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GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Wed, 09 Sep 2009 17:18:18 -0700

Gov. Herbert announces second round of Home Run grants!

The Home Run program that provided grants to buyers of newly constructed, never-occupied homes has been reinstated, Gov. Gary Herbert announced on Friday. The reinstated program will provide $4,000 grants to approximately 1,950 buyers. The grants will be awarded on a first-come, first-served basis to buyers who apply for the funds through their Utah Housing Corporation-approved lender by Nov. 30.

Unlike the original program that was only available for homes that were ready for occupancy upon closing, Home Run 2 allows buyers to receive grants for homes that will be constructed, are currently under construction or are move-in-ready but have never been occupied.

Buyers can apply for the funds through a Utah Housing Corporation-approved lender. Once the application is complete, Utah Housing will issue a grant commitment. For purchases of move-in ready homes, the commitment will expire after 10 days. For homes under construction, the commitment will be in effect until June 30, 2010, giving the builder plenty of time to complete the home.

Although the program is not limited to first-time home buyers, there are income restrictions. For singles, incomes cannot exceed $75,000, and married couples cannot have incomes greater than $150,000. For more information about the program and to find a UHC-approved lender, visit http://www.UtahHousingCorp.org and look for the Home Run 2 link.

Utah Housing Corporation launches program to monetize home-buyer tax credit!

Home buyers who use a Utah Housing Corporation loan can now use the first-time home buyer tax credit to help with their down payment and closing costs through a new monetization program called Equity Now. Under the program, home buyers will take out a first and second mortgage, which can be up to 6 percent of the first mortgage amount. Because the first-time home buyer tax credit funds are not available before a home purchase, the second mortgage will help pay for down payment and closing costs the buyer likely would have paid for with the credit.

After closing, qualified buyers will file an amended 2008 tax return to receive the tax credit. For buyers who put the full tax credit amount toward their second mortgage (up to six months after closing), Utah Housing Corporation will credit $100 to the second mortgage. For many borrowers, the tax credit will provide near-instant equity by substantially lowering or even eliminating the second mortgage balance.

To learn more about the program and eligibility requirements, visit www.UtahHousingCorp.org or talk to a UHC participating lender.

Sandy city rolls out home-buying incentive program!

Sandy city has created a new program that will provide low- and moderate-income home buyers with a $5,000 incentive for buying a new home in the city. The funds, which can be applied to down payment and closing costs, are in the form of an interest-free loan that becomes a grant after the home buyer has lived in the property three years.

Sandy plans to provide 10 loans to buyers of existing, never-occupied homes, and another 10 to buyers of to-be-constructed homes. The properties must be within Sandy city limits, must be "single-family dwellings," including townhomes and condos, and must not have purchase prices exceeding $305,000. Household incomes must be below certain limits to qualify, but the program is open to both first-time and repeat buyers.

Funding for the program comes from a portion of the tax revenue collected from the commercial buildings around City Hall, said city spokeswoman Trina Duerksen. If successful, the program may receive additional funds after the original 20 loans are awarded, she said. So far, all 20 loans are still available.

Housing affordability sees big gains in Utah metro areas!

Utah real estate is seeing big affordability gains, according to a new report from the National Association of Home Builders and Wells Fargo. Numbers from the analysis show affordability in many Wasatch Front areas is back to levels seen in 2004, a time when Utah real estate was selling well and National City Corp. said Salt Lake had the most undervalued home prices.

The Housing Opportunity Index, which uses incomes, mortgage rates and home prices to determine affordability, is similar to a separate analysis conducted by Salt Lake City-based Wells Fargo economist Kelly Matthews. He says although average home prices are still higher today than in 2004, homes are about as affordable as they were five years ago because mortgage rates are closer to 5 percent rather than the near 6 percent rates in 2004.

Such is the case for the Provo-Orem area, which saw the biggest affordability gains in the state, according to the NAHB/Wells Fargo report. In the second quarter, 71.3 percent of the homes sold were considered affordable, only a tad off the 72.6 percent in 2004 and up significantly from the 48.5 percent last year.

Similarly, in Salt Lake, 70.6 percent of homes sold were considered affordable to those earning the area's median income, close to the 75.2 percent in second quarter 2004 and up considerably from the 54.6 percent in 2008, according to the NAHB/Wells Fargo report. St. George had the lowest affordability in the state at 57.2 percent (up from 36.8 percent last year), and Ogden-Clearfield had the highest affordability at 81.5 percent (up from 68 percent last year).

"If someone feels secure in their employment and income and needs a larger home, in actuality it's probably the best time to buy in a generation," Matthews said.

Wasatch Front home sales up for second consecutive month!

Sales of existing Wasatch Front homes were up for the second consecutive month, rising 4 percent in July, while Utah County sales increased by a whopping 22 percent, according to statistics released by the Utah Association of REALTORS® Aug. 25.

In July, Salt Lake, Utah, Davis, Weber and Tooele County REALTORS® sold 2,352 single-family homes, townhomes and condominiums compared to the 2,261 properties sold in July 2008. In Utah County, REALTORS® sold 566 existing homes compared to the 465 homes sold last year.

