Getting Out of Debt

People ask "Can I buy a House after Graduating from the Freedom Debt Program?"   The Answer is YES! People who have gratuated have a significantly lower debt to income ratio then people who have not done something to satisfy their Credit Card Debt! When getting prequalified for a Home Loan, Lende...

People ask "Can I buy a House after Graduating from the Freedom Debt Program?"         The Answer is YES! People who have gratuated have a significantly lower debt to income ratio then people who have not done something to satisfy their Credit Card Debt! When getting prequalified for a Home Loan,...

How does Debt Settlement or Debt Consolidation differ from Credit Counseling. Both are hardship based programs, but that is the only thing the two have in common. Debt Settlement Programs negotiate with your creditor to reduce your debt by as much as 50%. Credit Counseling was created as a collec...

One of the common questions that I get from people, is - Why will a creditor settle for less than what is owed? The answer is really very simple - it makes good business sense. Creditors would rather get fifty cents on the dollar than nothing! Remember that Debt Settlement is a hardship based pro...

  Just want to make everyone aware of this great contest.  Perfect  for the Law of Attaction Group!    (this one is a little long, but stick with me, someone is going to win an iPad!!) Tom Ferry has a new book coming out May 4th, 2010. The book, LIFE! By DESIGN is a journey into the proven secret...

Yesterday I explained how the monthly payment is established with Freedom Debt's Debt Settlement Program. Recall that there are two objectives when we complete your debt analysis: 1. Find the lowest possible payment AND 2. Establish the shortest number of months in terms of payments. Typically ou...

When it comes to debt settlement, the role of the debt analysis is to establish a monthly payment and program length. While completing a debt analysis, my goal is to establish a payment that my client's can afford, while keeping the program length as short as possible. This is a balancing act and...

This is so important that I'm writing two blog posts on it today.  Last week I had the fortune of listening in to Elizabeth Grants Teleseminar titled S.O.U.R.C.E  Blueprint for creating Your Reality. Her work is based on the book by Eckhardt Tolle, The Power of Now.  It outlines in a very suscinc...

As some of you know, I've become a major student of the Law of Attraction and have made a habit of applying what I learn and see into my life. This has become a passion that I truly enjoy. The other day I came across a webinar put on by Elizabeth Grant. I have no idea how I managed to get on her ...

How much can you expect to save with Debt Settlement?. We estimate a 50% settlement, depending on the creditors that you have. Historically settlements are between 40% - 50% of the balance at time of settlement. This video explains it:   I've created a series of blog posts based on frequently ask...