mtg rate update, will renters buy?? - 08/20/10 02:01 PM
TGIF - another day in paradise, ha!  Been busier than a one armed paper hanger it seems eh?  Don't forget your daily vitamins - I purchased a pack of vitamin/energy pills at the counter at the gas station - you've seen those right?  I figured I would give them a try yesterday - one of the ingredients was caffeine - between that and my Pepsi Max I was bouncing all over the place.  I had a headache by the time I got home so took an Ibuprofen and went for long fast bike ride - that finally got me settled down … (0 comments)

mtg rate update, FHA mortgage insurance changes - 08/13/10 03:39 PM
Another roller coaster week for rates - still quite low and it's a great time to take advantage of them - rates are adjusted based on a variety of factors such:  Loan to value, credit score, type of transaction (refinance, cash out refinance, streamline refinance, etc).  I usually get updates during the day to keep me informed as to a direction the rates might be headed. 
Be aware that FHA is changing how they structure mortgage insurance - this will be in effect in early October.  It might be a good idea to get an FHA case number before then if … (0 comments)

mtg rate update, "Know Your Options" - 08/06/10 12:07 PM
From Think Big, Work Small
  
Always key; the employment data hit at 8:30 and overall it was disappointing for those that were sure we would see a big increase in private jobs The consensus was for an increase of 90K private sector jobs, as reported private sector jobs increased 71K. The headline non-farm payrolls were expected at -65K, as reported down 131K with 143K census jobs terminated. The unemployment rate remained unchanged at 9.5% against estimates of 9.6%; the unchanged unemployment rate implies more potential workers simply have withdrawn from looking for a job. In June non-farm jobs originally reported … (0 comments)

Hardest Hit Funds - Oregon - 08/04/10 05:04 PM
From my friends at the State of Oregon---- here is latest info on the status of the "NSP" monies that are being allocated to help folks in Oregon---
FOR IMMEDIATE RELEASE

Contact: Lisa Joyce, Policy and Communication Manager
503-986-0951, lisa.joyce@state.or.us
Michael Kaplan, Oregon Homeownership Stabilization Initiative Division Administrator,
503-986-2079, mike.kaplan@state.or.us
Oregon Housing Agency Receives Approval for Foreclosure Prevention Programs

(Salem) The U.S. Department of Treasury approved Oregon's plans for four new foreclosure prevention
programs today.
One of five states to receive second round Hardest Hit Funds, Oregon received notice in late March that
it would receive $88 million in … (0 comments)

 
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mary taylor

Mary Taylor - Your Mortgage Loan Officer

Portland, OR

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Address: portland, or, 97211

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