WALK FOR HOPE~ IN SEARCH FOR A CURE FOR WOMEN'S CANCERS~
NOVEMBER 6, 2011 LOS ANGELES CALIFORNIA
Once in a while life takes a turn for the unexpected! Women's cancers are affecting lives all over the world each day. As a young mother of 3 children, I was diagnosed with uterine cancer at the age of 26. I was so grateful that I already had my daughters because the treatment for the disease required a total hysterectomy.
I have joined Walk for Hope because I want to make a difference in the fight against women's cancers. More than 275,000 women will be diagnosed with breast or a gynecological cancer THIS YEAR! More than 25% of those women will die from these diseases. I wat to help save these women by helping the City of Hope researches find cures!!
If you choose to help me in this fight, please use the following link to make a donation of any amount. The goal is $150 which should be easily attainable. The donation you make could save the life of someone YOU love! I appreciate anyone who takes this to heart and decides to pitch in. Sometimes the smallest sacrifices can create lasting change!
Turn key Eastview beauty! This gorgeous home boasts of pride of ownership! From the slate walkway to the custom double door entry right into the hardwood foyer! There have been upgrades top to bottom! Home also features front patio, rich dark hardwood floors throughout,recessed lighting, remodeled kitchen baths, lushly landscaped front & back yard with fruit trees & beautiful flowers! Back yard also has huge patio that runs the length of the home with a cover & overhead fans. Kitchen has built in trash can as part of cabinetry, granite counters, stainless steel appliances including refrigerator, drawer pull outs that are easy on the back, large windows and french doors to let in tons of natural light! Family room features a brick fireplace to warm you up on those chilly days! Master bedroom offers a city lights view. Formal living room at entry is a step down room that leads to dining room. PV Schools option! STANDARD SALE!!
Features List
Pv Schools Option
Remodeled kitchen
Remodeled baths
Hardwood flooring
Lushly landscaped
Tile roof
City Lights view
Central Heat
Central Air
SS appliances
Sunken Living room
Dining room
Family room
Brick fireplace
Walk in closet
Custom double door
French doors
Equal Housing Opportunity.
Keller Williams Realty LA Harbor :
28901 S. Western Avenue #101 -
Rancho Palos Verdes
CA
90275
: 310-944-8062
THIS HOME IS LISTED AT JUST $398,000! IT IS A SINGLE FAMILY HOME WITH SWEEPING OCEAN, HARBOR AND VINCENT THOMAS BRIDGE VIEWS! IT IS PERCHED UP HIGH OFF THE STREET BUT HAS AN ALLEY LOADING 2 CAR GARAGE FOR AN EASY WAY TO ACCESS THE PROPERTY! CONDITION IS TURN KEY! THREE BEDROOMS, 1 BATH WITH A LOT THAT IS LARGE ENOUGH TO EXPAND SHOULD YOU FIND YOU NEED THE SPACE! DUAL PANED WINDOWS, GORGEOUS FRONT LANDSCAPING AND MORE! BEST OF ALL IT IS A STANDARD SALE!! SEE IT TODAY!
Assessor says 2 bedroom, but it's actually 3! Actual square footage is closer to 1000. If you are looking for a place to enjoy the warm summer breezes off the ocean while watching the ships pull in, THIS IS IT! This sweet home is set up high for fantastic vista views! You can enter at rear & never climb your front steps! Spacious and well placed front patio allows you to really soak up this view! There is also a small lawn & garden area adjacent to the patio. Inside you find a clean turn key home just waiting for you! Freshly painted interior. Galley kitchen is well appointed with extra cabinetry at the end of the countertop. Inside laundry. Roof is about 5 years new! 3 bedrooms & one bath. Bedrooms are good sized & there is lots of storage too! Rear yard is mostly concrete for easy maintenance. Lemon tree. Detatched two car garage & another uncovered space for guest parking. If you want a home in Vista Del Oro, need 3 bedrooms & need a great value, this is a MUST SEE!
Offered at $399,000
This is Wendy Rich-Soto, "Your San Pedro Real Estate Girl" Signing off~~
This represents all homes in Lomita that were sold through Realtors via the Multiple Listing Service. Averages and price per square foot are included for comparison.
Lomita is called the "Friendly City!" As you can see, people flock to Lomita to find their next home. Twenty Two homes were sold in the first three months of 2011 in Lomita California. Their prices ranged from $171,500-$668,000. With prices like those, it is an affordable choice for a buyer! Lomita has much to offer from shopping to restaurants! It is a town that sits in between San Pedro, Rancho Palos Verdes, Harbor City and Torrance. The average price per square foot was $245.68.
Buy a beautiful home in Lomita CA today! Call me at 310-944-8062!
If you haven't heard of Home Path, listen up! :-) The Fannie Mae Home Path Program offers homes that have gone back to the bank through the foreclosure process. This program has fantastic points that are as follows;
1. No appraisal has to be done on the property to qualify for the loan! This means you don't have to pay for an appraisal as a part of your closing costs. The bank has already researched the property and they know what it is worth.
