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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
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Contests
Each month AR runs numerous contests as a way for our members to engage in activities
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Ask a Real Estate Question
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Six Hours To Midnight - 12/31/08 06:18 PM
Six hours to midnight Six hours to the end of a dreadful year. Two thousand and eight's losses are suffered. Two thousand and eight passes without a tear. Two thousand and nine reality is near. Two thousand and nine hope is here! Two thousand and nine and rates are low! Two thousand and nine and prices are affordable. Two thousand and nine, the sufferings not over, but acceptance helps. Two thousand and nine it's time to start over. Two thousand and nine time to find a person in trouble and help! Happy New Year to all! Bill … (3 comments)
I Survived 2008! Will I Survive 2009 - 12/30/08 07:11 PM
Early in 2007 I wrote "Will I succeed? Will I survive 2007?" It didn't take much to make it relevant today. I'm still not Carnac the Magnificent! Personally, to promote my books and services I belong to and participate in several networking groups. Today Active Rain dominates my audience and I do very little with the other networks. I'm still getting and seeing foolish questions that only God could answer, but fools and fortune tellers try. "Will I succeed?" and worse yet "will I survive?" I give the same pat answer to anyone asking such questions, NO! No is the right … (4 comments)
Benevolent Bureaucrats Or Self-Serving Power Mongers - 12/29/08 10:50 AM
As the mortgage scandal continues to evolve, as fingers keep pointing, as facts are ignored, as politicians, bureaucrats, and other crooks struggle to pass the buck and befuddle the public with male bovine droppings! Are, the minions at HUD-FHA benevolent bureaucrats or self-serving power mongers? Because so many have said the problem is public confusion so HUD has rearranged the "Good Faith Estimate" They care, they took action, they changed the order of the confusion thus making the consumer more aware and informed. I feel more informed, already! Because so many have said the problem is little or no down payments, The FHA … (2 comments)
A Christmas Blessing - 12/25/08 12:50 PM
Back on the first of December I told you about my little Brother Joe. It's funny how Joe will always be my little Brother, Jack, who was only 10 moths younger than me was and will remain my Brother, and Tom the youngest is my Baby Brother, having only one Sister, Shirlie is always just Shirlie., no matter how old we get. In Great People I told you about Joe's need of a kidney and pancreases, it didn't happen that day, but it did Tuesday! He woke up yesterday morning sore but otherwise fine, his blood sugar 130 that's normal 24 hours … (5 comments)
Just For Those Over 50 - 12/20/08 09:59 PM
A friend sent me this link. I think you'll enjoy it! http://thefiftiesandsixties.com/CarsWeDrove.htm Be sure to put your head phones on, or turn up the speakers. Enjoy! Bill … (4 comments)
Smelling Smoke Again - 12/19/08 06:01 PM
On the 15th of September 2006 I published Wake Up And Smell The Smoke a long winded story about making sure you had enough Hazard Insurance / Home Owners Insurance, to cover the newly inflated value of your home and investments. Many of you may think you can do with less coverage at today's deflated values. You may be wrong! It's time to reconsider your insurance! Most people will have a fixed amount of coverage barely covering their mortgage, this could be a costly mistake. My concern is that the cost to rebuild your property may well exceed it's current … (1 comments)
Insanity - 12/19/08 08:32 AM
Two things caught my eye this morning, an ad in the local newspaper, and a story on the national news. Please, tell me if you can find any sanity. "2008 Escalade 2WD $65,920 MSRP $61,006 Your Price -$10,000 Cash back
$51,006 Red Tag Price After All Offers $14,914 Total Value Versus MSRP" At a time when consumers are abandoning their homes and personal responsibly because they are "upside down" is there any sanity in voluntarily, accepting $10,000 cash back along with the 20 to 40% you lose just driving a new car off the dealers lot? Why should anyone make … (0 comments)
Take Heart - 12/17/08 12:45 PM
I started this morning reading a friends blog. My friend is the epitome of The American Dream, his story is a true inspiration. But, my friend hasn't been here through tough economic and social times, even though he's known real tough times. My friend wasn't here in 1973 when money was regionalised, California bankers had a cornucopia of cash, but the Midwest bankers had none. Rates spiked in ‘99, but Jimmy Carters legacy was an historic high 21.5% home mortgages! Ronald Regan's legacy, the longest peace time prosperity in our history. America, Americans have always come back and we've always been … (8 comments)
Wanting Is Not Enough It's Not Even Relevant - 12/09/08 09:50 PM
There is a TV commercial for a new Guru that ask if you want to succeed, well who doesn't? All thing considered I've been in one form or another of the people business since I was 14 years old back in 1962 and I have yet to meet anyone that wants to fail. Wanting is not enough! Wanting to succeed is not even relevant to success! The question is are you willing to do what it takes to succeed? Most of us are not willing to do what's necessary to succeed. Most are happy to just be average. A friend ask … (7 comments)
A Home Is An Investment No Matter What Some Say - 12/08/08 09:09 PM
Several times today I saw REALTORS® writing that a Home is not an investment. This kind of statement denies of civilized mankind's history! A Home is an investment! The only major investment most people will ever make. Like any investment there is risk involved. But, despite recent history a Home is probably your safest investment, because it comes with a tenant that normally has your best interest at heart. The confusion may result from the fact that, if you can afford it, Homes should be selected with the heart. If you can't afford your dream home then almost everyone can still … (7 comments)
Heads I Win / Tails You Lose / PMI In Short Sales - 12/07/08 10:17 AM
Over two years ago Brian Brady wrote: A Realtor's Guide to "PMI & Short Sales" Today S-Lo and so many others, still doesn't understand. Consumers are not entitled to the banks or the insurance company's money! S-Lo writes " If I'm in a car accident and make a claim my auto insurance won't come back and tell me I owe them for the amount of the claim, if they would what would be the point of even having auto insurance in the first place?" PMI is not car insurance! The consumer is not insured the bank is! In all, but states with … (4 comments)
Knowledge is power, no matter how you get it.Nothing beats experience, but it is the most expensive and time consuming route to knowledge! For the serious real estate professional there are hundred if not thousands of professional classes to speed you along. Professional classes have an additional benefit, professional designations! Professional designations don't prove professional competence, you have do that yourself. Unlike everyone else, designees are presumed component until they open their month and prove other wise! Designations make it easer to open doors, they are a wedge and knowledge is the hammer that powers them. Which wedge to chose … (2 comments)
Great People - 12/01/08 12:29 PM
My Mother called me a few minutes ago. Some where in the Mid-West there was a tragedy last night. Some one lost their life. Their family faces the horror of the unexpected, but with love in their hearts they offered a gift of life.In the mist of pain they generously donated the deceased organs. Pray for them and their loved one, for they are truly great and generous people. Very, very early this morning, my brother Joe got a call from the hospital, get here now! Joe's kidneys had failed two years ago, the results of type 1 diabetes he's suffered … (9 comments)
Late Payments And Evictions Are The same - It's Nothing Personal - 12/01/08 08:32 AM
In: Like Condos and Apartments O/O Homes and N/O/O Houses Are Not The Same! I wrote about a home salesman giving irresponsible advice on investment property evictions. This would-be tough property manager saw any late payment as a personal attack and responded instinctively with out regard to the landlord's best interest, or simple human compassion. Late payments/defaults are rarely personal. Late payments are most often due to circumstances beyond the tenants control. So don't take them as a personal affront. Avoid knee jerk reactions, until you've considered what's in the landlord's best interest. So when do you evict? The simple answer is … (6 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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Six hours to midnight
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