Valerie's Blog

TAX CREDIT REFERENCE GUIDE

Mon, 09 Nov 2009 13:43:20 -0600

We have all heard about the tax credit.. and many blogs written about this.. however I haven't seen one that breaks down the changes. So here is a format of the changes for the extension of the tax credit.. but I thought seeing it in simple form might be easier for our clients to understand.

HOMEBUYER TAX CREDIT CHANGES

FEATURE	ENACTED FEB 2009	ENACTED NOV. 2009
First Time Buyer Amount of Credit	Up to $8,000	Up to $8,000
Definition of First Time Buyer	May not have had an interest in a principal residence for 3 years prior to purchase.	Same
Current Homeowner- Amount of Credit	No Provision	Up to $6,500
Current Homeowner Definition of Eligibility	No Provision	Home being sold be have been used as primary residence for at least 5 years.
Deadline	November 30, 2009	April 30, 2010
Binding Contract Rule	None	Contract must be in place by April 30, 2010 and close by July 1, 2010
Income Limits	$75,000 Single $150,000 Married	$125,000 Single $225,000 Married
Maximum Purchase Price	None	$800,000

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

For real estate... all you need to know, is VALERIEO

If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

ELECTION RECOUNT HELD TODAY IN CROMWELL CT

Thu, 05 Nov 2009 19:05:36 -0600

As most of you know, I worked the polls at the election here in Cromwell, CT this past Tuesday, November 3rd, 2009. The new selectman was the biggest question, along with who would be filling the positions of the Board of Selectman. There are 6 seats on the Board of Selectman here in town... and there were 11 people running for this position. When you voted you could only choose up to 4 people. This was stated on the top of the form and was overwhelming for some people. There were four on the Republican Ticket, four on the Democratic Ticket and three on the Petioning Line to choose from.

At the end of the evening, when everything was tallied, there was only a 9 vote difference for the sixth place position on the board with Allan Spotts being the foreseen winner over Frank Emanulele Jr. However when the count is that close, a recount must occur and this was a unofficial result. The recount was held today at the townhall today from 10:00am until 4:00pm. I volunteered along with other members of town to manually retabulate the results if necessary.... there were over 3,000 ballots in all to go through in all.

At the end of the day Allan Spotts still won by 6 votes over Frank Emanulele Jr. instead of 9. But here is the kicker. Six ballots could NOT be counted because they were filled in incorrectly... anywhere from 5 to 7 candidates choosen on each one. Therefore NOT knowing which 4 the voter truly intended on voting for, the ballot was not counted. Frank Emanulele was on just about each one of them.. and they were NOT tabulated. This could have made the total votes for the sixth place position a tie if the ballot was filled in correctly in the first place.

Moral of story.. it pays to read the directions, otherwise it could cost you more than you think.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

NOVEMBER 3RD ELECTION.. ANN HALIBOZEK FOR BOARD OF SELECTMAN

Mon, 02 Nov 2009 17:49:26 -0600

ANN MARIE HALIBOZEK for Cromwell Board of Selectman 2009

New Ideas, New Energy, New Faces- making Cromwell better for all!

NOVEMBER 3RD, 2009

CROMWELL HIGH SCHOOL

CROMWELL CT

POLES WILL BE OPEN FROM 6:00AM TO 8:00...

Ann is a resident of Cromwell Connecticut since 1982. Ann is married and has one child. Of course she also has a dog and 2 cats. She a Registered Nurse with over 16 years of hospital experience. She has a strong understanding of the impacts of the cost of health care through her current work in the health insurance industry. Ann is sensitive to the environment and is a member of Cromwell's Wetlands Agency and the Cromwell Clean Energy Task Force. She currently serves as an alternate on the Planning and Zoning Commission.

Her other attributes are being a former Cub Scout leader and a past member of the Cromwell Junior Women's Club. Ann also is the current Vice Chairwoman of the Cromwell Democratic Town Committee.

Control spending to control taxes: •Reduce town expenses through continued use of alternative energy and reduction of wasteful and inefficient work processes. •Phase existing town vehicles out, transition to less costly alternative energy vehicles. Evaluate the need for town vehicles for department heads, explore transitioning to mileage reimbursement on employee's own vehicle. •Approach neighboring towns to identify services that can be regionalized, including purchasing supplies and services. •Across the board evaluation of all departments' budgets.

Add new amenities to improve quality of life, encourage physical activity: •Encourage development of an interactive Splash Pad at a town park. •Support the development of a new Senior Center. •Explore the possibility of incorporating an evening Youth Center at a new Senior Center. •Support transportation needs for seniors and disabled persons. •Support adding more sidewalks or bike and walking paths. •Explore "Rails to Trails" as a way to bring new walking/bike trails. •Explore the creation of an ice skating pond on existing town land.

