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Current Whatcom County 'Pending" Sale Ratios - 06/30/09 05:46 PM
Bellingham - Blaine - Ferndale - Lynden - Sudden Valley pending have been updated and posted to the website: http://www.whatcomcountyhomesearch.com To review year to date/by week ratios, click on the individual name listed below. Stats listed below are a snapshot of the first week of January 2009 vs. June 27, 2009. Location 1st Week Jan June 27th 2009 Increase/Decrease Bellingham 13.50% 24.79% +11.29% Blaine 8.22% 14.88% +6.67% Ferndale 11.89% 21.68% +9.79% Lynden 13.19% 16.67% +3.48% Sudden Valley 19.67% 22.76% +3.09% If you have questions about understanding the ratios, please feel free to give me a call. I'll be more than happy to explain what this information means. Wes Nygaard - The Muljat Group - (0 comments)
Single Family 30 Yr. Fixed Interest Rates - 06/30/09 05:20 PM
Welcome to Monday! Inventory and 'pending' sale continue to increase the Whatcom County area. As of late this morning, 30 year, single family, fixed rates were: 5.250% with 1.625 Points and 5.625% with .125 Points Outstanding interest rates! Some of us remember when a single family residence, 30 year rate was as high as 19% and 20%...and buyers were actually happy to get the money:) If you want to do a real time search for homes coming on the Multi-List, go to: www.WhatcomCountyHomeSearch.com Wes Nygaard - The Muljat Group - www.WesNygaard.com - www.WhatcomCountyHomeSearch.com 360.201.1844
How Does U.S. Measure Home Prices - 06/25/09 12:03 PM
Very short blog entry; however, if you read the article/link it should answer some of your questions and raise some questions. How are home prices measured? Great question and something that is very difficult to do. Here is a great article/link that goes into some of the complexities of measuring Home Prices: http://seattletimes.nwsource.com/html/businesstechnology/2009379661_apusmeltdown101homeprices.html Enjoy the article/link Wes Nygaard - The Muljat Group - www.WhatcomCountyHomeSearch.com - http:// www.WesNygaard.com 360.201.1844 (0 comments)
Looking for a home-what to do 1st - 06/24/09 04:21 PM
The question often surfaces: What should I do first when I start thinking about buying a home? And I say 'start thinking' because people start the process and stop the process many times. In this start and stop process, interest rates go up and interest rates go down. The interest rate will have a huge impact on what amount you will be able to borrow/spend on a home. There are other factors like debt to income ratios, etc. Your lender will get you involved in D/I ratios. However, the first item on your agenda should be to start a list of (minimum) (0 comments)
Residential Home 30 Interest Rates - 06/23/09 02:42 PM
Tuesday in beautiful North West Washington! It appears interest rates are slowly climbing upward...very slowly. There is a lot of talk on rates are going to increase. Well, for the time being, interest rates are still attractive. Here is the approximate rate as of 12:32 this afternoon--rates can and do fluctuate many times a day. 30 year fixed, residential: 5.250% with 1.625 pts. 5.625% with .125 pts. Beautiful rates when you consider the 19% rates of the late 80's. Inventory choice is very good. The banks are still lending and there with programs available that have low/little/zero down, if you qualify. If (1 comments)
Blaine Washington Events - 06/19/09 06:09 PM
A couple of reminders of what you might want to keep you calendar open for in the coming weeks and months. In Blaine, every 2nd and 4th Saturday until September 26th, Blaine will be having their open air market on the H Street Plaza. At this open air market Blaine features locally grown produce/products and crafts. Blaine will also offer free space to vendors at this event. Hours for this event: 10:00 am to 2:00 pm For more information regarding the Blaine Open Air Market, call: 360.332.4544 Make plans for the upcoming: Blaine Jazz Festival -July 12th through the 18th. Enjoy (0 comments)
Blaine WA 4th Of July 2009 - 06/18/09 04:03 PM
Everybody should make plans to attend Blaine, Washington's 4th of July celebration! Make your plans now! I have not seen another 4th of July celebration as outstanding as Blaine's. Suggestions? Start off with Blaine's downtown celebration. It is huge, take lots of sun tan lotion spend the day. First on the agenda is a pancake breakfast, then the parade at noon. There are arts and crafts, rides on the historic Plover Ferry from Blaine to Semiahmoo Resort. Don't forget to a tour of the historic "Show-n-Shine car show. There are some fantastic cars that show up in Blaine for the 4th. Check them out, you'll (1 comments)
