for people to participate.
SHOP-OR-TREAT
For parents with children that live near the WestFarms Mall (on the Newington/Farmington) line in Connecticut. This mall is opening their doors to all children for a new twist on "trick-or-treat".
This is being hosted by Damon Scott of 96.5 TIC-FM and Mike Stacy, of 100.5 WRCH-FM.
Bring your little globin in a costume (please leave masks behind) to the ultimate Halloween celebration... over 100 retailers are participating in this event.
You can also learn how to make gooey slime and sweet cotton candy. There will also be pumpkin decorating and face painting.
There will even be a give away, where you can enter to win a vaction trip for 2 to Austin, Texas to see Chris Daughtry live in concert. (Contest rules will be at customer service)
The winner will be announced at 4:00pm on Sunday, October 25th, 2009 after the event is over.
So if you have time today with your little ones, stop by and have a safe Halloween celebration.
HAPPY HALLOWEEN!!!
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
AT THE TOWN HALL GYM Join the Cromwell Recreation Department for a night of fun at their GREAT PUMPKIN PARTY. This event starts at 4:00pm and ends at 6:00pm. This is open to the residence of Cromwell only. If you have a child up to the age of 10, bring them over to the town hall gym dressed in their favorite halloween outfit (excluding masks).
When the children come into the gym they will receive a goodie bag. They will have fun, create crafts, and play games... Pin the Tail on the Cat for one, ring toss, are two that I know of, with a whole bunch of other games geared to Halloween.
Refreshments will be served in the lobby, and Mr. Gym will be there playing children's songs.
No registration necessary. Just COME-ON-DOWN!!!
Co-sponsored by the Cromwell Junior Women's Club
FOR MORE INFORMATION CALL CROMWELL RECREATION DEPT 860.632.3467
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
This unit I'm selling is in the rapidly growing and updating complex of Cromwell Hills, Cromwell CT. This complex (Phase 1) is in the midst of changing it's appearance. One of the major changes is the siding... they are vinyl siding the whole complex their 316 units. Here (above) is a new sign.... PRESENTATION IS EVERYTHING!!
So why wait, get in now on the ground floor before the prices increase.
17 Cedarland Court, Cromwell, CT is a corner unit with plenty of yard area around it.. to give it a single family home feel.
Inside the kitchen has been totally remodeled from floor to ceiling.. new cabinets...
Bedrooms are painted in neutral colors.. new molding and colonial doors.
Large banquet room with dance floor.. to include pool table
Olympic size swimming pool
Two new tennis court in 2007
Unit offers:
3 levels of living, finished lower level to make over 1800sq ft of living space,separate laundry room, pergo floors throughout. Master bedroom has walk-in closet and balcony approx. 8' x 17'.
MLS #:
N295880
Property Type:
Condo
Bedrooms:
2
Baths:
1 / 1
Year Built:
1973
Sq. Ft.:
1365
# of Rooms:
6
Taxes:
$2891.92 / 2008
Levels:
3
Parking
2 / Assigned
Basement:
Full; Fully Finished
Heating/Cooling:
Electric/Baseboard; Central Air
ALL OF THIS FOR THE ASKING PRICE OF $152,900
FOR MORE INFORMATION AND PRIVATE SHOWINGS, PLEASE CONTACT VALERIE OSTERHOUDT
860.883.8889
For real estate... all you need to know, is VALERIEO
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
There have been many blogs on the $8,000 First-time home buyers tax credit.. but what about the $1,500 tax credit on energy saving products?
Did you know the average home is responsibe for twice the greenhouse gas emissions as the average car? That the U.S. uses more than double the amount per capita of the United Kingdom when it comes to electricity?
To help reduce our consumption, for 2009 and 2010 years, there is a $1,500 tax credit when you purchase energy saving "Energy Star" products. This amount is for both years. If you use $900 in 2009, you only have $600 available for 2010.
Over the past 3 weeks I have purchase a new AC unit and a new water heater.. trying to do my part in conserving on electricity.
If you are looking to see what products qualify for this credit I found this site to be very helpful www.energystar.gov/taxcredits. There also are various rebate programs offered by states and local utilities. To know more on these visit www.dsireusa.org to see what is available in your area.
Did you know that a programmable thermostat can save you roughly $180 a year on energy bills? There are a lot of Do-It-Yourself things that can help save you money and you don't have to spend alot to get them done. If you are handy you can checked out www.energystar.gov and click on DIY Guide? Here you will find helpful advice.
If we all do a little to save, we will all save ALOT.
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
Last night was the Third Congregational Church's Annual Harvest Roast Pork Dinner. The event started at 5:00pm and continued to 7:00pm.
The picture below shows just how busy it was... and ... it was NON-STOP.
On the menu was Roast Pork (obviously) with mash potatoes, gravy butternut squash and green beans. Then of course there is dessert....where you have a choice as well. There was apple and pumpkin pies and ice cream to choose from. Coffee and tea were made available throughout the meal.
Above is my son, Kyle and Larry serving coffee... yes, Kyle tried some.
Wondering how much food they went through???? Here is the run down.
128 pounds of potatoes
170 pounds of pork
30 pounds of green beans
2 restaurant serving trays of squash (which were donated)
of course with the pork was applesauce.. but they ran out toward the end of the evening on this.
All of this was for the low cost of $9.00 for adults, and $4.50 for children under the age of 10. The same price as last year. With seconds (and thirds in some cases) how can you go wrong? All proceeds from this event go back to the community... such as food for the local food bank, gifts for the needy, and the church's building fund.
Is your mouth watering? Sorry you missed this event.. the dinner will be in February (hopefully) and this will be the annual pasta dinner, with the corned beef one after that.. You have now had a heads up... so great ready and plan for next years dinners.
FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT
Info about the author:
Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.
For real estate... all you need to know, is VALERIEO
If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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Large banquet room with dance floor.. to include pool table
Olympic size swimming pool
Two new tennis court in 2007
