Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
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Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
mortgage: Good Faith Estimate Part 4 - 02/13/07 12:34 PM
Line 102 and 1203 Rarely used. Line 1302 * Pest Inspection Fee This depends upon local need. If required by lender see. Always required on VA loans. Unnumbered Comparison To Broker (Not Paid Out Of Loan Proceeds) This is the "Yield Spread Premium" paid by the lender/investor to the mortgage broker, if not for the YSP you would have to pay this much additional at closing. YSP is much maligned but great for the consumer, See the article: A Consumers Guide To Mortgage Brokers And The Evil Yield Spread Premium .Line 901 *Interest for __ days Mortgage interest is always paid in the arrears, meaning you pay (1 comments)
mortgage: Good Faith Estimate Part 3 - 02/13/07 06:28 AM
Line 803 *Appraisal Fee The estimate cost of the appraisal. This rarely varies except when additional inspection are required because of unfinished work or required repairs. Line 804 *Credit Report The cost of the credit report, this can go up as the actual lender may require additional reports or an electronic report may need supplemented. Line 805 *Lender's Inspection Fee Rarely used. Line 806 *Mortgage Broker Fee The latest name for what brokers use to call a processing fee, it now includes any fee charged by the broker not included on lines 801 and 802. Line 809 *Tax Related Service Fee This pays for an independent company that reports to (1 comments)
mortgage: Good Faith Estimate Part 1 - 02/12/07 12:15 PM
Figures don't lie, but liars figure! It is never so true as in "The Good Faith Estimate!" If that weren't bad enough for the real estate consumer the liars' figures get exponentially distorted, when applied to the "Truth In Lending" form! These are government mandated disclosures that lend an air of respectability that totally missleads the consumer! That air is better described as lender flatulence, it reaches it's most offensive odor with the "Annual Percentage Rate" (the proverbial, APR)! This is the first in a short series where we are going to take a line by line look at the "Good (2 comments)
mortgage: It's the last day of the year 2006 - 12/31/06 06:19 PM
Listed below is? A. The posted wit and wisdom of William J Archambault Jr. B. Bill's folly. C. All of the above. D. None of the above. Your final answer is: A. B. C. D. I've posted 53 blogs since joining August 9, 2006, I hope some have been relevant and helpful. I've commented on 418 blogs about half just social, but many were serious discussions with some of the best minds currently in real estate and mortgage lending. I've made some friends, I've corresponded and talked with some great people! What have I gotten out of four months participation in Active Raine? This one is not debatable. The final (5 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.