Town Government: •Explore whether to hire a Town Manager •Identify services that can be transitioned to self service transactions •Provide residential trash pickup through a contracted service •Continue the existing blight program •Support an ethics ordinance. •Support health interventions and help interpret health directives in the case of an H1N1 outbreak

Land Use/Conservation: •Encourage and support the development of a Cromwell Land Bank to preserve open space. •Ensure that the next POCD will maintain property values while allowing for future responsible development.

Education: •Support the integration of new technology in the delivery of education •Support the Board of Education to improve higher test scores •Support our school sport teams, they've helped promote Cromwell. •Encourage the development of programs to allow students to learn from the new solar roof panels.

SO COME OUT AND VOTE FOR ANN HALIBOZEK ON TUESDAY, NOVEMBER 3RD, 2009

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

For real estate... all you need to know, is VALERIEO

If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...NOVEMBER 3RD ELECTION.. ANN HALIBOZEK FOR BOARD OF SELECTMAN

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

NOVEMBER 3RD ELECTION.. STEVE BAYLEY FOR BOARD OF SELECTMEN

Sun, 01 Nov 2009 14:06:43 -0600

Steve Bayley for Cromwell Board of Selectmen '09

New Face, New Ideas and New Energy

NOVEMBER 3RD, 2009

CROMWELL HIGH SCHOOL

CROMWELL CT

POLES WILL BE OPEN FROM 6:00AM TO 8:00...

Once again I would like to say *Thank You* to all the Democrats that came out on Tuesday October 6th for the Runoff between Steve Bayley and Tony Varricchio.

As you are aware of Tony won the spot on the Democratic Ticket for Board of Selectman, but only by 8 votes. However Steve at the very beginning planned his stragety correctly and thought ahead. Realizing this might occurred he did NOT want to be off the ballot for November. He is on the PETITIONING CANDIDATES TICKET.... 2C.

The Board needs new energy, new ideas and new faces to keep progress moving forward and not a return to stagnation, petty politics and increasing taxes.

Steve Bayley has a website where you can check out his campaign and learn more about his platform and experience.

Steve has a website!!! How many other candidates have this? This itself shows that he is thinking in the times and technology of today.. not yesterday. Imagine what he can achieve once in office.

SO COME OUT AND VOTE FOR STEVE BAYLEY ON TUESDAY, NOVEMBER 3RD, 2009

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

HOW TO USE YOUR BLOG TO CREATE BUSINESS RELATIONSHIPS

Fri, 30 Oct 2009 12:00:38 -0500

Last week Bob Stewart announced a new ActiveRain Challenge called Using Your Blog To Enhance Existing Relationships. Write a post detailing how you have used the content of your blog to reach out to an existing prospect or client.

The purpose of my blogging is to provide information and to better educate prospective clients whether they be buyers or sellers. Not always do they like to have their name in print on my blogs so I created a booklet that I keep in my office for prospects to take a look at. In this it covers how ActiveRain is a place to get more information and what it has to offer... also there are events that happen in Cromwell, issues they should be aware of, as well as listings.

A link to my profile on ActiveRain is on the cover too.

Examples of blogs that I have created for prospective Buyers and/or sellers are:

http://activerain.com/blogsview/1288773/jensen-s-fair-cromwell-ct

http://activerain.com/blogsview/1262831/annual-taste-of-cromwell-is-right-around-the-corner

http://activerain.com/blogsview/691610/time-to-interview-a-realtor

http://activerain.com/blogsview/799907/activerain-is-3-for-3-thank-you-give-yourself-a-pat-on-the-back

http://activerain.com/blogsview/465483/own-your-own-home-in-the-country

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

SHOP OR TREAT... SOMETHING NEW FOR HALLOWEEN

Sun, 25 Oct 2009 09:44:41 -0500

WESTFARMS MALL

FARMINGTON CT

Sunday, October 25th 2009 from 1:00pm to 4:00pm

I just found out about this event, and I hope it is not too late to get this out there for people to participate.

SHOP-OR-TREAT

For parents with children that live near the WestFarms Mall (on the Newington/Farmington) line in Connecticut. This mall is opening their doors to all children for a new twist on "trick-or-treat".

This is being hosted by Damon Scott of 96.5 TIC-FM and Mike Stacy, of 100.5 WRCH-FM.

Bring your little globin in a costume (please leave masks behind) to the ultimate Halloween celebration... over 100 retailers are participating in this event.

You can also learn how to make gooey slime and sweet cotton candy. There will also be pumpkin decorating and face painting.

There will even be a give away, where you can enter to win a vaction trip for 2 to Austin, Texas to see Chris Daughtry live in concert. (Contest rules will be at customer service)

The winner will be announced at 4:00pm on Sunday, October 25th, 2009 after the event is over.

