Fair Isaac Is An Oxymoron! - 09/30/11 07:37 PM
 
Fair Isaac, the propagators of FICO Scores doesn’t measure your ability or willingness to pay your debits!
? Fair Isaac doesn’t measure your credit although your credit is a portion of there scoreing preversion!
Fair Isaac measures you against their own proprietary model and they do it with out regard to your ability and less than 1/3 of it is based on your history of making your payments!
The extremes, both ends of income have major problems with Fair Isaac as does anyone with non-traditional income.
Fair Isaac doesn’t know your income yet lowers your score drastically for to much credit … (11 comments)

Innocence By Deception He Was Not Speeding - 09/29/11 12:48 PM
 
 
AR FL: At the opening moments his trial retired Canadian Duddy Do-Right, known lovingly by all as DD pleaded not guilty.
DD’s attorney Mr. Tunnel Vision, Esquire ask for immediate dismissal sighting that DD was not speeding at the time of the incident. Tunnel explained that DD was extremely careful not to exceed the speed limit when taking his fare to home ownership. Tunnel’s opening statement went on to explain that DD was hired to transport his fare to home ownership, not to act as a body guard, he explained that DD was strictly a transportationnal driver. As … (4 comments)

The Secret Of Enjoying Real Estate Sales - 09/22/11 12:18 PM
 
The secret of enjoying real estate sales is a passion and education. Not just real estate education. Not just technical education. Not just legal education. Not just architectural education. Not just geographical education. Not just financial education. All are necessary for real estate success, you must become a true polymath!

But, to enjoy a career as a real estate agent there is one more requirement! A passion for anthropology! Cultural anthropology! Social anthropology! Martial anthropology! Linguistic anthropology!
 
Simply put real estate sale is a people business and you must have a passion for people!
 
You must enjoy … (14 comments)

Hind Sight Through Polarized Glasses - 09/20/11 04:21 PM
Hind sight through polarized glasses.
Do you procrastinate?
 
Do you wait for a better deal?
 
Do you wait and wait and wait and wait?
 
Do you live vagariously?
 
Do you masturbate your way through an imitation of life?
 
Do you live life as a voyeur vicariously watching what others do?
 
Do you second guess yourself? Even when committed?
 
Reading Todd Clark’s excellent post again today, I found:
Would your clients buy a home again if they knew what they now know?
 
How sad it was to read that the majority of those surveyed … (10 comments)

Real Estate Value Is All About Your Perspective - 09/18/11 02:12 PM
 
Real estate value is all about your perspective! Todd Clark posted an excellent article Pricing your home right the first time can actually net you more in today’s Beaverton, Oregon real estate market  simple straight froward advice. Price your home right and it will sell! So why don’t we price it right?
Real estate value is all about your perspective! There are two perspective and one middle position when a property is looked at.
 
Sellers offer their home for sale including all the sentimental value there in.
 
Appraisers and their clients, the lenders evaluate houses based on comparative … (32 comments)

In Defense Of The Mediocre - 09/15/11 01:53 PM
 
In Defense Of The Mediocre
 
 
 
We’re all born ordinary
 
except for the extraordinary.
 
So why become the object
 
of finger pointing mirth?
 
 
 
To take a chance risk failure.
 
To take a chance is lots of extra work.
 
To take a chance sets you apart
 
from those with whom you work.
 
You know it can’t be done.
 
 
 
We’re all born ordinary
 
except for the extraordinary.
 
So Why become the object
 
of finger pointing mirth?
 
　
 
To … (6 comments)

What Is Your Home Worth? Do You Care? - 09/10/11 02:29 PM
 
What Is Your Home Worth? Do You Care?
 
Home owners, what is your home worth? Do you care? Why? There are only two times when the dollar value matters! The day you purchase it and the day you sell it! (Three times if you refinance.)
How do you value it between those times?
 
Do you appraise it?
 
Or do you evaluate all that it provides?
 
How do you value it? What’s important to you dollars or intrinsic value? Cash or function?
 
Do you appraise it? Appraisers assign a comparative dollar value to houses not homes … (17 comments)

Blinded By Passionate Illogic - 09/09/11 07:17 PM

Are you blinded by passionate illogic?

Do you know some one that is?

Do you get distracted by passionate topics?

Do you abandon logic for passion?

Do you distract others by appealing to their passions?

Do others manipulate and distract you by appealing to your passions?

Are you blinded by passionate illogic?

I think I’m a highly passionate person.

Brenda and our kids are the only thing I’m more passionate about than logic!

It is entirely possible to be both passionate and logical. It may even be normal for most people, … (10 comments)

Living In Paranoria - 09/06/11 11:20 PM

 
We toured New Orleans 5 days ahead of Katrina!
We ariver in Houston 4 days ahead of Ike!
We went to Ft. Stocken and they had the first snow in half the population's memory!
They had 4 more storms that winter just for good measure!
We went to lake Tahoe and the water dropped!
We took our boat out of Lake Mead and now it's mud holes!
We visited our old lake home and the damn went out!
Last week we toured NASA, the exhibits are leaving for San Francisco!
Feel free to leave comments, we'll visit those that don't understand!
Carpe Diem! … (19 comments)

Alians - 09/02/11 09:31 PM
I thought I was north of Vegas again!
Not all aliens in Houston are illegal, this one works at NASA.
 
 


Carpe Diem

 
… (7 comments)

The First Rule... - 09/01/11 06:37 PM
 
The First Rule... 
The first rule in gun fighting is have a gun!
The first rule in knife fighting is have a gun!
 
The first rule in real estate is have a true professional !
The first rule in true professionalism is know the questions and where to get the answers! !
The second rule...
The second rule in gun fighting is always be right!
The second rule in knife fighting is always be right!
The second rule in real estate is have the right true professional!
The second rule in true professionalism is always be right!
The third … (6 comments)

 
Ar129174692605647 Ambassador_large

William J Archambault Jr

Houston, TX

More about me…

The Real Estate Investment Institute

Address: The Real Estate Investment Institute, 448 W. 19TH St. Suite 245, Houston, TX, 77008

Office Phone: (702) 516-1569

Cell Phone: (832) 259-7078

Email Me

Sage real estate and mortgage information, from the man at The Real Estate Investment Institute.

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