Wayne Estes's Blog - Archives April, 2008

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4 Biggest Blunders You Can Make While Purchasing A Home - 04/08/08 06:42 PM

Blunder #1
Bad Credit Stays On Your Record For Around 7 Years....
This is a known fact but thanks to most mortgage companies they only check for the last 12-24 months. They may disregard any credit problems that exist out of that 12-24 month gap in time.
Blunder #2
Credit Counseling Can Hurt You!
That right … (4 comments)

The Do's And Dont's While Your Loan Is In Progress... - 04/07/08 08:37 PM

The Do's
1. Be sure to provide all documents pertaining to the sale of your home.
2. Be sure to update your loan officer if your expecting to recieve gift refunds.
3. Be sure to update your loan officer of your emplayoment status. Any changes could affect your approval status.
The Dont's
1. Don't change jobs … (3 comments)

Questions You Should Ask Yourself Before You Buy - 04/07/08 07:22 PM

When Buying a Home Be Sure To Ask Yourself A Few Different Questions...
For Example
What Is The Space You Are Looking At?
Make sure that you are comfortable with the homes looks and features and that you like the neighborhood you are in... You should also look around the house for cracks and … (0 comments)

5 Common Mistakes First Time Home Buyers Make - 04/05/08 06:54 PM

1. Do not ask enough questions of their lender and end up missing out on the best deal.2. Do not act quickly enough to make a decision and someone else buys the house. 3. Do not find the right agent who's willing to help them through the homebuying process.4. Do not do … (8 comments)

First Time Home Buyer Pt3. - 04/05/08 05:08 PM

ok so now that your well on your way to purchasing a home you need to make sure that your loan officer isnt screwing you over or leaveing you out on aany details at all! make sure they go over everythign with you and that they answer any questions that you … (0 comments)

First Time Home Buyers Pt. 2 - 04/05/08 05:05 PM

Ok so if you have read my first blog about First Time Home Buyers then you know that the time to buy a home is now, now its time to learn how. First you need to get pre-approved after you use the rule of thumb for purchasing a home which is … (0 comments)

Stop Renting and Own NOW!!!! - 04/03/08 08:02 PM

Here is why buying your first home will put you on the fast track to riches.Homeownership comes with alot of financial perks! All of the interest in a mortgage payment adds up to be about 75% of total payments made and is completely tax deductable. Owning a home tops the list of dreams for most Americans,and for … (3 comments)

This blogsite is amazing! - 04/03/08 06:09 PM

I have learned so much so fast its insane! Thanks a lot Active Rain... newbies will enjoy this site so much it is not even funny! Active Rain will help many! Thanks to Mark Organek for referring me... Comment me please :p I am here for all of your mortgage needs as … (4 comments)

Thanks Mark Organek! - 04/03/08 04:32 PM

my friendMark Organek referred me here to active rain and I am excited to learn from everybody here! … (6 comments)

First Time Home Buyers - 04/03/08 04:17 PM

First Time Home Buyer-
Is this a good time to buy a home for the first time home buyer?
Of course it is, Real Estate Journal states home sales were down in 2006. Does that sound bad for a first time home buyer? Not, so...the best deals to purchase are found when the … (3 comments)

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