So if you have time today with your little ones, stop by and have a safe Halloween celebration.

HAPPY HALLOWEEN!!!

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

GREAT PUMPKIN PARTY, CROMWELL CT

Fri, 23 Oct 2009 13:38:39 -0500

GREAT PUMPKIN PARTY

SATURDAY, OCTOBER 24TH 2009

CROMWELL CT

AT THE TOWN HALL GYM Join the Cromwell Recreation Department for a night of fun at their GREAT PUMPKIN PARTY. This event starts at 4:00pm and ends at 6:00pm. This is open to the residence of Cromwell only. If you have a child up to the age of 10, bring them over to the town hall gym dressed in their favorite halloween outfit (excluding masks).

When the children come into the gym they will receive a goodie bag. They will have fun, create crafts, and play games... Pin the Tail on the Cat for one, ring toss, are two that I know of, with a whole bunch of other games geared to Halloween.

Refreshments will be served in the lobby, and Mr. Gym will be there playing children's songs.

No registration necessary. Just COME-ON-DOWN!!!

Co-sponsored by the Cromwell Junior Women's Club

FOR MORE INFORMATION CALL CROMWELL RECREATION DEPT 860.632.3467

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

17 CEDARLAND COURT, CROMWELL HILLS, CROMWELL CT

Thu, 22 Oct 2009 19:33:11 -0500

17 CEDARLAND COURT, CROMWELL HILLS

THIS COMPLEX IS CHFA/FHA APPROVED

CROMWELL CT

This unit I'm selling is in the rapidly growing and updating complex of Cromwell Hills, Cromwell CT. This complex (Phase 1) is in the midst of changing it's appearance. One of the major changes is the siding... they are vinyl siding the whole complex their 316 units. Here (above) is a new sign.... PRESENTATION IS EVERYTHING!!

So why wait, get in now on the ground floor before the prices increase.

17 Cedarland Court, Cromwell, CT is a corner unit with plenty of yard area around it.. to give it a single family home feel.

Inside the kitchen has been totally remodeled from floor to ceiling.. new cabinets...

Bedrooms are painted in neutral colors.. new molding and colonial doors.

Large banquet room with dance floor.. to include pool table

Olympic size swimming pool

Two new tennis court in 2007

Unit offers:

3 levels of living, finished lower level to make over 1800sq ft of living space,separate laundry room, pergo floors throughout. Master bedroom has walk-in closet and balcony approx. 8' x 17'.

MLS #:	N295880
Property Type:	Condo
Bedrooms:	2
Baths:	1 / 1
Year Built:	1973
Sq. Ft.:	1365
# of Rooms:	6
Taxes:	$2891.92 / 2008
Levels:	3
Parking	2 / Assigned
Basement:	Full; Fully Finished
Heating/Cooling:	Electric/Baseboard; Central Air

ALL OF THIS FOR THE ASKING PRICE OF $152,900

FOR MORE INFORMATION AND PRIVATE SHOWINGS, PLEASE CONTACT VALERIE OSTERHOUDT

860.883.8889

For real estate... all you need to know, is VALERIEO

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

SAVE ON ENERGY...AND GET A $1,500 TAX CREDIT

Mon, 19 Oct 2009 08:44:41 -0500

There have been many blogs on the $8,000 First-time home buyers tax credit.. but what about the $1,500 tax credit on energy saving products?

Did you know the average home is responsibe for twice the greenhouse gas emissions as the average car? That the U.S. uses more than double the amount per capita of the United Kingdom when it comes to electricity?

To help reduce our consumption, for 2009 and 2010 years, there is a $1,500 tax credit when you purchase energy saving "Energy Star" products. This amount is for both years. If you use $900 in 2009, you only have $600 available for 2010.

Over the past 3 weeks I have purchase a new AC unit and a new water heater.. trying to do my part in conserving on electricity.

If you are looking to see what products qualify for this credit I found this site to be very helpful www.energystar.gov/taxcredits. There also are various rebate programs offered by states and local utilities. To know more on these visit www.dsireusa.org to see what is available in your area.

Did you know that a programmable thermostat can save you roughly $180 a year on energy bills? There are a lot of Do-It-Yourself things that can help save you money and you don't have to spend alot to get them done. If you are handy you can checked out www.energystar.gov and click on DIY Guide? Here you will find helpful advice.

If we all do a little to save, we will all save ALOT.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

HARVEST PORK DINNER... FOLLOW-UP

Sun, 18 Oct 2009 14:06:58 -0500

HARVEST PORK DINNER FOLLOW-UP

THIRD CONGREGATIONAL CHURCH

94 MINER STREET (just off Route 217/East Street)

MIDDLETOWN, CT

Last night was the Third Congregational Church's Annual Harvest Roast Pork Dinner. The event started at 5:00pm and continued to 7:00pm.

