rights: Closing Cost - 05/05/07 07:26 PM
If you are in the process of buying a home, you have probably figured out how much you will need for the down payment, but don't forget about the closing costs associated with the purchase of any property. These additional costs can add up to a significant amount.Closing costs will vary, … (0 comments)
|
rights: Your Principal Residence - 04/12/07 06:39 PM
Here is a little useful information that many current and future home owners may find useful. The Federal Tax Code allows married taxpayers to exclude from capital gains taxes up to $500,000 in profits from selling a home (singles can exclude $250,000). In order to qualify for this exemption, you must … (0 comments)
|
rights: The Perfect House - 04/11/07 11:11 PM
Home buyers must often deal with deferred maintenance or repairs. For example, you may have found a terrific house and like many competent home buyers, you included a structural inspection contingency in your purchase agreement. What happens when you find out that your "perfect" house needs some work? Do you ask … (0 comments)
|
rights: If It Is Broken Fix It - 04/11/07 11:09 PM
Most houses have a few "little" problems, like leaking faucets, a stove burner that won't light, or electrical outlets with too much "spark". These defects may not seem very important--unless your house is about to go on the market.We rarely have difficulty getting sellers to agree to paint, replace worn carpets … (0 comments)
|
rights: Staging Your Home - 04/01/07 07:08 PM
I can't tell you how impressed I was with the foresight of a delightful young couple who were referred to me by their Real Estate Agent. This was a first for me.. This couple had just recently bought a condo and their intention was to live in it for a few … (0 comments)
|
rights: Get Rich Quick Seduction - 04/01/07 06:53 PM
If you're selling real estate I know you're getting what I'm getting " those "get rich quick" e-mails from someone promising some miracle if you just wave a magic wand over your cell phone.
Let's face it. These promotions are seductive. We all want the short-term solutions and Cliff Notes that … (0 comments)
|
rights: Credit Tips - 04/01/07 06:25 PM
Unfortunately, there is always advice going around that may not be the best in your personal situation. Or advice that is out of date. In most cases, it is not a good idea to close any credit card accounts. A big portion of your credit scores are based on your credit … (2 comments)
|
rights: Check Fraud - 04/01/07 02:10 AM
EnlargeCheck Washing
Keeping your personal paperwork private is very important.
Most of identity thefts occur because of thieves going through your trash. Another trick is checking your mailbox to find outgoing checks that you may write to pay your bills.
Checks can be stolen and then "washed". The payment amount and payee can … (3 comments)
|
rights: Identity Theft (Protect Yourself) - 04/01/07 02:03 AM
During the holidays, shopping malls are busier and people seem to have less time to get all that they need to do completed.
Unfortunately, there are thieves who will count on the fact that you may not be paying as close attention as you might need to be. I received the … (1 comments)
|
rights: Late Payment Credit Score - 04/01/07 01:54 AM
On Line Bill Paying: I have many clients who pay their bills on line as a matter of their daily schedule. Others are very fearful of paying any bills or doing any banking on-line.
Recently, one of my clients had a hiccup in the payment of her mortgage. Her credit score dropped … (2 comments)
|
rights: When Foreclosure are on the Rise "Know Your Rights" - 04/01/07 01:47 AM
Recently, the National Association of Realtors issued a press release voicing the organization's concern "-over the rising rate of defaults and foreclosures occurring in many areas around the country." It was an attempt to warn consumers to steer clear of exotic mortgages and predatory lending practices. Although the warning is an … (1 comments)
|
;)
Links;)
Archives
