Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
As a mortgage professional its always important to stay abreast of what the market is doing, and where the interest rates are going. I feel that its our duty to inform the potential borrower honestly. To help me do this I have found a good resource. This article below is posted at http://www.realestateabc.com/rates2.htm and included below for your convenience.
Interest Rate Report - April
Mortgage Rate News
During March, fixed mortgage rates remained remarkably steady, after about a 1/8th percent decline in February
Iran needs money.
Since the Iranian government owns the oil companies in its country, having nationalized them back in 1951, what better way to get some extra cash than having the ability to charge more for oil?
Of course, you need a crisis.
Kidnap a bunch of British sailors and voila! Instant crisis. Oil prices were lower than $50 per barrel back in January and now they are about $66 per barrel, perhaps heading higher. Iran gets its money, honey.
Americans pay more for gasoline, of course -- and prices were already on their way up for eight straight weeks because summer driving season is coming soon and, as always, our refinery capacity is very tight.
It costs a LOT to fill up one of those big SUVs with Super. Heck, if you have one of those rice burner sports cars with maybe a 15-gallon capacity, it almost costs $50 to fill up the tank on that. Even if you DO get 30 miles to the gallon when driving sensibly.
Spending more money on gasoline means less money to spend on other stuff, and adds to inflation. Merchandise costs more, because LOTS of stuff gets made with petroleum products and consumers have less money to spend on it.
That could lead to a slower economy.
So Bernanke should lower short-term interest rates, right?
Well, if he does that, the value of the dollar goes down. Imports cost more. Higher costs means more inflation and perhaps a slower economy. Higher inflation also means higher interest rates.
So Bernanke won't do anything (we think).
The dollar may ALREADY be heading down, anyway, thanks to the new trade sanctions against China.
Plus, China owns a lot of U.S. Treasuries and if the dollar goes down in value, so do the value of those securities. If China ever sells a bunch of them at once, the dollar will go down even more. They don't want that and we don't want that, but it is a possibility.
What a complicated world we live in.
Interest Rate Future
Don't expect Bernanke to do anything with the Federal Funds rate. That will be seen as anti-inflationary by long-term interest rate experts. Couple that with a potential for a slowing economy and rates should continue to drift lower, though very very slowly.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.