The picture below shows just how busy it was... and ... it was NON-STOP.

On the menu was Roast Pork (obviously) with mash potatoes, gravy butternut squash and green beans. Then of course there is dessert....where you have a choice as well. There was apple and pumpkin pies and ice cream to choose from. Coffee and tea were made available throughout the meal.

Above is my son, Kyle and Larry serving coffee... yes, Kyle tried some.

Wondering how much food they went through???? Here is the run down.

128 pounds of potatoes

170 pounds of pork

30 pounds of green beans

2 restaurant serving trays of squash (which were donated)

of course with the pork was applesauce.. but they ran out toward the end of the evening on this.

All of this was for the low cost of $9.00 for adults, and $4.50 for children under the age of 10. The same price as last year. With seconds (and thirds in some cases) how can you go wrong? All proceeds from this event go back to the community... such as food for the local food bank, gifts for the needy, and the church's building fund.

Is your mouth watering? Sorry you missed this event.. the dinner will be in February (hopefully) and this will be the annual pasta dinner, with the corned beef one after that.. You have now had a heads up... so great ready and plan for next years dinners.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

JENSEN'S FAIR, CROMWELL CT

Fri, 16 Oct 2009 14:52:27 -0500

JENSEN'S FAIR - 6TH ANNUAL

MIDDLE SCHOOL (RAIN OR SHINE)

6 Capt James Mann Mem Dr

CROMWELL, CT 06416

Looking for something to do with young children this weekend? How about the Jensen Fair in Cromwell, CT? The fair is going on this coming Saturday, October 17th from 11 to 3pm. My children went to this fair when they were in elementary school. This fair is geared more toward children of preschool and elementary age.. under 12 years of age ideally. When my sons went, they really had a great time.

FREE GOODIE BAGS TO THE FIRST 200 CHILDREN

YOUR CHILDREN WILL LOVE THIS

This year there will be pony rides (noon to 2:00pm), professional face painting, New World Lazer Tag (11:00am to 1:00pm)

Refreshments will be available. The 99 Restaurant and Chili's will be on hand to help out when you are hungry.

I hope you have a great time.

For more information please call 632-1040

All proceeds with benefit the continued rehab of Pierson Park on West Street in Cromwell, CT.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

ANNUAL HARVEST PORK DINNER THIS WEEKEND

Fri, 16 Oct 2009 10:34:01 -0500

HARVEST PORK DINNER

THIRD CONGREGATIONAL CHURCH

94 MINER STREET (just off Route 217/East Street)

MIDDLETOWN, CT

Don't you find on fall weekends you are out and about with the family? At this time of the year, you are apple picking, pumpkin picking.. or raking those dreaded fall leaves. With everything you are doing, do you really have time to cook dinner this weekend? Do you want a break from this activity/chore?

The Third Congregational Church on 94 Miner Street in Middletown, CT is holding its Annual Harvest Roast Pork Dinner, Saturday, October 17th. The event starts at 5:00pm and continues to 7:00pm.

You may pay more, but you won't discover a better quality, all-you-can-eat, multi-course HARVEST DINNER (Roast Pork) than the one created and served by the Partnership for Sharing Committee.

On the menu is Roast Pork (obviously) with mash potatoes, gravy and vegetables. Then of course there is dessert....where you have a choice as well. That is if you have room. Coffee and tea will be available.

All of the above is for the low price of $9.00 for adults, and $4.50 for children under the age of 10. The same price as last year. NO RESERVATIONS NEED.

Did I tell you the best part.... FREE SECONDS!!! So, there is no reason to go home hungry, or feel you have paid too much. Yes, I was at this last year, and my mouth is watering just thinking about this.. the question is can I wait until tomorrow. I guess I have too.

All proceeds from this event go back to the community... such as food for the local food bank, gifts for the needy,etc.

So, why not come on down to the Third Church this Saturday and not only get a good meal, but support the town.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

LOOKING TO ADOPT A CAIRN TERRIER/WEST HIGHLAND... CAN YOU HELP ME

Thu, 15 Oct 2009 15:19:22 -0500

As some of you may know my Cairn Terrier, Rusty, past away this past April. He was with us for 14 years.

We are now ready to adopt/rescue another Cairn Terrier and/or West Highland Terrier. We are looking for two dogs. We are open to older dogs as well as puppies. We are looking to give a dog in need a good home.

It has been a nightmare trying to find one to rescue/adopt. I've been to Petfinders, but I've had no luck there. Yes, there dogs for adoption, but since I live in a condo, there is no yard for them to run. Plus, they want the yard fenced in.

I've had two Cairn Terriers in my life and both have had excellent homes and have lived their life to the fullest with ONE family.

