Love is the Air in New Hampshire - 02/19/09 02:54 PM
Plywood painted hearts with messages of love appear down the length of the snow covered banks of a New Hampshire highway.  These signs popped up shortly before Valentine's Day along Route 28S beginning after the Alton Circle.  A new sign appeared every two miles or so.  Traffic jams were caused by these trinkets of love messages.  Envious wives, girlfriends and/or lovers drove the length of 28S simply engaged in the unfolding love story of Doug and Dianna.  
"A love story takes time to write" Doug posts to his sweetheart Dianna.  He writes that he misses his love.  
 In each one of … (1 comments)

PMI - Quick Facts - 02/17/09 01:32 PM
PMI- Private Mortgage Insurance
 
•·        PMI based credit score
•·        All transactions as of March 9 will require 2 months of PITI at closing
•·        2nd Homes not eligible, Manufactured Homes not eligible
•·        20%  or below on down payment incurs PMI
•·        All PMI companies have Restricted Markets- min. 700 credit score
•·        www.mgic.com has PMI zip code finder
•·        Not always accurate as there may be pockets of decline within a town
•·        April 6 -- PMI rate will change
… (0 comments)

FHA Updates- Good news for buyers - 02/17/09 01:28 PM
FHA updates supplied by Chris Guilmett of Laconia Savings Bank
  
3.5% down payment
 
Can be all gift money.    Sources:  Relative, Applicant's employer, Close Friend, Charitable organizationg, government Agency Musts how transfer of funds to borrower either prior to closing or at closing.   1 - 4 Family Owner Occupied  Seller contributions:  Up to 6% of sales price Can only go towards prepaids & closing costs, not down payment or concessions  Qualifying ratios:  31/43  More liberal with past credit problems, beyond control, not neglect No minimum credit score--Judgments must be paid  No income limits Appraisals           Safety soundness issues     Testing requirements (water/termite) only … (0 comments)

Dave and Jenn Snell Newest Additions to Lakes Region - 02/07/09 07:31 AM
Dave and Jenn Snell are certified as real estate agents serving Alton, New Durham, Barnstead, and the surrounding area have chosen to join the team in the Alton office at Maxfield Real Estate. 
Jenn applies her creative energies to marketing, special events and research abilities that benefit real estate clients.  Her skills complement realtor husband Dave's extensive experience in residential, commercial and investment properties and property management.   The Snell's are active members of the National Association of Realtors, the New Hampshire Association of Realtors, and the Lakes Region Board of Realtors.
We believe that a good agent should know their community … (0 comments)

 

Dave and Jenn Snell

Alton, NH

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Maxfield Real Estate

Office Phone: (603) 875-3128 x 17

Cell Phone: (603) 455-6683

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