2. If you purchase a home through this program you only have to put down 3%! Not even 3.5% like a standard FHA loan requires!
3. FHA loans require you to pay a mortgage insurance premium, with home path financing, there is no MIP!
4. Last but certainly not least this program allows you the buyer to receive 3.5% towards your closing costs!! You don't have to worry about whether the seller will say yes! The program has the YES clause built right in!
Here are some sample properties that are currently on the market in the South Bay towns of San Pedro, Lomita, Harbor City, & Torrance. Be sure and contact me if any of them catch your eye! You can do your own home search on the Home Path site! Just click here to view what is on the market in the area you are interested it. You can also register to get daily updates for new homes in the program and any price reductions as well.
When a buyer's dream becomes a short sale nightmare!
San Pedro Real Estate
Not too long ago I was representing a buyer to locate the perfect home. He was really easy to work with, actually a dream client when it came to attitude! We found a home that was perfect for him! It has a view and a man cave! It was in his price range and he wanted to buy it five minutes after walking through the door. We wrote up an offer on this great short sale and I was really happy for him. The listing agent is a personal friend of mine and she works extremely hard every day. She has a short sale negotiator on staff and she was already done submitting everything for the financial hardship. This was perfect. She had already had a bank approval once, but the buyer walked because as everyone knows...short sales take time!
Within a week of submitting our offer the listing agent called me to say that they had short sale approval at the price we had offered! "Oh happy day!" This was going well and all those crazy myths about how short sales never close were now fading off into the distance. We had our home inspection and nothing turned up out of the ordinary so we continued. The home appraised and that was also quick and easy. Next was full loan approval which came shortly there after and then loan documents arrived at escrow. "Fantastic, I thought!" The buyer was ready to sign! He went in and signed every disclosure and after several trees were killed we continued full speed ahead.
Three days prior to the close of escrow the unthinkable happened! The seller had consulted a bankruptsy attorney and they had advised them not to sell the home short! "Wait! How could this be!" The seller owned another home, had over $50,000 in the bank and had a job making $130,000 per year! Not to mention that the home we were in escrow on was being used as a rental and that the seller had pulled money out of it to purchase a new car and the home they now lived in! It seemed totally and completely ridiculous! But yet, it was true! Escrow was cancelled and the buyer received his earnest money deposit back. He was out the money for the appraisal and the home inspection though. Not the best ending!
Then the sun came out! The house did go into foreclosure and then it became bank owned! We contacted the REO agent and let him know that we wished to put in an offer as soon as possible. We did so waiving our inspection contingency since we had re inspected the home and it was in the same condition. We went into contract and of course it appraised a second time. Loan documents are being drawn up next week and soon after many months of patiently waiting, this buyer will get the home of his dreams! I do not believe that he would have been able to buy it if he had gotten angry after what he went through. I mean who could blame him? His persistence and patience paid off in the end! Don't you just love happy endings? I know I do!
Is it a Double Dip Recession for us here in California? Well here is a market update for you! I read some interesting information on Yahoo today and half way through the story I saw some GREAT NEWS about Callifornia!!!
Buying a home in San Pedro is one of the most significant investments you will make in your life. Not only are you choosing the place you will live, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this personalized space. The more prepared you are at the beginning, the less overwhelming and chaotic the buying process will be. My goal is to provide you with the detailed information you will need to assist you in making an intelligent and informed decision. Remember, if you have any questions about the process, contact me, Wendy Rich-Soto at 310-944-8062.
As you begin keep the end in mind by keeping your mind focused on your ultimate out come, being a homeowner. At some point you have to trust someone who is a Real Estate professional to help you navigate through the process. There are so many things to consider that you need someone who is specifically trained and has your best interests at heart. There is a starting point to a purchase and it is something that must be done in order to get started. If you will be obtaining a mortgage to purchase your home, you need to speak with a lender. That should really be your first stop. A lender will be able to go over your credit, income, assets, and debt. Once they do, they can give you a budget to shop within. Now some buyers hear the top dollar that they can spend and they do not want to go that high. They don't feel comfortable with a monthly committment that seems like it will take away so much from their lifestyle. That is understandable. So they decide on a price that has more to do with monthly payment and their comfort level. This is a huge step in the right direction!
Most 1st time home buyers choose FHA financing. The primary reason for that is a down payment of 3.5%, more lenient guidelines with regard to credit scores. Some buyers will need a seller to help with their closing costs which can range from $8,000-$10,000 on average. With so many San Pedro homes and condos on the market at affordable prices one would think it should be really easy to find a home and get a great deal. So why are so many first time buyers having trouble finding a home that suits their needs at a price they can afford? Until 2008 it was almost impossible to find decent homes in San Pedro for under $500,000. Prices have been dropping so rapidly over the last 2 or 3 years that some homes have finally become affordable to first time home buyers. Recognizing this, many are out shopping, trying to make the dream of home ownership a reality.
