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real estate: SONYMA - A Great Tool For First Time Homebuyers - 04/08/08 04:49 PM
The State of New York Mortgage Ageny (SONYMA) loan program is a great tool for first time homebuyers.  It allows for a low down payment (3%) and offers closing cost assistance.  SONYMA has strict guidelines that leave little room for exceptions.  A qualified loan office can determine your eligiblity and navigate you through the … (0 comments)

real estate: Property Perspectives Podcasts - 02/12/07 03:51 PM
The Poughkeepsie Journal has an ongoing real estate podcast series.  Though the focus is on the Hudson Valley, the topics are relevant to our industry.  The topics include the basics: tips for first-time homebuyers, mortgage basics and home inspections.  Also included are great non-traditional topics such as staging and negotiating. 
I have not had the opportunity to listen … (3 comments)

real estate: Tax Lien Certificates - Investment Opportunity? - 01/26/07 01:38 PM
I am working with an investor who wants to invest in tax lien certificates.  He plans to start in his home state, NY, and eventually buy them in all states where he owns property.  There are 62 counties in New York State.  Many of them use a private firm to handle the tax lien sales and auctions.  One … (32 comments)

real estate: How Important Is your Credit History? - 01/18/07 11:48 AM
Your credit history can greatly impact your life.  It can influence your ability to obtain a mortgage loan and terms of that loan, along with many other aspects of your financial history.  Many employers now include credit history as a qualifying tool during the hiring process.
Your credit history is the gateway … (2 comments)

 
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Sharon Brown
Middletown, NY
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