The statistics mirrored figures released by the National Association of REALTORS® that said U.S. home sales were up 5 percent in July compared to July 2008. On a monthly basis, U.S. seasonally adjusted home sales increased 7 percent, the first time in five years that sales increased for four months in a row.

Along the Wasatch Front, sales were down 6 percent from June to July; however, the decrease was expected because sales are traditionally slower in July and the Utah statistics are not seasonally adjusted.

The median price of homes in the five-county area in July was $205,000, down 6 percent from last year. In a separate report, the Federal Housing Finance Agency said Utah home prices decreased nearly 12 percent for the second quarter.

Weekly mortgage watch: Rates at lowest levels since May!

Interest rates on long-term home mortgages were at their lowest levels since the final week in May, according to Freddie Mac's latest survey. For the week ending Thursday, rates on 30-year, fixed-rate mortgages averaged 5.08 percent, down from last week's average of 5.14 percent and up from the 4.91 percent average reported in May, according to the Primary Mortgage Market Survey.

"Bond yields pushed mortgage rates slightly lower this week," said Frank Nothaft, Freddie Mac vice president and chief economist, in a statement. "Low mortgage rates are helping to keep housing very affordable. As a result, pending sales of existing homes rose for the sixth straight month in July, a trend not seen since [the National Association of REALTORS®] began reporting data in 2001."

National Mortgage Averages - Sept. 3, 2009
Source: Freddie Mac's Primary Mortgage Market Survey

Rates Up/Down
Average Rates Last Week
Average Rates This Week
Average Points

30-Year Fixed
Down
5.14
5.08
0.7

15-Year Fixed
Down
4.58
4.54
0.6

5-Year ARM
Down
4.67
4.59
0.6

1-Year ARM
Down
4.69
4.62
0.6

GENEIE MCINTOSH- YOUR FRIEND AND FAVORITE UTAH REAL ESTATE PROFESSIONAL!
http://www.GeneieMcIntoshRealtor.com

2009 MIDWAY SWISS DAY! SEPT 4TH & 5TH!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Mon, 31 Aug 2009 23:38:52 -0700

YOU ARE INVITED! COME ONE COME ALL TO MIDWAY SWISS DAYS- SEPT 4TH-5TH

IN THE BEAUTIFUL SWISS VILLAGE OF MIDWAY, UTAH!

HISTORICAL TOWN SQUARE- 200 W MAIN STREET MIDWAY, UTAH

FOOD, FUN, ARTS & CRAFTS, ENTERTAINMENT! BOOTHS OPEN 8AM-8PM

THE PARADE STARTS AT 10:00AM/ 200 EAST MAIN STREET

HOPE TO SEE YOU ALL THERE!

WARNING! BUYER BEWARE! ACAI BERRI AND COLON PRODUCTS!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Sun, 29 Mar 2009 21:23:22 -0700

WARNING! BUYER BEWARE!

DO NOT I REPEAT DO NOT, BE AS DUMB AS I WAS! I ORDERED THE ACAI BERRI AND COLON PRODUCTS FROM THE INTERNET- NOT ONLY DID THEY NOT WORK FOR ME, BUT UN-AWARE, IF YOU DON'T SEND BACK THE PRODUCT WITHIN 15 DAYS AND CANCEL IT, THEY WILL CHARGE YOU FOR THE BOTTLE THEY SENT YOU AND KEEP SENDING YOU PRODUCTS- CHARGING YOU EACH TIME, UNTIL YOU CANCEL YOUR MEMBERSHIP, YOU DIDN'T KNOW YOU HAD! I ENDED UP HAVING TO CANCEL MY CREDIT CARD, TO STOP THEM FROM CHARGING ME!

PLEASE SEND THIS TO EVERYONE YOU KNOW!

NOVEMBER CALENDAR- HEBER VALLEY ARTS!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Wed, 05 Nov 2008 14:03:00 -0800

THE SPICY LADY- HEBER CITY, UTAH

LIVE DINNER MUSIC IN NOVEMBER!

Spicy Lady- 4 times Grammy nominee Richard Souther Jazz Piano.

Fridays, Saturdays 7:30p.m.

Located: 139 N Main Street, Heber City, Utah

(435) 654-4288 www.SpicyLady.net

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14TH ANNUAL- HEBER CITY'S COWBOY POETRY GATHERING & BUCKAROO FAIR!

NOVEMBER 4TH- 9TH

Nine main Cowboy Poetry Shows and many other events.

Info/ tickets at www.HeberCityCowboyPoetry.com

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TIMPANOGOS VALLEY THEATRE'S "OKLAHOMA"!

NOVEMBER 6TH-8TH, 13TH-15TH TIME: 7:00 P.M.

Presented at: Midway Town Hall- 104 W Main Street, Midway, Utah

Don't miss this classic production put on by the Timpanogos Valley Theater, at the Midway Town Hall. Tickets are available at Day's Market 435-654-2352. Adults $12, and children $8, 435-654-6406, www.TVtheater.org

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NOVEMBER 7TH- Couples' Date Night with River Meadows Ballet. Bring your partner for a night of Ballroom dancing. Call 435-654-2829 for more info and to reserve your spot!

