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A Little Advice From Our Grandfathers REVISITED - 02/24/09 04:34 PM
As we get deeper and deeper involved in this extreme buyer's market it's time to return to basics, our Grand Father's basics! Probably your Great Grandfathers. I got a call from a nice lady this she need to talk about financing a flip! A tough but doable deal with about a quarter million in profit potential. We talked, but it could have been easer and much more productive! That's what I want to talk about. Facts are facts! Put the facts in writing! Back in 1974 I went to my first meeting with Chapter Number One of the Farm and Land (4 comments)
The Iron Is Hot Very Hot - 02/24/09 03:29 PM
Many, many people are waiting for low cost 4% mortgages. The unfortunate thing is they are passing up today's great opportunities for this pipe dream. The American Dream and system are being dismantled day by day those that wait may never have a chance again. Every one wants a bigger and better deal so they do nothing. Those that succeed will take advantage of today's options which are great when compared to any ones experience. As Mike Jones said so apply: "Strike While the iron is hot" Mike's Forecast: (February 24, 2009) Strike While the Iron Is Hot Bill William (2 comments)
Worth Looking In To - 02/20/09 03:38 PM
I have an idea! An epiphany! A Wow moment! In January the reverse mortgage program started allowing people over 62 to purchase a home using a reverse mortgage up to 60% LTV I wrote about it in: Over 62? No Qualifying No Payments Then again in There Is Always More Than One Way / Then And Now . Today my friend Ron Withers writes about FL down payment grants in: Florida Housing's Mortgage Revenue Bond and Down Payment Assistance Program: Availability of Funds as of February 20, 2009 . Why not combine the two? That means that a couple over 62 (4 comments)
Unscripted Thoughts "A's" and "K's" Included - 02/13/09 06:50 PM
I've been playing with You-Tube the first one I recorded I included the pome "A reluctant investors lament" it when fair. Then the second I recorded one of my blogs, my own words, that when much better. Today I tried just looking at the camera and talking. I knew what I wanted to say, but it was unscripted. Now I've done seminars which are semi-scripted, I've done interviews both planned and unplanned. I pod-cast, in my youth I did amateur and professional stage work, but I'm not at all sure I like extemporize recordings! When we write and or pod-cast I (8 comments)
Are You A Victim Of Low Cost Mortgages? - 02/11/09 04:28 PM
There is no such thing as a mortgage being to low if you're paying it. If you're buying and some one else is paying the discount points! Low cost mortgages stimulate home purchasers and mortgage refinancing. So how can any one be a victim of a low cost mortgage? Because of the law of unintended consequences! Short sighted thinkers in power, willing to sell their vote, to buy the gullible. In Get It Now! I wrote about foreign investors losing faith in us, but not all our available cash comes from foreign sources! Much of it comes from our own people. Low (11 comments)
Computer Service Maximum Convenience - 02/11/09 11:06 AM
I keep telling you that we find what we seek. It's never more true than when dealing with people! Those of us that look for good people find them. Those excepting the worst are seldom disappointed. Seeking good people becomes a lifestyle so much so that even when we're not really looking we find great examples. Most of us on Active Rain virtually live with our computers, mine are almost as much a part of me as the glasses I've worn since first grade. If I'm out of reach of my desk top PC then normally my laptop is close at (2 comments)
Get It Now! - 02/10/09 05:15 PM
A knowledgeable young friend remarked that he though rates were going to go lower then stabilize for the long term. I have just two questions: "How?" and," Where is the money to come from?" I'm going to ignore the political history of Democratic Presidents, that goes back to the nineteenth century. Certainly reality, history, precedent and logic can't compete with blind optimism. I'd like to ask how? How can rates go much lower? If the banks are failing with the relatively higher rates we've experienced how can they survive with lower and lower rates? The only way I can see rates (6 comments)
Please Open Your Hymnal To Page 2009 - 02/08/09 01:18 PM
Barack Loves Me This I Know Yes, Barack loves me! This I know, for the stimulus bill tells me so. Little ones to him belong; They are weak, but he is strong.
Yes, Barack loves me! Yes, Barack loves me! Yes, Barack loves me! The stimulus bill tells me so.
Yes, Barack loves me! This I know, as he loved so long ago, taking our health in his care, saying, "Let them come to me."
Yes, Barack loves me! Yes, Barack loves me! Yes, Barack loves me! The stimulus bill tells me so.
Barack loves me still (10 comments)
There Is Always More Than One Way / Then And Now - 02/05/09 11:23 PM
If you think we've got troubles today you should have been in the Midwest in 1973! We didn't have any money! Or, in California where they had so much money that they'd loan any amount on any thing and the only qualification was the ability to fog a mirror, more on that another time. I was a young REALTOR® in Kalamazoo selling investment properties and homes when we went from money being hard to getin 1973 to impossible by 1974. My investor clients needed tax shelters. This was pre- Reagan and marginal tax rates went to 90%! That means that for (6 comments)
14 More Words Of Wisdom - 02/04/09 01:09 PM
I think it was 1976 when after a class one of the new REALTORS® came up to me and gave me his card, rubber stamped on the back was this short ditty.
"No matter weather you rent or buy you pay for the space you occupy!"
My student didn't know who wrote it and I've never been able to find out, but it was true then, true now, and it'll be true eternally! Bill William J Archambault Jr The Real Estate Investment Institute
Elusive Equity: Is it Real or Mythical, Desirable or a Curse? - 02/03/09 09:59 AM
Equity is supposedly the difference between what a property is worth and what is owed on it. Or is it?Most of us have spent our lives seeking equity, but are we just snipe hunting? Does equity even exist?Can equity exist in the present tense? Or is equity limited to the past and/or future tense?You cannot prove the existence of equity with out eliminating it. While equity can be estimated it must be harvested, cashed out, converted to liquid assets to prove its existence and at that point it no longer exist. Subsequently, it is impossible to have lost equity with out (18 comments)
More Words Of Wisdom - 02/02/09 09:12 AM
It was 1974 I was in a seminar in the Grand Hotel, before it became The Amway Grand, in down town Grand Rapids Michigan when Cavit Robert read this pome by an anonymous author it was relevant then it's relevant today.
Investor's Lament I hesitate to make a list Of all the countless deals I've missed; Bonanzas that were in my grip I watched them through my fingers slip; The windfalls which I should have bought Were lost because I over thought; I thought of this, I thought of that, I could have sworn I (0 comments)
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