There are a lot of people in the real estate and mortgage field, like myself, who have felt the effects of the current market conditions and lost a lot of business.  I just read an article in the San Jose Mercury News (4/15/08 Business) about a poll that the Associated Press-AOL Money and Finance did on the sagging real estate market.  According to the poll, 60% of people polled said they definitely would not buy a home in the next 2 years (up from 53% from the same poll in Sept 06).  Only 11 percent said they are certain or very likely to buy a house soon (down from 15% two years ago).  And with the increasing qualifications to get a mortgage or refinance, it's difficult to do loans compared to a few years ago. 

Have you lost business and income because of the current real estate market?  I definitely did and I had to look for other sources of income.  I found a great business that is a lot of fun, has a high paying compensation plan and great tax benefits too.  There are also other benefits offered that I never had as a Realtor, such as company paid guaranteed issue health insurance, life insurance and a stock option plan.  This can really help anyone who is looking for another source of income and a great benefits plan. 

In my experience, I have found that many real estate and mortgage professionals are savvy entrepreneurial minded people who are skilled at being self-employed and working on commission.  If this describes you, then send me a message for more information.  Take a look at it and decide for yourself if this is right for you.

I am a real estate agent/loan agent from California and I am currently talking to a Realtor in Florida about a program that you may be interested in.  She is putting together a program where she will market investment properties on her real estate website.  She will have potential clients from out of state fly in to Florida and take them on tour of her local short sale listings and other short sale/REO properties.  I am talking to her about getting her own online travel booking site to link to her real estate business website.  Since these potential clients will have to book their travel accommodations somewhere, there will be commissions generated and paid out from the airlines, flights, rentals cars and so on.  By having her own online travel booking site linked to her real estate website, this Realtor will be paid those travel commissions.  This creates another source of income for her while providing her clients the convenience of booking all of their travel accommodations on her site.  These online travel bookings sites offer the same or better pricing on the same airlines, hotels, car rentals, etc. as other name brand sites, but the difference is that those travel commissions come back to you instead of being paid to someone else.  Of course, you can also book all of your own travel on your site too and save money by having the commissions come back to you.  To see what the travel booking sites look like, you can view mine at www.LetsGoTravelAgency.com    If you see how this can benefit you and your real estate business, please contact me for more info.  Thanks and have a great day.

I have an associate who specializes in real estate investment properties and is looking for buyers.  He has deals like REO's, short sales, foreclosures, rentals, lease options and apartment buildings. If you or any of your clients are looking for some great investment deals, just let me know and I will put you in contact with my associate.  Have a great day.

For the self-employed:

Get guaranteed medical insurance regarless of your medical history. 

Standard Plan $99 limited coverage

Premier Plan $199 limited coverage

Additional prices for family add-ons.

FREE, major medical coverage and FREE $150,000 life insurance policy when qualified (determined by business size)

Contac me for details.

It's How Much You KEEP, That Counts! Not How Much You Make
 
Home-business tax breaks can put an
additional $200 to $600 per month,
or more, in your take-home pay
starting NOW - GUARANTEED! 
   -  Ron Mueller MBA, PH.D. 

http://www.homebusinesstaxcut.com/

Take a look at my other blog, Do You Want Another Income Source?

‘‘If the average American knew everything that is provided to them in a Home-Based Business Tax System. They would increase Tax Deductions by at least between $5,000-$15,000 or more every year and forever''
‘The key is having and running a Home-Based Business'

Sandy Botkins CPA- Former IRS Attorney. 

Sanford C. Botkin, Attorney and Certified Public Accountant is Chief Executive Officer and Principal Lecturer of the Tax Reduction Institute (http://www.taxreductioninstitute.com/)  based in the Washington, DC area.  Mr. Botkin was one of eight attorneys selected by the Internal Revenue Service to train all new attorneys to the Internal Revenue Service's Corporate Tax Division.

If You Don't Have a Home-Based Business, Start One Today!

By Sandy Botkin (Excerpt only, Visit http://www.reduceyourtaxes.tv/tax_report.htm for full report)

Sadly, even having more than one job does not produce any major positive effect on most people's bank accounts. Why? Because of tax laws. This was well illustrated in 1994 by Jane Bryant Quinn in her Woman's Day article on "How to Live on One Salary."

Where the Money Goes

Ms. Quinn's example assumed that a man was earning $40,000 per year. His wife (we will call her Lori) wasn't working. They had more month than money. (Sound familiar?) Lori subsequently got an administrative job for $15,000 per year. You would think this would improve the family's financial situation, but when Ms. Quinn examined the economics of getting this extra income, the results were startling!

Lori had to pay federal and state taxes on her new income. Since they filed jointly, the family's combined income was what established their tax bracket. She paid $4,500 in new taxes, most of which was non-deductible, for federal and state income tax.

Lori had social security withheld from her paycheck at the rate of 7.65 percent, which amounted to an additional nondeductible amount of $1,148 being extracted from her salary. She also had to commute to work 10 miles a day round trip, which is probably conservative for most people. This resulted (in 1995) in nondeductible commuting costs of $696.

Lori also had some child care expenses, which give a partial tax credit. Ms. Quinn figured that the amount spent over and beyond the tax credit was $4,250 per year.

Lori also ate out each day with colleagues, spending an average of $5 per day, five days a week. This results in a nondeductible expense of $1,250 per year. (I would love to know where she ate fore only $5!)

Now that Lori has a job, she has to have professional clothing; this means a hefty dry cleaning bill. Ms. Quinn assumed that Lori's increased expenses here amounted to an extra $1,000 per year, nondeductible, of course.

