What Are Points and When Should You Pay Them? - 01/25/11 08:37 AM
Points are up-front fees paid to obtain a better interest rate on a loan. One point equals one percent of the loan amount. A lower interest rate may result in a lower monthly payment, but it is important to consider how long you intend to be in the loan, and to compare current rates to historical market trends. If you take out a $300,000 mortgage and decide to pay one point, this translates into an up-front closing cost of $3,000. Paying a point up front saves $100 a month but it will take 30 months to recuperate the cost of that … (1 comments)

Email Etiquette from Tim Sanders - 01/24/11 08:37 AM
Did you know there are email rules? Watch as author and former Yahoo! Chief Solutions Officer, Tim Sanders, shares just a couple of them and how to make your messages more effective. (www.TimSanders.com)
Do you have any email rules or tips that you live by? Please comment below and let me know.
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The Best Time for a Credit Card - 01/20/11 09:08 AM
Should "kids" apply for a credit card as soon as they are legally old enough? Not in all cases, according to Janet Bodnar of Kiplinger.com. Watch as she explains her criteria for obtaining that first credit card.
What do you think about "kids" obtaining credit cards? Is it best to wait?
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Eat Your Way to a Smaller Appetite - 01/18/11 09:29 AM
Healthy Alternatives to Newfangled Fads
It seems like most of America is on a diet of one sort or another. From Atkins to South Beach, there’s always at least one regimen that captures the country’s imagination for a time. The irony is that in the beginning, many of these diets actually seem to work. Then, as months go by, advocates get tired of what they’re eating and return to old habits, only to gain back everything they’ve lost and then some.
Most diets do seem to have a common denominator, however, which is some sort of portion control. It only makes … (3 comments)

Coaching Video: Goals and Priorities with Stephen Covey - 01/17/11 11:10 AM
Dr. Stephen Covey defined the 7 habits of effective leaders and is one of the most respected sources on leadership. In this short presentation, Dr. Covey pushes leaders to be not only effective but truly great by looking at the Execution Gap. Dr. Covey states, "To achieve goals you've never achieved before, you simply need to start doing things you've never done before." Turn your goals into action today!
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How to Get Proactive Customer Referrals - 01/10/11 10:23 AM
Author and business trainer, Jeffrey Gitomer illustrates the value of customer referrals and how to get them. He offers you these 6 tips to encourage proactive referrals:
Contact me at 678-648-5626 or by email for more information regarding becoming a referral source.
For more information regarding Jeffrey Gitomer visit http://www.gitomer.com/
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The Four Steps To Properly Setting Goals - 01/04/11 09:47 AM
From Ric Edelman’s Inside Personal Finance First, set a positive goal for yourself. “I will save to buy a home” is a positive goal, while “I will notspend money” is a negative goal. By focusing on the positive, you’ll quit spending money because you’ll be so focused on your goal that you won’t notice you’ve stopped spending money.
Second, set a date for achieving your goal. A goal is not a goal until you set a date for it. So set a date for achieving your goal, and make sure your date is attainable. If it’s not, you’ll become discouraged and quit. But don’t … (1 comments)

Ignite Your Soul Motivational Video - 01/03/11 09:39 AM
I want to start off this new year with an inspirational video that will encourage you to take action on whatever life brings your way:
Courage is never to let your actions be influenced by your fears.  ~Arthur Koestler
What is your motivation for this year? I hope that you have a very prosperous new year!
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