Pittsburg Real Estate

1050 Muir Creek, Pittsburg CA

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Tue, 16 Jun 2009 00:55:59 -0700

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Listings Directory > Listing Details

For Sale

$379,900

Property Description:

1050 Muir Creek
Pittsburg, CA 94565

Great Home with a desirable location.

Property Details:

Highlights:

County:	Contra Costa
Lot Size:	6375
Garage:	3
Total Rooms:	11
Bedrooms:	5
Full Baths:	3
Sq. Ft.:	3643 *MOL
Built:	2005
MLS:	40412441

Additional Details:

Property Type:	Foreclosures
Style:	Ranch
Exterior:	Stucco
Roof:	Composite
Level(s):	2
Living Areas:	1
Dining Areas:	1
Garage:	3 Car Attached Garage
Fireplace(s):	1
Heating:	Central
Cooling:	Central Air Conditioning
Fence:	Yes
Pool:	No

Presented By:

Wolfgang Croskey
(925) 219-8488
Contact Me

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

318 Haven, Martinez

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Tue, 16 Jun 2009 00:53:59 -0700

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> Listing Detail

Listings Directory > Listing Details

For Sale

Property Description:

318 Haven St
Martinez, CA 94553

Property Details:

Highlights:

County:	Contra Costa
Lot Size:	3600
Garage:	1
Total Rooms:	8
Bedrooms:	3
Full Baths:	2
Sq. Ft.:	1219 *MOL
Built:	1916
MLS:	40411697

Additional Details:

Property Type:	Foreclosures
Style:	Bungalow
Exterior:	Wood
Roof:	Composite
Floors:	Carpeting, Hardwood
Garage:	1 Car Detached Garage

Presented By:

Wolfgang Croskey
(925) 219-8488
Contact Me

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

1021 Castle, San Leandro

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Tue, 16 Jun 2009 00:48:48 -0700

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> Listing Detail

Listings Directory > Listing Details

For Sale

Property Description:

1021 Castle St
San Leandro, CA 94578

Property Details:

Highlights:

County:	Alameda
Bedrooms:	3
Full Baths:	1
1/2 Baths:	1

Additional Details:

Property Type:

Foreclosures

Presented By:

Wolfgang Croskey
(925) 219-8488
Contact Me

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

12 Campbell Court

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Fri, 30 Jan 2009 01:02:20 -0800

Description and Features

Bedrooms:	3
Bathrooms:	3
Parking Spaces:	5
Square Feet:	2305
Year Built:	1962
Floors:	1

Location

Click to view map: 12 Campbell Pittsburg CA 94565

Links

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

Buying a "Fixer-Upper"

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Tue, 27 Jan 2009 23:42:39 -0800

The oft heard phrase "Buyer Beware" is never more appropriate than when considering the purchase of a fixer-upper.You really need to know exactly what you’re getting into before buying.

It’s commonly believed that fixer-upper properties represent easy money that is ripe for the taking - that you can buy it, do a little work on it in your spare time, and then resell quickly for a large profit. Usually, this simply isn't the case. Although, with proper planning and foresight, good profits can be made by buying "distressed" properties at less than market value, making appropriate improvements and repairs, and then reselling. And for many first time buyers who intend to live in the house while working on it, buying a fixer-upper can be the very best option. It’s less risky buying a fixer-upper when you can live in the house while fixing it. And of course, by living in the house for at least 24 months you should be able to avoid paying regular income taxes on the profits.

The most important thing to know before making a decision on such a purchase is what needs to be fixed. Any time you are spending money on improving a home with the notion of selling it later, strive to spend your money on things that buyers can easily see. Things like new paint and removing trash from the property cost little but have instant impact on curb appeal. Houses that have only cosmetic problems like peeling paint, a trashy yard, bad carpet or wallpaper are the best bet. This is especially true for the first time buyer looking to live in the house for a while before reselling. Fixing and cleaning cosmetic issues is fairly easy and inexpensive. It virtually always gives gives a good return on investment, particularly when you can do the work yourself. Kitchen and bathroom remodeling usually pays a nice return. Don’t be afraid of buying a fixer-upper in need of this kind of repair. Properties with structural damage, or a floor plan that requires major work to remedy, usually can’t be "fixed up" at a profit.

Always have an inspection for hidden damage performed by a home inspector or construction professional before buying a fixer-upper. Make sure that satisfactory completion of such inspections are a condition of purchase in any contract you sign. Then be sure to negotiate to try and get the seller to pay for all or part of the cost of needed repairs uncovered by the inspection. Often, sellers will be willing to lower the sales price to sell the home "as is" instead of paying for the repairs.

Be careful that you don’t over pay. Especially if you plan to resell quickly, paying too much up front can doom your plans for quick profit. Research the market for reselling and have an exit plan for selling the house in place before making an offer.

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

How's your FICO?

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Fri, 02 Jan 2009 09:49:28 -0800

Scoring your Credit - How's your FICO?

In today's increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. All the years you've been paying your mortgage, car payments, and credit card bills can be analyzed, sliced, diced, spindled and mutilated into a single indicator of whether you're likely to meet your future obligations.