If anyone knows of someone looking to find a good home for their Cairn or Westie.. please pass along my information.

Thank you in advance.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

MILITARY WHIST... CARE TO PLAY TONIGHT?

Thu, 15 Oct 2009 06:07:25 -0500

THIRD CONGREGATIONAL CHURCH

MILITARY WHIST

94 MINER STREET

MIDDLETOWN, CT

I received a call from the 3rd Congregational Church to see if I could blog about the card game Military Whist. They are having this at the church this evening, Thursday, October 14th starting at 6:30pm. I've heard about this game, and have been told it is a lot of fun. Never have tried it.. maybe I will tonight.

So, if you are looking for something different to do stop by and check it out. I'd love to hear what you think of the game.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

WORDLESS WEDNESDAY... WHEN YOU ARE TOO TIRED TO SIT UP AND DRINK

Wed, 14 Oct 2009 11:22:26 -0500

I know this is Wordless Wednesday.. but when I saw my son sleeping like this.. I just couldn't help but share it.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

MISS LEADING INFORMATION ON THE $8,000 TAX CREDIT

Tue, 13 Oct 2009 08:22:55 -0500

I'm driving along this morning and almost got into an accident when I heard a commerical on the radio. I was listening so carefully that I wasn't paying as much attention to the road as I should have.

The radio commerical was promoting a condo complex here in Connecticut, I believe around the Westbrook area. Explaining the benefits about the $8,000 tax credit. They mentioned that it was for first time home buyers, that it is tax free, that it expires at the end of November... but overlooked that you must be moved into your new home at this time, not just have a contract in on the property.

Now the next tidbit of information is what almost cause the accident. YOU CAN USE THE TAX CREDIT AS A DOWN PAYMENT. What??? Who is funding this? When did this happen? I couldn't believe my ears. I was so taken aback by the news, I didn't catch the phone number to call.. or the company behind this.

Has anyone else in Connecticut heard this radio ad? Or heard any other promotions like this one?

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

LYMAN ORCHARDS - ANNUAL CORN MAZE

Mon, 12 Oct 2009 08:33:37 -0500

LYMAN ORCHARD'S - PRESIDENTIAL CORN MAZE

Located at the Junction of Routes 147 & 157

Middlefield, CT 06455

Looking for something to do on Columbus Day.. when your children are off from school?

How about Lyman Orchards Presidential Corn Maze! This opened up on September 5 and will continue through November 1, 2009.

This is the 10th annual corn maze, and one that should not be missed. This is held on one of America's (needless to say Connecticut's too) oldest family-owned farms.

This season marks the 10th Maze Anniversary for Lyman Orchard's Mazes, and they have made it a very special one. With the presidential election last year and with it's historic landmark, they are honoring the present and the past with this maze. Brett Herbst, the Guiness World Record holder for maze designing took on this challenge by carving both George Washington and Barack Obama in the maze.

Not only are they honoring our country's Commanders-In-Chief this year, but they are also acknowledging the committment the American people have to the democratic process. At this point, I would also like to thank the military for their committment too.. if it weren't for our service men and women, we would not have this opportunity.

Admission to the maze this year is $9.00 for ages 13 and older; $5.00 for ages 4 through 12; and admission is free for children 3 and under. The same price as last year.

For more information call 860-349-1793 or visit their website Lyman Orchards.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

CONNECTICUT RIVER MUSIC FESTIVAL IN CROMWELL CT

Fri, 09 Oct 2009 09:43:15 -0500

CONNECTICUT RIVER MUSIC FESTIVAL

CROMWELL CT

SATURDAY, OCTOBER 10TH, 2009 11:00AM TO 6:00PM (Raindate 10/11/09)

CROMWELL RIVERPORT PARK AT FRISBIE LANDING

If you are looking to still take in some fun before the cold weather sets in this weekend. Here is your opportunity to partake in the *first* Connecticut River Music Festival.

Cromwell Riverport Park at Frisbie Landing, just opened a few months back...

and now it is time to celebrate this occassion, and what better way then with LOCAL music and musicians. No where else in Cromwell can you be closer to the CT River and celebrate in such a large venue.

The day promises to be filled with lots of activities, and entertainment such as...

Mindful Percussion, Jennifer Hill and Co., One Trip Garden, The Magic of David Martin, AMORA "The Spiritual Girl", The Conduit, Connect Beats DJ's, Mad Orchid, Scharisma, EMPIRE featuring Kris Keyes, healing/visual arts exhibition and more creative surprises.

There will be food vendors from the area as well.. such as The Picnic Basket, La Piastra, Melilli's Pizza, Danny's Dogs, and Sheikh's Shish-Kabobs. Thre will also be art/craft/visual vendors to include Henna/Body Art/Face Painting. Reiki/Holistic Arts and so much more.