Finally, with both spouses working, Lori wasn't in the mood to cook dinner every night. They bought more convenience foods and ate out more frequently. This resulted in increased food costs of a nondeductible $1,000 per year in minimum.

Add it all up and Lori's take home pay was a paltry $1,156 a year, for which she had to put up with a daily commute, an unpleasant boss, and corporate hassles.

For Lori-and for you - the meaning of all this is simple:

Lori earned $15,000 in salary as an employee, but took home only $1,156. She could have netted the entire $15,000 had she earned it in a home-based business!  This is an increase of almost 13 times her take-home pay as an employee.

Notice that Lori is not spending dramatically more money than she is currently spending. She would eat out anyway, go on trips and drive her car the same as before. By having a home-based business, however, many of their expenses become deductible. This concept is known as "redirecting expenses." With a home-based business, she can now deduct some of the expenses that she is incurring anyway.

Take a look at my other blog, Do You Want Another Income Source?

I find real estate colleagues to be savvy entrepreneurial minded professionals.  Being self-employed, we understand working for commission, referral marketing, and self-motivation.  Some of my current non-real estate business partners are Realtors, Real Estate Brokers and Mortgage Mrokers.  My senior business partner, is a PhD, a real estate investor, a real estate broker, an owner of 2 REMAX offices and a real estate training school. 

*Are you interested in making $10,000 in 30 days?

*Are you interested in $1.3 million in cash bonuses and $400,000 in stock options in 15 months?

*Do you like to travel?

*When you book your travel, do you do it online?

*When you book your travel online, do you receive a commission? 

*Would you like to?

*Would you like to be able to write it off and increase your tax deductions?

*Would you like to travel with significant savings (travel agent perks and discounts)?

*Do you want guaranteed free health insurance?

*Would you like to help your church or non-profit increase their fundraising by earning 60% commissions on everything purchased from the travel site (powered by Travelocity)? 

If you said yes to any of the above questions, then I invite you to contact me for more details.

Act now, start your business and you will receive one FREE travel voucher of your choice:

•2 Nights, Two Adults and Two Children, 28 Destinations to Choose From

•3 Day/2 Night Bahamas Cruise for Two

•Mexico Getaway for Two - 4 Nights in Cancun and 4 Nights in Puerto Vallarta

•Honolulu, Hawaii - 4 Night Hotel Stay for up to Four

•$500 Las Vegas Funbook

•Two Round Trip Airfare Tickets

•3 Day/2 Night Vacation For Two, 19 Destinations to Choose From

•4 Day/3 Night Vacation For Two - Your Choice - Either Cancun Or Puerto Vallarta

•8 Day/7 Night Condo For Up to Four, 600 Destinations to Choose From

•3 Day/2 Night Hotel And Airfare For Two

•Seven Night, 5 Star Resort For Up to Four, 80 Destinations to Choose From

Have a Blessed Day!

Veronica Perea 

I find real estate colleagues to be savvy entrepreneurial minded professionals.  Being self-employed, we understand working for commission, referral marketing, and self-motivation.  Some of my current non-real estate business partners are Realtors, Real Estate Brokers and Mortgage Mrokers.  My senior business partner, is a PhD, a real estate investor, a real estate broker, an owner of 2 REMAX offices and a real estate training school. 

*Are you interested in making $10,000 in 30 days?

*Are you interested in $1.3 million in cash bonuses and $400,000 in stock options in 15 months?

*Do you like to travel?

*When you book your travel, do you do it online?

*When you book your travel online, do you receive a commission? 

*Would you like to?

*Would you like to be able to write it off and increase your tax deductions?

*Would you like to travel with significant savings (travel agent perks and discounts)?

*Do you want guaranteed free health insurance?

*Would you like to help your church or non-profit increase their fundraising by earning 60% commissions on everything purchased from the travel site (powered by Travelocity)? 

If you said yes to any of the above questions, then I invite you to contact me for more details.

Act now, start your business and you will receive one FREE travel voucher of your choice:

•2 Nights, Two Adults and Two Children, 28 Destinations to Choose From

•3 Day/2 Night Bahamas Cruise for Two

•Mexico Getaway for Two - 4 Nights in Cancun and 4 Nights in Puerto Vallarta

•Honolulu, Hawaii - 4 Night Hotel Stay for up to Four

•$500 Las Vegas Funbook

•Two Round Trip Airfare Tickets

•3 Day/2 Night Vacation For Two, 19 Destinations to Choose From

•4 Day/3 Night Vacation For Two - Your Choice - Either Cancun Or Puerto Vallarta

•8 Day/7 Night Condo For Up to Four, 600 Destinations to Choose From

•3 Day/2 Night Hotel And Airfare For Two

•Seven Night, 5 Star Resort For Up to Four, 80 Destinations to Choose From

Have a Blessed Day!

Veronica Perea 

Learn how to increase your Cashflow (the most powerful word in your financial vocabulary) by AT LEAST $1000 every month -- permanently! We will also teach you to create multiple sources of income, what the wealthy have learned to do and to pass down from generation to generation.

FDI WealthTRAX Services & Continuing Education Includes. . .

ACCESS to a team of Financial Educators teaching the most Powerful ways to create wealth:

• Real Estate - Learn to acquire properties with little or no money down with little or no credit.
• Cashflow - Potentially increase your Cashflow by $1000 per month!

Visit www.fdimember.com/vp to get started now.

FDI's One-Stop Credit-Restoration Destination is a credit repair program designed for anyone who has a credit history they would like to have amended. Whether you've had a major credit set-back in your past or you just have a few blips on your credit screen, FDI's CreditTRAX program can assist you in restoring your credit history back to the best shape it possibly can be.  Visit www.fdimember.com/vp to get started now.  All real estate professionals are invited to become a member and provide FDI services to your clients.