All three of the major credit reporting agencies (Equifax, Experian and TransUnion) use a slightly different system to arrive at a score. The best known is called the FICO score, based on a model developed by Fair Isaac and Company (hence the name) and used by Experian. Equifax's model is called BEACON, while TransUnion uses EMPIRICA. While each of the models considers a range of data available in your credit report, the primary factors are:

Credit History - How long have you had credit?
Payment History - Do you pay your bills on time?
Credit Card Balances - How much do you owe on how many accounts?
Credit Inquiries - How many times have you had your credit checked?

Each of these, and other items, are assigned a value and a weight. The results are added up and distilled into a single number. FICO scores range from 300 to 850, with higher being better. Typical home buyers likely find their scores falling between 600 and 850.

FICO scores are used for more than just determining whether or not you qualify for a mortgage. Higher scores indicate you are a better credit risk, and thus may qualify for a better mortgage rate.

What can you do about your FICO score? Unfortunately, not much. Since the score is based on a lifetime of credit history, it is difficult to make a significant change in the number with quick fixes. The most important thing is to know your FICO score and to ensure that your credit history is correct. Conveniently, Fair Isaac has created a web site (www.myFICO.com) that let's you do just that. For a reasonable fee, you can quickly get your FICO score from all three reporting agencies, along with your credit report. Also available is some helpful information and tools that help you analyze what actions might have the greatest impact on your FICO score. Each of the credit services offers similar services on their web sites: www.equifax.com, www.experian.com, andwww.transunion.com.

Armed with this information, you will be a more informed consumer and better positioned to obtain the most favorable mortgage available to you.

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

THis just in Financial Title Closes their doors...

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Wed, 30 Jul 2008 18:04:36 -0700

To all my fellow REO agents,

If you have not heard Financial Title is no longer with us. See article below. If you have any escrows with Financial title, you may want to double check that the roll over to First American went ok. This should make things more interesting...

http://www.bizjournals.com/sanjose/stories/2008/07/28/daily50.html

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

15 Selena

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Tue, 29 Jul 2008 22:57:19 -0700

MLS Number: 40355013 Class: LEASE RENTAL Building Type: Townhouse Area: Antioch Price: $1,300 Address: 15 SELENA CT City: ANTIOCH State: CA Zip: 94509-6242 Status: Active

Please call to set up a showing. Also, a rental application can be sent to you via mail, email, or fax.

Property is ready to move in!!!

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

5140 Red Oak

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Tue, 29 Jul 2008 22:55:48 -0700

MLS Number: 40358389 Class: RESIDENTIAL Building Type: Detached Area: Concord Price: $310,000 Address: 5140 RED OAK DR City: CONCORD State: CA Zip: 94521-4523 Status: New

To schedule a viewing please give us a call today. This property will not last long on the market

Please call for details on how offers should be submitted. Thank you

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

180 Spinnaker

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Tue, 29 Jul 2008 22:53:36 -0700

MLS Number:

40350589

Class:

RESIDENTIAL

Building Type:

Detached

Area:

Pittsburg

Price:

$174,900

Address:

180 SPINNAKER WAY

City:

PITTSBURG

State:

Zip:

94565-3552

Status:

Price Change

To schedule a viewing please give us a call today. This property will not last long on the market

Please call for details on how offers should be submitted. Thank you

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

31 Bay Drive

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Tue, 29 Jul 2008 22:44:44 -0700

MLS Number: 40352831 Class: RESIDENTIAL Building Type: Detached Area: Bay Point Price: $111,900 Address: 31 BAY DR City: BAY POINT State: CA Zip: 94565-1404 Status: Active © 2008 BEAR, CCAR, EBRD. This information is deemed reliable, but not guaranteed.

To schedule a viewing, please give us a call.

Please call for details on how offers should be submitted. Thank you

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open

Buying a Foreclosure

Wolfgang Croskey (Bruce M. Croskey Real Estate) — Tue, 29 Jul 2008 22:39:11 -0700

So with all the news and hype about foreclosures, what is really needed to purchase a foreclosure?

First, you need patience. with the huge surge of foreclosures in today's market, many asset management companies can not keep up. You may be ready to submit an offer and hear back the same day, but many times in the REO world you can expect to wait 36-48 hours.

Second, you need to have all your ducks in a row. Many offers that I have submitted to banks have had the idea of offering a high purchase price to secure the deal.The reality is that a higher net does make for a strong offer, but it is not the only thing that matters. In order to have a strong offer you will need to do the following:

1. Be pre-approved ( make sure and find out if a pre-approval from a specific lender is required)

2. Have all additional documents required by seller completed before submitting an offer. Ask listing agent what other documents in addition to the state contract are needed.

3. Be willing and able to purchase the property in an "As-Is" condition. Do not expect to have the bank pay for inspections or repairs. You may be lucky to get these items paid for, but this is rare.

4. Be flexible in your closing date. With the surge of foreclosures, you have to be able to fit into the banks schedule.

These suggestions are not provided as a formula or the magic potion to get all REO offers accepted, but they have been some of the items that I have seen on successful purchase offers.

If you are in need of REO help or want to invest in REO properties, please give me a call and I would love to share my experience nad service with you.

Wolfgang Croskey

Wolfgang Croskey

Click to Call: (925) 219-8488E: wolf@homesbycroskey.com
Cell:(925) 759-2906 F: (888) 308-9653
http://www.homesbycroskey.com

Check out what homes we have open