The price for this days event is $10 for adults and children under 10 $5.00 (with an accompany adult) and you will receive a wristband for this (you can purchase your ticket now before they are sold out)

For more information or any other questions you may have... please visit CTRIVERPORTMUSICFEST

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

LOWES AND HABITAT FOR HUMANITY... WORKING TOGETHER

Wed, 07 Oct 2009 09:40:18 -0500

Hello fellow Real Estate Professionals and homeowners in the area.

I have heard that tomorrow, Thursday, October 8^th, all gift cards purchased at Lowes in Cromwell CT will be matched dollar for dollar (up to $5,000) with in-store Lowes credit. The money that is generated from this will be used toward funding of homes that exist and future ones that are waiting to be built through the Habitat for Humanities.

With this I encourage you, your neighbors, your family, friends and along with clients to visit the Cromwell CT Lowes on October 8^thbetween the hours of 8:00am and 7:00pm, and support the families of Middlesex Habitat for Humanity.

If you are looking for more information on this, please please visit the website www.habitatmiddlesex.org. They are also looking for volunteers if you wish to become more involved.

Thank you for your support in advance!

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

YOU CAN DO YOUR PART TO HELP IMPROVE THE ECONOMY

Mon, 05 Oct 2009 16:25:14 -0500

This was sent to me from my Broker.. and I thought I would pass it along. If we all do our part, I'm sure we will make an impact.

a.k.a. 'Buy American'

Check this out . I can verify this because I was in Lowes the other day for some reason and just for the heck of it I was looking at the hose attachments . They were all made in China . The next day I was in Ace
Hardware and just for the heck of it I checked the hose attachments there .

They were made in the USA....start looking... start paying attention.

In our current economic situation, every little thing we buy or do affects someone else - even their job . So, after reading this email, let's all start to do our part.

My son Jakob loves Hersey Bars... did you know that they are marked "Made in Mexico"?. I do not buy it any more . My favorite toothpaste Colgate is made in Mexico now . I have switched to Crest . You have to
read the labels on everything ..

This past weekend I was at our local supermarket. I needed 60W light bulbs and Bounce dryer sheets . I was in the light bulb aisle, and right next to the GE brand I normally buy was an off brand labeled, "Everyday Value .. " I picked up both types of bulbs and compared the stats - they were the same except for the price . The GE bulbs were more money than the Everyday Value brand but the thing that surprised me the most was the fact that GE was made in MEXICO and the Everyday Value brand was made in - get ready for this - the USA in a company in Cleveland , Ohio .

So throw out the myth that you cannot find products you use every day that are made right here .

So on to another aisle - Bounce Dryer Sheets . . .. yep, you guessed it, Bounce cost more money and is made in Canada . The Everyday Value brand was less money and MADE IN THE USA! I did laundry yesterday and the dryer sheets performed just like the Bounce Free I have been using for years and at
almost half the price!

My challenge to you is to start reading the labels when you shop for everyday things and see what you can find that is made in the USA - the job you save may be your own or your neighbors!

If you accept the challenge, pass this on to others in your address book so we can all start buying American, one light bulb at a time! Stop buying from overseas companies!

(We, as a country should have started realizing this over a decade ago . . . . . . )

Let's get with the program . . . . help our fellow Americans keep their jobs and create more jobs here in the U S A .

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

CALLING ALL REGISTERED DEMOCRATS OF CROMWELL CT

Mon, 05 Oct 2009 11:46:41 -0500

OCTOBER 6TH, 2009

VOTING WILL TAKE PLACE AT THE HIGH SCHOOL

CROMWELL CT

This does NOT occur often, but on September 15th, when it came to voting for the Democratic nominees for the board of selectman for the town of Cromwell in CT, there was a tie between Stephen E. Bayley and Anthony A. Varricchio Sr. Both received 305 votes each.

Now it is time to make your decision between these two nominees. This post is to REMIND for all 3,267, approx, registered Democrats of Cromwell CT to come back to the polls and....

VOTE!!!

The run-off is being held tomorrow, Tuesday, October 6th at the high schoolin Cromwell CT. You will have a chance to cast your vote for either Tony Varricchio or Stephen Bayley. Voting will be going on all day... The polls will be open at Cromwell High School from 6 a.m. to 8 p.m. So, you can come out before or after work... there are no excuses.

JUST REMEMBER... IN ORDER TO MAKE A DIFFERENCE AND GET YOUR VOICE HEAR... YOU MUST

VOTE!!!

