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mortage: Top performers: - 10/10/11 02:05 PM
Know their stuff. They put regular effort into ensuring they excel at their jobs. If you want to be a top performer, you cannot be the person who checks out at 4:55 PM every day. You must exercise extra effort with your career, building the right reputation of commitment and passion. Focus on the right stuff. Top performers contribute to tasks essential to the organization's success. Top performers make themselves valuable by exceling at tasks given to them and by focusing on how they can extend their role within their company. Build a reputation for being helpful. Top performers are widely known and respected (1 comments)
mortage: Act proactively and Advise your NEW CLIENTS : Things to avoid before buying a home - 09/19/11 04:12 PM
Many new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are still a few major hurdles to overcome before the keys are handed out. Here are some things to avoid during the home buying process to assure your transaction goes as smoothly as possible:
Don't make an expensive purchase. It may be tempting to order that new sofa for your soon-to-be living room, but its important that you avoid making major purchases like furniture, (2 comments)
Even though your mortgage servicer is responsible for paying your taxes and insurance out of your escrow account, it just makes sense to periodically check to see that these payments are being made properly. Remember this is an ESCROW account established to pay your taxes and insurance and assure that the mortgage company will not lose their collateral for the loan because the taxes or insurance were not paid. You chose the insurance company and can change companies if you provide proof to the mortgage company that you have insurance and that it meets the lenders requirements for sufficient coverage. (1 comments)
mortage: "Beat the Clock" - 09/06/11 05:42 PM
It’s the Eleventh hour of the day and you feel that your title ought to be Fire Chief. That’s how I felt for the entire month of July. Tuesday, I decided to step back and debrief the month with my people. In doing so, we came up with a number of ways that we could “One Time” our business practices to insure that we don’t run out of day before we finish our work during the month of August.
One Timing things means that you look for a pattern and see if there is something that you can do (0 comments)
There's blind luck, crazy luck and then there's get up every morning at 5:30 and sweat the details luck.Few people actually stumble into wealth. It takes persistence, tenacity and a tireless work ethic. In the end, luck has little to do with success. It takes experience and hard work. Pure and simple. Just dont forget..... (6 comments)
Warren Buffett has the best attitude and belief in a forward idealism. He has been buying amid all the sharp declines in the market and still does not see anything that suggests another downturn is emerging, and he is a legendary investor. Perhaps he has the theory that promoting negativity is a self predicting prophecy.
Buffet told a magazine that he understood why Standard & Poor’s lowered its outlook on the credit rating of his conglomerate Berkshire Hathaway, but said he disagreed with the premise-“the downgrade of the United States credit rating.....” If we have never (3 comments)
"How the Mortgage Acts & Practices" Rules Affect Real Estate Agents & Builders
The Mortgage Acts & Practices Rules are in effect as of August 19, 2011. When you run an ad, or even mention mortgage terms, you must not only comply with Reg Z rules, you must comply with these, too.
First of all, here are the types of advertising/marketing that are outlined in the Act. The Fed’s call it "commercial communications" and it means… Any written or oral statement Illustrations such as charts and graphs English or any other language Labels (4 comments)
Home Valuation Code of Conduct: Now What? Frequently Asked Questions The way appraisals are ordered and transmitted to the client has changed!
The way appraisers must determine value has changed!
Listed below are the most frequently asked questions regarding appraisal-ordering procedures and what now must be included on an appraisal report. Just a note—HVCC applies to conventional loans only. FHA, VA and USDA loans are exempt from this rule.
How does an appraisal get ordered?
You must order an appraisal thru an Appraisal Management Company who in turn, assigns the appraisal order to ANOTHER appraiser—or (2 comments)
mortage: Suits in Boots! How you can help! - 06/22/11 04:56 PM
Please visit the below link.... To get your boots! This is a great way for us all to show our appreciation to our troops!!! As life goes on we forget about the families who sacrfice for US! Put your boots on EVERYBODY! Feel free to share your photos with us!
"We will not tire, We will not falter, We will not fail." (0 comments)
mortage: Mortgage payments how they work! - 03/09/11 02:47 PM
Mortgage payments - How they work When escrow is used, a monthly mortgage payment is called a PITI payment. That's because each one covers a portion of the following four costs: Principal -- the loan balance Interest -- interest owed on that balance Real estate Taxes -- taxes assessed by different government agencies to pay for school construction, fire department service, etc. Property Insurance -- insurance coverage against theft, fire, hurricanes and other disasters Most lenders require taxes and insurance to be paid out of escrow. Such a policy protects the lender from tax liens and uninsured (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.