adrian la fosse: Columbia South Carolina Real Estate Tips: Adrian La Fosse an Experienced Expert in the Columbia South Carolina real estate market talks about Things you should know about home inspection - 07/03/09 09:21 AM
Home, they say, is the beginning and end of the world. Hence, we all have an emotional attachment to our dear home. But while buying a home, at times, we make the cardinal mistakes of ignoring some of the important facets of it. You might get enamored by the bright color of the sink in the kitchen and pay no attention to the rusted pipe fittings. The cracks on the woods used may not be easily discernible to your eyes. You may not foresee the fact that the roof would need a repair soon. All these possible oversights make it imperative … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Real Estate Agent Adrian La Fosse Discusses The First Step to Getting a Mortgage in Columbia South Carolina. Surprise! It's not what you thought it was - 07/02/09 08:51 AM
If you are considering taking out a mortgage, it's no doubt you have images of your dream living space swirling in your mind as you go to bed each night. And none is surprised at that. The Columbia South Carolina real estate market is booming right now. People from all over are just flocking to live in this real estate market. However, unfortunately too many people think the mortgage lending process is more complicated than it really is. There is one simple step that will make the entire mortgage process easy as pie. Don't worry; you will soon see that getting … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Should You Look for the Lowest Interest Rate When Getting a Home in Columbia South Carolina? - 07/01/09 10:17 PM
It's no surprise that many people are currently trying to own a home in the Columbia South Carolina real estate market. However, too often people just get thrown for a loop when they begin the lending process. That comes as no surprise as well. Oftentimes finances can be one of the biggest sticking points when it comes to buying a home.
You enter a lender's office and you are just knocked over with all kinds of terms and paper work you are unfamiliar with. You are not sure where to sign, or what exactly you are signing. You certainly don't want … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Comparing Needs to Wants When Buying a Home in Columbia SC - By Experienced Real Estate Professional Adrian La Fosse - 06/30/09 09:27 PM
When buying a home, there are many factors to consider. For some people, buying a home can be a very confusing process because so many different things come into play. However, buying a home in Columbia South Carolina doesn't have to be hard if you are able to make a good analysis of your personal situation.
You have think about what you can afford, what kind of job you have. What kind of responsibilities you are willing to take on? In a nutshell really you have to assess what you need and what you want. Columbia South Carolina homes come with … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Signs Of Good Mortgage Brokers - 06/26/09 11:55 AM
A good mortgage broker in Columbia South Carolina is something every potential homeowner or experienced real estate investor needs to have on their side.
There is no shortage of brokers out there and they come in all shapes and sizes with various personalities. What people don't realize is that if you have a very helpful and friendly broker, it can really make a difference in your entire attitude about getting a loan.
When you have a good mortgage broker, you will usually have a pretty stress-free loan process and they will be able to explain it all to you simply and … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Buying Unfinished Homes - 06/25/09 09:59 AM
Unfinished homes present a great way in the Columbia South Carolina real estate market to save a lot of money and get yourself a new home in the process.  If you buy an unfinished home, you can keep your monthly mortgage payment low and also lower your initial investment.  You may also be able to buy a larger foundation size as well, which you can easily add on to and save money in the process.
Normally, unfinished starter homes leave the upstairs area unfinished.  The question here, is just how much equity you want to put into an unfinished area.  Sometimes … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Second Mortgage - What Is It Exactly? - 06/18/09 10:12 AM
Everyone has heard a friend or relative in Columbia SC complain about having to take out a second mortgage but don't really know what that means. Let's find out!
The real term for this is called a home equity loan. This is a common loan type that homeowners can use for whatever they want.
A home equity loan requires that you use your house for collateral just like a normal home loan. There are different types of home equity loan out there and you can always use the money for whatever you want.
College, bills, and home repairs are some common … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate News: New construction housing bouncing back? - 06/16/09 09:42 AM
According to MarketWatch, a subsidiary of the Wall Street Journal, U.S. housing starts bounced back with a vengeance in May, rising 17.2% to a seasonally adjusted annual rate of 532,000 after plunging 12.9% in April to a postwar low, the Commerce Department estimated Tuesday. This was a surprising increase. It was led by a 62% gain in new construction of multifamily dwellings such as apartment complexes. But never fear, starts of single-family homes also rose 7.5% to a 401,000 rate, which was the highest since November of 2008. Economists surveyed by MarketWatch expected an increase to 485,000. Building permits rose 4% … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Buying Real Estate Foreclosures - 06/15/09 01:38 PM
When looking for a home for you and your family you will come across all kinds of deals, bargains, and so-called values along the way. If price is a very tangible object for you and your real estate investment then you might seriously want to consider the value of foreclosures. If you are hoping to invest in real estate in order to turn a profit then you may also wish to consider these properties that are often sold well below the ordinary value of the property because they are in varying degrees of disrepair.
Foreclosures are properties in the Columbia SC … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Private Mortgage Insurance - 06/12/09 07:50 AM
When you first buy a home, it can be very frustrating and complicated but it can also be extremely exciting. There is no feeling like being able to call a home your own and have the freedom to decorate it and change it any way you want.
Unfortunately, life happens and sometimes you won't quite be able to make your loan payments all the time. This is where private mortgage insurance (PMI) comes in.
When you first buy your home, most lenders expect you to pay a large down payment of at least 20 percent or get some kind of insurance … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Buying Real Estate for Your Family - 06/09/09 09:26 AM
The very best and most enjoyable reason to purchase real estate in Columbia South Carolina by far is in buying a property in which your family will live and grow together. There is a lot of fun involved in finding the perfect place for you and your family to call home. There is also a great deal of stress involved as well and that should not be overlooked.
Some things to keep in mind when searching for the perfect property for your family are the following:
1) Make your first step the step of finding a realtor or buyer's agent … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Fixed Rate Mortgages - 06/08/09 08:07 AM

