Happy Thanksgiving - 11/26/09 09:26 AM
We have so much to be thankful for with clients and partners like you. This Thanksgiving, as you're gobbling up goodies with your friends and family, just know that we're extremely grateful to be a continuing part of your success. Have a wonderful holiday from Darrell Walters and Integrity Mortgage Funding!
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Strategic Equity Management - 11/25/09 07:58 AM
There are several reasons why purchasing a home is preferable to renting one. Rent payments go directly into the pocket of a landlord, while mortgage payments result in the accumulation of equity and the eventual ownership of the property. The tax advantages of home ownership are also significant since mortgage interest is tax deductible.Ironically, these two benefits do not always work well together! Financial planning expert and best-selling author, Douglas Andrew, has revealed some surprising misconceptions as well as some innovative strategies in his book, Missed Fortune 101. Andrew explains that most homeowners believe that paying down their mortgages quickly and increasing … (2 comments)

Total Quality Control: Set Goals that Lead to Improvement - 11/20/09 07:35 AM
The concept of KAIZEN®* is based on ideas developed by Japanese industries, which date back to the 1950s. This system for optimizing production melds together ideas from both Eastern and Western cultures, and embraces the philosophy of implementing common sense, low-cost forms of improvement. It takes into consideration all members and facets of a company, and how each plays its part in reaching Total Quality Control.While breakthrough ideas are based on rapid change and the development of new systems, KAIZEN® principles are geared toward recognizing what resources you have at hand, and making better use of them. The KAIZEN® process is soft … (4 comments)

Google Maps Help New Homeowners Find Their Way! - 11/18/09 09:42 AM
Google™ released a new localized service in March of 2004. Many relocated homeowners have used this search feature to get to know their new neighborhood.Simply visitwww.maps.google.com and enter the type of service or business you are looking for, followed by the city or zip code you are targeting. Google's robust search engine will provide a list of results within seconds. The results will include local information about neighborhood business listings, maps, directions and useful web pages derived from a variety of sources. This makes getting to know a new neighborhood fast and easy. If you out on the road, you could also use Google … (2 comments)

The Weekly Review - A Strategy for Success - 11/13/09 10:11 AM
In today's business world, information comes at you rapidly and from all directions. It's far too easy to become overwhelmed and find yourself in a reactive rather than a proactive mode. How can you regain a sense of balance and control?Each week, as work winds down, make an appointment with yourself to assess how you've been doing. David Allen, the best-selling author of Getting Things Done, calls this a weekly review, which he believes is critical to achieving the results you desire.The weekly review is more than a chance to step away from the distractions of the office, it's also a time to catch … (4 comments)

The New Home Buyer Tax Credit - 11/12/09 08:24 AM
The November 11th edition of the CNBC’s Squawk box featured a discussion by Richard Smith, CEO of Realogy, regarding the extension and expansion of the buyer tax credit and how it will impact the real estate market.
Mr. Smith has an interesting viewpoint as to the changing real estate market. Check out the video and let me know your thoughts about how the tax credit and other changes will impact our real estate market.
Also, if you would like more information regarding the latest home buyer tax credit and extension, please call me or email at dwalters@integritymtgonline.com.
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Happy Veteran's Day - 11/11/09 08:12 AM
To all of our armed forces and their families, thank you for all the things that you have done for our freedom and liberty. I hope that you have a very blessed Veteran’s Day from Darrell Walters and Integrity Mortgage Funding.
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Time Blocking - Putting Balance Back into Your Life - 11/06/09 11:21 AM
 
Have you ever had your day end and wonder where it went? Have you ever been frustrated by how reactive you have been to "emergency" situations that significantly reduced your productivity?Many of us have experienced this to an excessive degree in our business practices. One of the greatest ways to eliminate the reactive state we find ourselves in is to practice the art of Time Blocking. Time Blocking is about scheduling your day with purpose, making sure the things you need to get done DO get done. This applies to work and personal activities. Remember, the more proactive you are … (6 comments)

Homeowner's Insurance: Put the Right Policy In Place - 11/04/09 09:05 AM
In order to obtain a home loan, a borrower is usually required to have a homeowner's insurance policy in place. Experts agree that the most important question homeowners should ask when shopping for a plan is the A.M. Best rating of each company. New companies pop up all the time, and homeowners need to be informed about what a company can offer in terms of protection against potential risk.Consumers should also become familiar with the liability portion of their policy. ACV (Actual Cash Value) policies pay claims based upon the depreciated value of the item or items lost. However, replacement cost policies will … (2 comments)

 

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