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chamblee real estate: Does Your Hometown Rank On Money Magazine's Top 100 Places To Live in 2008? - 07/30/08 10:34 AM
Move to Plymouth, Minnesota, says Money Magazine in its 2008 100 Best Places To Live survey.
According to the report, the Twin Cities satellite has all of the makings of a desirable home town:
Affordable homes
Excellent schools
Low crime
Lots of jobs
Abundant "outdoor life"
The top 5 cities as … (0 comments)
chamblee real estate: How To Protect Your Children And Your Home From Propane Gas Leaks - 07/28/08 09:30 AM
According to the National Fire Protection Agency, the number of liquid propane-related accidents and deaths are statistically small.
However, a family can't be too careful when it comes to household safety and flammable gases.
Manufactured by Davom Products, the PROLOCK Propane Safety Cap is a lock-and-key device that prevents children (and … (0 comments)
chamblee real estate: Why Are Buyers Coming Back To The Market Now? There's Good Value In Real Estate. - 07/25/08 09:20 AM
Statistics won't always tell the whole story, but they often provide good perspective.
The graph at right shows Existing Home Sales data going back three years. An "existing home" is one that can't be called new construction; a "used home", so to speak.
Note the steep decline from 2005 through late-2007. … (0 comments)
chamblee real estate: Chamblee Georgia Real Estate and Homes - 07/24/08 10:35 AM
Location Characteristics: Chamblee was incorporated into a City by the Georgia Lesgislature in 1908. It's charming historic town square is one of the 8 cities located in DeKalb County. Chamblee has always been a City of continuing transformation. From bucolic dairyland to Southern railroad junction. From temporary home to 40,000 WWI … (0 comments)
chamblee real estate: Use The Inflation Calculator To Check If Your Income Is Keeping Up With "Life" - 07/23/08 03:03 PM
The phrase "Consumer Price Index" can be intimidating and unclear to Americans. It's an economic term, after all, and not a part of everyday American language.
It even has its own abbreviation to add to the confusion -- CPI.
So, when a layperson hears that "CPI is rising", it's not always clear … (0 comments)
chamblee real estate: How Hurricanes Change Home Affordability - 07/23/08 02:57 PM
After falling 7 cents per gallon over the last 7 days, gas prices are being pressured higher today as Hurricane Dolly barrels through the Gulf of Mexico.
The first landfall hurricane of the season is expected to flood the southern Texas coast and cause minor disruptions to the nation's oil supplies. … (0 comments)
chamblee real estate: Housing Affordability Falls On Highest Cost Of Living Figures Since 1991 - 07/21/08 09:18 AM
Another day, another piece of inflationary data.
June's Consumer Price Index showed a 5 percent year-over-year increase in what is now the largest annual Cost of Living increase for Americans in 17 years.
This is bad news for active home buyers because rising costs are considered inflationary and inflation causes mortgage rates … (0 comments)
chamblee real estate: FHA Mandatory Loan Fees Increase For Some, Fall For Others - 07/21/08 09:15 AM
For the first time in its history, the FHA changed its funding fees and mortgage insurance structure this week. FHA-insured home loans are now subject to a risk-based pricing adjustment, as shown by the table above.
Because of risk-based pricing, FHA home loans are now more expensive for borrowers with less-than-ideal credit … (0 comments)
chamblee real estate: Caulk Singles Are More Expensive Than Caulk Tubes, But May Be The Perfect Fit For Small Seal Jobs - 07/21/08 09:10 AM
Every homeowner's basic toolkit should include caulk, a sealing agent for sinks, bathtubs, windows and other places where seams exist.
And now, with the mass-market availability of Caulk Singles, that toolkit can be made a bit smaller.
Caulk Singles are a one-time-use caulk package, squeezable from the bottom-up and billed as … (0 comments)
chamblee real estate: Why July May Be The Best Time To Write A Purchase Contract In 2008 - 07/14/08 11:16 AM
It's a terrific time to buy a home, but not because homes happen to be affordable.
