lenders: 7 Golden Rules For a Succesful Home Loan Approval - 01/16/10 01:43 PM
Home buyers applying for a loan should be prepared to be screened, x-ray-ed, frisked, sworn, read their Miranda Rights and hooked to a lie detector before their loan is approved no matter how well qualified they think they are. A loan approval for a well qualified home buyer used to be almost like a formality but not anymore, due to the mortgage meltdown of the last few years, we have seen a dramatic change in the way home loans are underwritten. 
Going from the infamous liars loans, I mean "Stated Income" to now "Full Documentation" for every single loan has … (5 comments)

lenders: Do Lenders miss the point when working with the Listing Agent? - 09/02/08 03:22 PM
When we received an offer on a house we have listed, the very first person we contact, even before the seller, is the Loan Officer who provided us with a pre-approval letter. We need to assure the seller that this offer is good, or not so good depending on what we know about the buyer's qualifications from the loan officer's report. 
As frustrating as it is, most loan officers do not want to divulge any information at all! Granted, we know the confidentiality agreement created with his client: the buyer, our buyer now. Some of them refer us to the agent … (7 comments)

Antonio & Alexia Cardenas, "The Realtors In Motion" (Alameda County - San Leandro, CA.) Rainmaker large

Antonio & Alexia Cardenas

"The Realtors In Motion"

San Leandro, CA

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Alameda County - San Leandro, CA.

Office: (510) 351-5728

Mobile: (510) 326-4263

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