Wanda Promes's Blog

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Mortgage and Lending - NMLS 470753
This month in Mortgage--- As  published in the Home Ideas Magazine, November 2009-- by Wanda Promes Most Mortgage Loan Officers have full time jobs just keeping up with the ever changing guidelines handed down by Fannie Mae, Freddie, HUD and new regulations passed down by Congress. When you apply...
As many of you have heard, the new Worker, Homeownership and Business Assistance Act of 2009 has extended the original deadline for the home purchase tax credit from Dec 1st to April, as well as extending a tax credit to "move up buyers'.  This means that potential home buyers other than those th...
House and Senate conferees completed work on final elements of the stimulus legislation early this morning. I want to provide a synopsis to provide an overview of what is in the final legislative package, specifically as it relates to the housing community. I hope this is beneficial information f...
I am so glad, that at this time of year, I have seen so many express their Thanks, for what they have, for who they have, for who they are. Thanksgiving, a time to reflect, look inside ourselves.  The spirit of this season naturally brings an intraspect to life.  Perhaps one positive result to to...
South Dakota, A great place to live, work, grow (edit/delete) South Dakota, A great place to live, work, grow (edit/delete) Hello All!!   The reason for this post is that I hear from so many of my friends across the country about the perception of South Dakota, and of South Dakotans. In traveling...
With the constant changes in the economy and the changes in Mortgage guidelines  (sometimes taking place on a daily basis), my challenge was to give some informative content that would not change before this information was in your hands.    The frenzy of the economy has made everyone skittish ab...
Rolling with the changes in Home Financing   Our world is much different than it was 20 to 50 years ago when our parents were busy blazing a trail to the American Dream, and Home Financing is no exception to the changes. With swings in the Economy and Real Estate market in America, the Informatio...
Security National Bank of South Dakota   Check us out  www.snbsd.com  or www.snbonline.com Our History As one of Western Iowa's oldest and largest independent banks, Security National Bank, located in Sioux City, Iowa, has been helping individuals and families meet their financial goals since 188...
A thought for the day....... Watch your thoughts, for they become words Watch your words, for they become actions Watch your actions, for they become habits Watch your habits, for they become character Watch your character, for it becomes your Destiny.....

Wanda Promes

Mortgage Loan Originator
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