Where are the great bargains?Homes currently on the market that are affordable to first time home buyers, are predominantly short sales and foreclosures or bank owned properties and are not necessarily in the best condition. Even with a deep price reduction many of these homes are still beyond the reach of first time buyers because the buyer will have to lay out considerable cash after purchase to bring the house into livable condition. First time home-buyers just dont have this kind of cash to invest in the home for repairs and upgrades after the purchase. In some cases FHA will not finance if serious repairs are required or kitchens and/or baths are missing.
Some of the problems buyers have discovered in many of the available homes for sale on the market are:
Damaged foundations
Damaged chimneys
Excessive layers of roofing
Bent ridge-boards (part of roofs framing)
Leaking, damaged and old roofs in need of replacement
Potential mold issues resulting from leaking and damaged roofing
Kitchens in need of replacement
Baths in need of replacement
Incomplete renovations leaving partially completed kitchens and baths
Badly damaged flooring
Leaking plumbing and/or replacement
Electrical problems and upgrades
Unpermitted additions not up to code
Many bank owned homes have several of these issues placing the seemingly affordable home into the unaffordable range for the FHA buyer. For instance a buyer may be able to afford a new shower, but not be able to afford new plumbing if that too is necessary, this can become a large expense. When a San Pedro home becomes available in really good condition, priced to sell it will likely receive multiple offers very quickly. FHA offers are often being put to the side while banks and sellers entertain offers with 20% or better down payments and all cash offers, often from investors. It is critical for an FHA buyer to write the strongest NET offer possible. Even with a strong offer it is very difficult for an FHA buyer to compete against the stronger offers.
FHA buyers who successfully purchase are finding that their best option is often looking at homes and condos that have been on the market for a while. These homes and condos don't present the multiple offer problem and often result in a sale. While homes and condos that sit for a while sometimes do have issues beyond the buyers ability to deal with, if you pick through them you can often find an overlooked gem. Don't just assume if a home as been on the market for a long time that it isn't worth considering. More often than not, a seller may have listed the home to high for the current market and it took them a long while to realize that in order to sell they had to adjust their price significantly. Other times, if a home is priced out of your price range, comparable recent sales may unveil that the home is worth what you can afford. That is the time to strongly consider that home if it meets your needs.
Give yourself some room! If you look at homes that are below your price range, you give yourself room to negotiate. When you look at property that puts you at your max, it doesn't give you any room to go up. That doesn't mean that you won't get the home, but it does make it more difficult. Many times a seller may not consider an FHA offer and so an FHA buyer must shop smart. While it may take some time, it is still possible for an FHA buyer to purchase if they are dedicated to the purchase. Trusting your Realtor to help you through these types of things will make the process so much easier for you!
Friends & Family: Our friends and family always want what is best for us and so when we are getting ready to buy a home, they want to help! Many of them have purchased homes in the past and they know a lot about the process. The thing is that this market is different now than it was even 12 months ago. Lending guidelines have changed so much that every time you think you have everything that you need in place, a new change comes up and can make it impossible for you to buy the home the way you thought you could. It is important to get a pre approval letter, a budget, a Realtor you trust, and then get ready to find the home you want. Family and friends should be supportive but they should also defer to those who are working in real estate and lending today and know what the requirements are that will allow you to become a home owner.
This is a beautiful home in San Pedro, CA! San Pedro CA real estate~
Never judge a book by its cover!! This sweet little home is just waiting for you! Located in the Vista Del Oro neighborhood of San Pedro, California, this home is a completely remodeled kitchen with granite counters, beautiful new hardwood cabinets complete with pull out spice rack, lazy susan cabinet for easy access to pots & pans and matching crown molding. New gas range, dishwasher & stainless steel sink! Tile flooring in kitchen and baths. Space for stackable washer and dryer in kitchen. Boths baths have been remodeled with tile showers with colorful inlay, shower over tub combo, brand new vanities & lighting. Two spacious bedrooms are on the upper level separated by a jack & jill bath. One bedroom has a large walk in closet, the other has a nice sized closet with mirrored wardrobe doors. Downstairs there is a great room concept livingroom, full bath, gorgeous kitchen & large closet for extra storage. There is dining space in the great room and a cut out to serve guests. We are putting new landscaping in the front yard this week!
To find out more about this property call me today at 310-944-8062 or send me an email at SPREGIRL@yahoo.com
"YOUR SAN PEDRO REAL ESTATE GIRL"
WENDY RICH-SOTO, REALTOR, CDPE
Serving;
San Pedro, Harbor City, Lomita, Long Beach, Signal Hill, Lakewood, Carson, Torrance, Wilmington, Hawthorne, Rolling Hills Estates, Rancho Palos Verdes, and the PV Peninsula.
I have been a Realtor for over 10 years and in that time have helped well over 600 buyers and sellers with their real estate needs. I have worked in both new construction and residential resale markets. I have a vast knowledge of both arenas.
I live in the community of San Pedro, California which has my heart! It is a beautiful town with a rich sense of community. I serve San Pedro as well as the following South Bay towns; Rancho Palos Verdes,Rolling Hills, Rolling Hills Estates, Lomita, Harbor City, Redondo Beach, Torrance, Hermosa Beach, Manhattan Beach, Cerritos, and Carson.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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