Whatcom County Real Estate Ratios - 06/16/09 06:54 PM
I'm a little late getting the most recent (weekly) ratios updated and uploaded. However, they have been updated. Recent ratios show that we are in full stride for the spring increase in business...and for buyers moving forward and making a contract on homes that have viewed and decided to make offers on. The lower intersest rates, the $8,000 tax credit and large selection of homes on the market have given buyers choices that we haven't seen in a long time. To view the ratio updates go to: www.WhatcomCountyHomeSearch.com, move down the left side until you see the statistics buttons for each (0 comments)
Another Vacation - 06/12/09 02:08 PM
Yes, I did just come back from a few days off, went to the Wenatchee area, had a great time. However, for a short trip, great time, and priced right, up and back the same day. My suggestion is: Sewells Marina, located in Horseshoe Bay, BC. Check out their website. Nice people! From 'Beautiful Blaine' to Horseshoe Bay it takes about 45 to 60 minutes. And I really do mean 'Beautiful Blaine'. So why go to Horseshoe Bay? Easy. They have boats you can rent at a great price, fantastic area to spend some fun time. After fun time, every restaurant (0 comments)
Buildable lot with waterview Blaine, WA - 06/12/09 01:49 PM
2191 Cedarwood Lane, Blaine, WA 98230 MLS # 29024614 Price: $109,900 Fantastic fully serviced 117 x 86+/- corner lot in Blaine, WA. This lot is lightly treed, level and close to everything. The US-Canadian border is only moments away. Close to shopping, downtown Blaine, Blaine Marina and White Rock, BC.
Wes Nygaard - The Muljat Group - www.WesNygaard.com - www.WhatcomCountyHomeSearch.com - 360.201.1844
Interest Rates - 06/12/09 01:31 PM
Interest rates! You either love 'em or really love 'em! You either have the cash or you need to use the banks. Maybe we should take a look in the mirror and ask yourself if we would lend a few hundred grand to the person looking back at us. Not only lend the money, but lock in at some very low rates. The Canadian real estate borrower would enjoy having a 30 year lock in interest rate. Canada resets the rates with the borrower every so many years. Anyway today's rate is: 5.375% with 1.875 points and 5.875% at par. However, word on (0 comments)
Blaine - WA - Waterview - Lot - 06/11/09 06:20 PM
9682 Sherwood Drive, Blaine, WA 98230 MLS # 29024613 Beautiful and Private 4.8+/- acre lot in gated community located on the south side of H Street Road. Only minutes to the US-Canadiam border, close to shopping, Blaine Marina and White Rock, BC. Gated access to the community, paved driveway, shared well, propagate, electricity. Septic permitted for 4 bedrooms.
Wes Nygaard - The Muljat Group - www.WesNygaard.com - http://www.WhatcomCountyHomeSearch.com - Bellingham, WA - 360.201.1844 (0 comments)
Orondo - Wenachee - Chelan - Golf - Trip - 06/10/09 06:44 PM
I'm back to work! I'm tanned, relaxed and ready to go back to work...maybe. The short trip was outstanding! I hadn't golfed in more than a few years and decided to bite the bullet and just do it. Desert Canyon Golf Course was great. There are two areas. Front 9 is called the Lakes and the back 9 is called the Desert. Both gives you great golf and views that only enhance the average so-so game. We won't go into how score was kept. However, I will say that I made a bet I knew I couldn't loose. My partner was (0 comments)
Home in Birch Bay Village - 06/10/09 06:19 PM
'Our Corner Of Paradise' Check Out This Beautiful Home In Birch Bay Village: NWMLS# 29071474 $286,000 Great, 4 bed, 2 bath rambler in popular Birch Bay Village, large yard with mature trees. Ideal floor plan with vaulted living room and mantled gas fireplace, home has radiant heat. Open design, kitchen and dining layout with lots of storage, appliances, washer/dyer, and refrigerator, stove all stay with the home. Finished attached garage. Birch Bay Village has a gated entry with 24 hour on duty guard, marina, golf, tennis, swimming pool and miles of beautiful beaches. Visit the home's website at: http://www.tourfactory.com/Inventory/TourDetails.asp?nTourID=514476
Wes Nygaard (0 comments)
Holiday Time? - 06/08/09 11:04 AM