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

FAMILY GAME NIGHT, CROMWELL CT

Mon, 05 Oct 2009 07:14:13 -0500

FAMILY GAME NIGHT in CROMWELL CT

OCTOBER 9TH, 2009

This was such a great hit back in March that the town is hosting another "Family Game Night". Looking to spend more quality time with your family? The Recreation Department of Cromwell CT is sponsoring this semi-annual FAMILY GAME NIGHT at the townhall gym, this coming Friday.

Bring the whole family, or come by yourself. Children 12 years of age and under must be accompanied by an adult. So, come and have some fun. There will be donated prizes for the winners.

This is a very popular event, and is limited to the town of Cromwell only. Just you have a few more days to register... don't miss out on this opportunity to have fun with the family. Pre-registration is required by October 5th.. WHICH IS TODAY!! Not miss out.

Please call the Cromwell Recreation Department with any questions and/or to register at 860.632.3467.

A DONATION OF $5.00 FOR REFRESHMENTS WOULD BE APPRECIATED.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

SHOULD YOU LIST YOUR PROPERTY WITH A REALTOR... JUST BECAUSE THEY ARE YOUR FRIEND?????

Sun, 04 Oct 2009 11:27:20 -0500

This is not the first time I've come across this scenario, and I am sure I am not the only one that has encountered this. When someone has listed their property with a Realtor.. just because they are a friend of theirs.

We have written blogs here about how buyers should interview Realtors when they are looking to purchase a home. Should prospective sellers do the same?

I live in a condo complex where I have sold many units, and can be at a sellers home in a matter of minutes. I try to keep up-to-date on what is going on in this community by also being a member of the board of directors. By no means do I claim to be the best when it comes to selling condos, but I do when it comes to where I live.

This past summer, I listed a condo in the same court I live on. These clients (sellers) of mine saw a home they wanted to buy and put in an offer to purchase with a hubbard clause. Believe it or not, this offer was accepted, and I had 30 days to get their condo under deposit. You name it, I did it.. open house, personal websites, all website, ads... etc (not giving away all my tricks here). With the luck of God.. I had it under deposit in 28 days. The asking price was $152,900.. we sold it for $151,200.

Now their neighbors, right next door, are selling their condo.. with a friend. This listing has been on the market for over 90 days, and they have dropped the price. The sad news is that the friend/Realtor had wrong info (which has since been corrected) on the MLS.. and they are NOT, NOT marketing it to it's fullest. ISN'T THIS WHY SELLERS HIRE REALTORS? Isn't it our job, and aren't we hired to market the property to the hilt.. especially in the economy?

Last week I saw the wife, and just asked how things are going.. being neighborly... AND NOTHING MORE. She told me that they haven't had anyone come and see the place in a while. She blames the economy. I just shook my head and said nothing.

My thoughts were "MAYBE IT IS NOT THE ECONOMY IN TOTALLY.. BUT THE REALTOR YOU HIRED". My advice is whether you hire a friend, someone that was referred to you, or a neighbor (like I'd be)... YOU SHOULD ALWAYS INTERVIEW THEM. Make sure that they will work for you, and they are giving you the best of service. The commission you pay is for the work they do... not because they are your friend.

DON'T YOU AGREE??

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

CROMWELL MIDDLE SCHOOL, CROMWELL CT - FUNDRAISER

Fri, 02 Oct 2009 13:27:50 -0500

DAIRY QUEEN FUN NIGHT

Cromwell CT

Cromwell Middle School Fundraiser

5:00pm to 8:00pm

Do something good by Eating Somehting Good!!

Now that schools are back in session.. things are getting into a routine. Cromwell CT school are no exception. If you are looking for a place to go out and eat, and also help the Middle School with a fundraiser.. here is your change to do both at the same time. On Monday, October, 5th, (and every first Monday of the month) Dairy queen in Cromwell will donate 10% of their net sales for the evening to tthe Cromwell Middle School PTO.

The CMS PTO provides much needed school supplies computer technology, student scholarships and sponsors school activities. This is one of the fundraisers that helps with these programs.

So, moms, dads and families, come on over and have dinner and dessert. At the same time you will be helping the CMS PTO and the students.

SEE YOU THERE!

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

HURRAY, HURRAY.... GREAT NEWS IN CROMWELL CT!!!!

Thu, 01 Oct 2009 10:23:23 -0500

I have lived Cromwell CT for many years, and it is a realitively small town to todays communities in Connecticut. When it comes to home repair we would have to travel ½ hour to get to the nearest commerical home improvement store. There is a Lowes and Home Depot in Newington, and a Home Depot in Middletown, CT. For me it is 6 of one half dozen of another to get to.

I've noticed construction going on...and I've been watching and waiting as a new Lowes is opening up right here in Cromwell. The grand opening (preview) is tonight, Thursday, October 1st from 5:00pm to 9:00pm.

So now for all those special projects, and needs for those home improvement, and if you live in Cromwell, CT....LOWES IS HERE!!!