A fixed rate mortgage is one of the most common types of home loan in the Columbia South Carolina real estate market. It's very easy to understand and set up and helps people know exactly what type of commitment they are making financially.
It has one main benefit over all other types of loan. Stability. No matter what happens with fluctuating interest rates, you are guaranteed the same payment each month for the entire term of your loan. This really helps give people peace of mind because they don't have to wonder if their next loan payment will be … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate: Buying Pre Foreclosure homes - 06/07/09 06:39 PM
Pre foreclosures in the Columbia South Carolina real estate market are known as properties that have reached the final stages before they get repossessed or taken back by the lender or bank.  The owner is still in complete control of the property or home, although the bank or lender will repossess the home if the owner doesn't attempt to rectify the situation.  Normally, if the owner makes things right with payment, the pre foreclosure will settle and things will go back to normal.
When buying real estate this way, there are several benefits to pre foreclosures.  Although there are several ways … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Factors Of Mortgage Approval - 06/05/09 08:25 AM
When applying for a mortgage, the lender you have chosen will take many factors into account. These factors not only influence what type of loans you can qualify for but also what your monthly payments will be and how many years you will take to pay the loan off completely.
Knowing these factors and doing what you can to improve them all can make a tremendous difference when you go and see your lender and start the process that will get your new property.
Some of the basic factors apply for just about any loan but are especially important if you … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Benefits of Flipping Real Estate in Columbia SC - 06/04/09 10:39 AM
The obvious benefit and sought after benefit of flipping real estate in the Columbia South Carolina real estate market is the profit. This is one incredibly tangible benefit, particularly when the profits are large and quick to come your way. Of course there are risks. Most ventures that offer high profit also come with a high degree of risk. Money, however, is not the only benefit that can be associated with flipping real estate though it is certainly the one on most investors' minds when they get into this line of work.
Let's talk profit first. Profit is the one reason … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Adjustable Rate Mortgages - 06/03/09 01:15 PM
Another common type of home loan that is used in the Columbia South Carolina real estate market is the adjustable rate mortgage or ARM. With this type of loan, the interest rate will fluctuate depending on the 6 different real estate indexes. The interest rate changes so the lender of the loan gets a proper margin. That's due to the fact that the indexes influence the cost of funding that loan in the first place.
Basically, your lender lets you take on a little bit of the interest risk instead of just the lender like in a fixed rate loan. This … (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips: Are You Committed to Your Columbia South Carolina Real Estate Investment? - 06/01/09 05:40 PM
There are many questions that should be asked before embarking upon a career of real estate investment in the Columbia South Carolina real estate market. The first and foremost question however should be whether or not you are truly committed to making real estate work for you. This is not a business for the faint of heart. In order to truly turn a profit you must be at times ruthless when dealing with buyers and sellers but ethical to a fault when it comes to the work that must often be done in order to get a property in sellable condition.
… (0 comments)

adrian la fosse: Columbia South Carolina Real Estate Tips - Remodeling Your Kitchen in Columbia South Carolina: Should You Hire A Decorator? - 05/08/09 08:17 PM
Are you interested in remodeling your kitchen of your home in Columbia South Carolina?  If so, have you decided what you would like remodeled? When it comes to kitchen remodeling, there are some individuals who know exactly what they would like done and others, honestly, have no clue.  If you know that you would like to remodel your kitchen, but you aren't exactly sure how, you may want to think about using the services of a professional decorator.  When it comes to receiving assistance with the design of your home, there are a number of benefits to seeking assistance from a … (0 comments)

adrian la fosse: Should you buy the most expensive house on the block? - 12/05/08 12:40 PM
When looking at homes in the Columbia SC real estate market, one is tempted to buy the best home in a neighborhood. Should you buy the most expensive home on the block?  No.
Think Long-Term
Assume you fall in love with the masterpiece home in a particular neighborhood. It has everything you could dream of:  an incredible kitchen, top of the line windows, stunning brick work and so on. The sellers obviously put a lot of time, effort and money into the home. Accordingly, it stands out as the pearl on the block. Why wouldn't you want to snap it up … (2 comments)

adrian la fosse: Columbia SC Real Estate - Home Selling Checklist - 11/26/08 02:09 PM
It's not an easy job to selling a house in the Columbia SC Real Estate market. It's a process. You just don't list your house, meet a buyer, negotiate and sell it, but there is a checklist and steps to sell your house. This home selling checklists includes some procedures you must do when home selling.
Decide whether you pay an agent to sell your house or you just do it by yourself. Paying a real estate agent gives you a little effort for you to sell your house. An agent will carry out all of business in correlation of your … (0 comments)

 

Adrian La Fosse

Columbia, SC

More about me…

Asset Realty, Inc.

Address: 140 Wildewood Park Drive, Ste 200, Columbia, SC, 29229

Office Phone: (800) 620-1323 x 7

Cell Phone: (803) 622-9731

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The latest information on new construction in the Columbia, SC real estate market. "Don't buy a new home without it!"


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