It's a terrific time to buy because the variety of mortgage products available to home buyers looks poised to shrink.
Monday, Alt-A mortgage lender IndyMac Bank stopped accepting mortgage applications and it's likely that other Alt-A … (0 comments)
chamblee real estate: The "Sheep Effect" On Your Housing Payment - 07/14/08 11:14 AM
A noon-hour, mortgage-bond rally rendered homes more affordable for Americans Tuesday. It was the second straight day on which this happened.
On both days, the action was swift.
The speed at which Monday's and Tuesday's respective rallies tore through mortgage markets illustrates how deep the uncertainty that surrounds the U.S. economy … (0 comments)
chamblee real estate: Foreclosure Rates Are Falling (Despite What You See In The Headlines) - 07/14/08 11:09 AM
According to RealtyTrac, the rate of foreclosures across the U.S. is slowing. Versus May, June foreclosures fell at a 3 percent clip.
25 states showed improvement month-over-month, led by many of the same areas that had fueled foreclosure activity in 2007.
A sampling of RealtyTrac's data includes:
California : Foreclosures down … (0 comments)
chamblee real estate: How Is The Economy Doing? It Depends Who You Ask. - 07/14/08 11:07 AM
"Economic uncertainty" is turning into a 2008 buzzword and there's a lot of good reasons why.
On the one hand, there are precursors to inflation in the economy:
Rising oil costs
Rising food prices
Higher Cost of Living
On the other hand, there are precursors to recession in the economy, too: … (0 comments)
chamblee real estate: The Cities In Which Your Job Pays More - 07/14/08 11:04 AM
Every city in America is its own micro-economy. Jobs pay differently from place-to-place and the Cost of Living varies, too.
Knowing that, Business Week followed a simple, three-step methodology to determine the "Best And Worst Cities For Your Job".
Choose 20 common professions for Americans
Research what the professions pay in each … (0 comments)
chamblee real estate: How Your Home Payment Is Tied To The Federal Reserve's Press Release Today - 06/25/08 10:14 AM
The Federal Open Market Committee adjourns from its 2-day meeting at 2:15 P.M. ET today. It's widely expected that the group will leave the Fed Funds Rate unchanged at 2.000 percent.
However, it's not what the Fed does today that has markets so interested. It's what the Fed will say.
One … (0 comments)
chamblee real estate: Simple Real Estate Definitions : PITI - 06/25/08 10:11 AM
Most homeowners make four housing-related payments each month:
Principal on a mortgage
Interest on a mortgage
Taxes on the real estate owned
Insurance for the real estate owned
Collectively, these payments are known by the acronym PITI but don't let it fool you -- a homeowner's monthly expenses are still called PITI … (0 comments)
chamblee real estate: What You Need To Know About Mortgage Rate Quotes - 06/19/08 09:43 AM
Home buyers are often surprised when a "rate quote" from the morning won't be honored in the afternoon. Sometimes, the assumption is that the loan officer is just being sneaky.
This couldn't be less true.
Rate quotes change in the middle of the day because mortgage markets are in constant flux. All … (0 comments)
chamblee real estate: The Counter-Intuitive Reason Why The Fed May Boost Interest Rates - 06/11/08 10:43 AM
The Federal Reserve is stumping hard on inflation this week, creating speculation that Fed Funds Rate hikes may be in store for later this month.
This is a counter-intuitive development because increases to the Fed Funds Rate are typically associated with periods of rapid economic expansion.
Lately, we've seen anything but.
Witness: … (1 comments)
chamblee real estate: The Proper Way To Give And Receive Gifts For Downpayments - 06/09/08 09:12 AM
When a home buyer is gifted cash for a downpayment, there is a right way and a wrong way to receive the funds.
The right way includes:
Completing an acceptable gift letter
Documenting the withdrawal of funds with receipts
Documenting the deposit of funds with receipts
The wrong way is to ignore the … (0 comments)
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