Thank goodness... not only is it now convenient, but they have hired local people for a lot of the positions. Bet the news didn't cover this upside to the economy. Also, it will give the residents of town a tax break.... and we get to save on gas. :)

Now if you need a realtor to help you sell your home once you have made all the improvements.. all you need to know is ValerieO

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

http://signatures.mylivesignature.com/54486/331/B59B01094DCCFC987902CBC94571A2EF.png

Valerie's Blog

TAX CREDIT REFERENCE GUIDE

ELECTION RECOUNT HELD TODAY IN CROMWELL CT

NOVEMBER 3RD ELECTION.. ANN HALIBOZEK FOR BOARD OF SELECTMAN

ANN MARIE HALIBOZEK for Cromwell Board of Selectman 2009

New Ideas, New Energy, New Faces- making Cromwell better for all!

NOVEMBER 3RD, 2009

CROMWELL HIGH SCHOOL

CROMWELL CT

POLES WILL BE OPEN FROM 6:00AM TO 8:00...

Her other attributes are being a former Cub Scout leader and a past member of the Cromwell Junior Women's Club. Ann also is the current Vice Chairwoman of the Cromwell Democratic Town Committee.

SO COME OUT AND VOTE FOR ANN HALIBOZEK ON TUESDAY, NOVEMBER 3RD, 2009

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

For real estate... all you need to know, is VALERIEO

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...*NOVEMBER 3RD ELECTION.. ANN HALIBOZEK FOR BOARD OF SELECTMAN*

NOVEMBER 3RD ELECTION.. STEVE BAYLEY FOR BOARD OF SELECTMEN

Steve Bayley for Cromwell Board of Selectmen '09

HOW TO USE YOUR BLOG TO CREATE BUSINESS RELATIONSHIPS

SHOP OR TREAT... SOMETHING NEW FOR HALLOWEEN

WESTFARMS MALL

FARMINGTON CT

HAPPY HALLOWEEN!!!

GREAT PUMPKIN PARTY, CROMWELL CT

17 CEDARLAND COURT, CROMWELL HILLS, CROMWELL CT

17 CEDARLAND COURT, CROMWELL HILLS

CROMWELL CT

SAVE ON ENERGY...AND GET A $1,500 TAX CREDIT

HARVEST PORK DINNER... FOLLOW-UP

JENSEN'S FAIR, CROMWELL CT

ANNUAL HARVEST PORK DINNER THIS WEEKEND

HARVEST PORK DINNER

LOOKING TO ADOPT A CAIRN TERRIER/WEST HIGHLAND... CAN YOU HELP ME

MILITARY WHIST... CARE TO PLAY TONIGHT?

WORDLESS WEDNESDAY... WHEN YOU ARE TOO TIRED TO SIT UP AND DRINK

MISS LEADING INFORMATION ON THE $8,000 TAX CREDIT

LYMAN ORCHARDS - ANNUAL CORN MAZE

CONNECTICUT RIVER MUSIC FESTIVAL IN CROMWELL CT

LOWES AND HABITAT FOR HUMANITY... WORKING TOGETHER

YOU CAN DO YOUR PART TO HELP IMPROVE THE ECONOMY

CALLING ALL REGISTERED DEMOCRATS OF CROMWELL CT

VOTE!!!

FAMILY GAME NIGHT, CROMWELL CT

FAMILY GAME NIGHT in CROMWELL CT

OCTOBER 9TH, 2009

This was such a great hit back in March that the town is hosting another "Family Game Night". Looking to spend more quality time with your family? The Recreation Department of Cromwell CT is sponsoring this semi-annual FAMILY GAME NIGHT at the townhall gym, this coming Friday.

Bring the whole family, or come by yourself. Children 12 years of age and under must be accompanied by an adult. So, come and have some fun. There will be donated prizes for the winners.

This is a very popular event, and is limited to the town of Cromwell only. Just you have a few more days to register... don't miss out on this opportunity to have fun with the family. Pre-registration is required by October 5th.. WHICH IS TODAY!! Not miss out.

Please call the Cromwell Recreation Department with any questions and/or to register at 860.632.3467.

A DONATION OF $5.00 FOR REFRESHMENTS WOULD BE APPRECIATED.

SHOULD YOU LIST YOUR PROPERTY WITH A REALTOR... JUST BECAUSE THEY ARE YOUR FRIEND?????

CROMWELL MIDDLE SCHOOL, CROMWELL CT - FUNDRAISER

DAIRY QUEEN FUN NIGHT

Do something good by Eating Somehting Good!!

HURRAY, HURRAY.... GREAT NEWS IN CROMWELL CT!!!!

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...NOVEMBER 3RD ELECTION.. ANN HALIBOZEK FOR BOARD OF SELECTMAN