Still doing the holiday thing, still trying to keep updated on the business. Today the Bellingham Hearld had some updates for the local real estate business. Worth the read. For the fast update at their website www.BelllinghamHearld.com or go to the story direct at: Check out the information. Interest rates have started to inch up; however, take a look at what the B/H has to say, look at the interest rates and it still says: buyer's market:) Back to the holiday thing. Sleeping in...not! Doing golf? Yup! I've attached a picture of the area. Desert Canyon and the area is great. Bright, dry, warm. Greens are (0 comments)
Holiday In Eastern Washington - 06/07/09 01:59 PM
I really shouldn't but I did. I've taken some time off and have gone over to eastern Washington for some holiday time. Right now I am sitting at a super resort named Desert Canyon. The weather is perfect, I'm looking out the back deck watching the golfers and getting ready to take a short trip up to Lake Chelan. We're thinking about renting a boat and touring the lake, then tomorrow taking the clubs and play the course. Okay, why am I writting this? I gotta say this is a beautiful area. We are about five minutes from the Columbia River, half hour from from (0 comments)
Whatcom County Real Estate Ratios - 06/06/09 04:09 PM
There has been a lot of talk by everyone regarding where we are at in this current economic cycle. My take on this is that no one really has their finger on the absolute accurate pulse. The dynamics seem to be totally event driven, like trying to put your finger on mercury. I'm not going to lean to left or the right. Here is what the statistics are saying this week. I track them weekly and have been for quite some time. I would encourage you to take a look at the past weeks for each location to get a better look (0 comments)
canadian purchase of USA Real Estate - 06/05/09 10:35 PM
Canadian clients-investors! US banks are lending money to Canadians! Are you looking for property in Blaine, Lynden or Ferndale, Washington? Are you looking for a loan from a US bank? Yes, there are some US banks lending to Canadians. True some are not lending...even to American borrowers. Here is a basic outline for US banks lending to Canadians: 1. Minimum 700 (Canadian) credit score. 2. Portfolio loan. 3. Twenty percent (20%) down. If you have questions, give me a call and I will be more than happy to direct you a person that is able to answer your questions. If you are (1 comments)
Whatcom County, WA Real Estate - 06/03/09 05:57 PM
Things have started turning around for Whatcom County Real Estate. The most current ratios have been uploaded to www.WhatcomCountyHomeSearch.com. You are able to review the stats for: Bellingham, WA, Blaine, Washington, Ferndale, WA, Lynden, Washington, Sudden Valley, WA. I have also placed an overall graph for the Whatcom County Statistics. Follow the ratios back to the first of the year and you can see where we were and where we are now. A welcomed change. You can scroll down to the first week's statistics in January and watch the increase to the current week. To make searching for a homes easier, I 'finally' placed a Real Time (0 comments)
Real Estate: Short Sale, Foreclosure - 06/02/09 07:32 PM
Great meeting at The Muljat Group's Tuesday Staff meeting! Our guest speaker was Mr. Jim Logghe, Sr. VP Residential Loans, Banner Bank, Bellingham, Washington. It was a pleasure to hear Mr. Logghe speak about short sales, deed in lieu and foreclosures. One of the most important statements made at this morning's meeting: best advice to your client is to contact an attorney and their lender immediately when confronted with any of these situations. Mr. Logghe was able to give a basic description of Banner Bank's position regarding short sale versus a deed in lieu and foreclosure. Banner would rather, if possible, do a short (0 comments)
Blaine, WA 10 acres, mountain-water-views - 06/01/09 06:39 PM
Looking for homes or real estate in Blaine, WA? Take a look at www.WhatcomCountyHomeSearch.com or www.WesNygaard.com New listing in Blaine, WA. Located on the south side of H Street Road, close to Blaine and the Border crossings. Easy access to White Rock, Canada, home is located on 10 acres with views to...everywhere. Panoramic mountain, bay and strait views, incredible sunsets. Gated community, custom NW contemporary 5000 sf home on 10.9 acres. Three fireplaces, acacia and granite flooring, cherry wood kitchen cabinets, custom hand blown, signed and dated light fixtures. entire home is on a water filtration system, security system, paved circular drive. To (0 comments)
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