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NOVEMBER 7TH, 14TH, 23RD- Ballroom Dance Class at Wasatch Dance Center. First class is FREE! Call 435-657-2455 for reservations.

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HEBER VALLEY RAILROADS- POLAR EXPRESS!

Polar Express Christmas Train

NOVEMBER 21RST-DECEMBER 23RD

The magic of Christmas comes to life when the historic Heber Valley Railroad begins hauling children to the North Pole on this all-time favorite Christmas tradition. Featured is the reading of the "Polar Express", hot chocolate and cookies, served by elves, and a visit from Mr. & Mrs. Santa Claus! Heber Valley Railroad Depot, Thanksgiving to Christmas.

Contact: 435-654-3666/Phone: 435-654-5601

LOCATION: Heber valley Railroad- 450 S. 600 W., Heber City, Utah

Web Site: www.hebervalleyrr.org

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NOVEMBER 29TH- 30TH- Messiah Sing-In, 7:00p.m. by Timpanogos Valley Orchestra and Chorus. All in vited! November 29th at UVU Wasatch Campus; November 30th at LDS Church 550 E. 500 N. Heber City. (Call 435-785-8219 to participate in orchestra or back-up chorus)

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UPCOMING EVENTS:

MIDWAY FOUNDATION FOR THE ARTS- "A CHRISTMAS CAROL"

DECEMBER 12TH, 13TH, 18TH, 19TH, 20TH, & 22CD-A Christmas Carol, the Musical"

Tickets available starting November 1rst- Info and tickets at www.MidwayArts.org and Day's Market. Dinner Show/ Fundraiser- December 18th, sells out early. Don't miss this Christmas experience!

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OTHER CHRISTMAS EVENTS:

A Small Town Christmas Comes to Midway and Heber

Don't miss the Christmas cheer surrounding Midway and Heber City's Small Town Christmas events. From Midway's Swiss Christmas, interfaith Creche Exhibit, and Cottages for the Children Gingerbread Display and Auction, to the family-friendy ride on the Polar Express. Ebeneezer Scrooge and "A Christmas Carol" is the final event of A Small Town Christmas. Don't miss it!

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HOPE TO SEE YA ALL AT THESE EVENTS! BE HAPPY- BE SAFE- BE BLESSED!

YOUR FRIEND, GENEIE MCINTOSH

TRY OUT MY FREE VIRTUAL MAKEOVER!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Tue, 21 Oct 2008 16:32:44 -0700

WOW! YOU GOT TO TRY THIS OUT! WHAT FUN!

Via Geneie McIntosh:

BESIDES BEING THE BEST UTAH REALTOR, I AM A INDEPENDENT BEAUTY CONSULTANT FOR MARY KAY

COSMETICS! IF YOU LIVE IN MY AREA- MIDWAY/ HEBER CITY, UTAH CALL ME FOR A FREE FACIAL! IF YOU

DON'T LIVE IN MY AREA, AND DON'T HAVE A BEAUTY CONSULTANT, BUT LOVE THE MARY KAY BEAUTY

LINE LIKE I DO, YOU CAN GO TO MY WEBSITE TO ORDER ON THE INTERNET. ALSO ON MY INTERNET YOU

CAN TRY OUR NEW VIRTUAL MAKEOVER: UPLOAD YOUR OWN PICTURE TO TRY NEW LOOKS!

www.marykay.com/geneie

HOPE YOU HAVE FUN TRYING OUT OUR NEW VIRTUAL MAKEOVER!

DO YOU HAVE A CELL PHONE? YOU NEED TO READ THIS!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Tue, 21 Oct 2008 00:26:42 -0700

MOST OF US HAVE CELL PHONES! THIS WAS SHARED WITH ME TODAY, HOPE IT WILL BE OF SOME USE TO ALL OF YOU!

Reminder: Cell Phone Numbers Go Public today. All cell phone numbers are being released to telemarketing companies tomorrow and you will start to receive sale calls. YOU WILL BE CHARGED FOR THESE CALLS. To prevent this, call the following number from your cell phone: 888-382-1222. It is the National DO NOT CALL list. It will only take a minute of your time. It blocks your number for five (5) years. You must call from the cell phone number you want to have blocked. You cannot call from a different phone number. HELP OTHERS BY PASSING THIS ON TO ALL YOUR FRIENDS. It takes about 20 seconds or you can go to www.donotcall.gov

I FEEL THESE PHONE CALLS ARE AN INVASION OF MY PRIVACY, WHAT DO YOU THINK? I SEEMED TO ALWAYS GET THESE CALLS WHEN I AM EXPECTING A CLIENT CALL. AND HOW ABOUT THE CALLS THAT SAY THEY ARE NOT SELLING ANYTHING THEY JUST WANT YOU TO TAKE A SURVEY?

Well as you can see from Alans comments, my friend and I were misinformed. But the info above can also be used to register your home phones too, which as we all know are sold to Telemarketers! I registered my cell phones anyway, better safe than sorry!

CHECK OUT MY NEW INTERACTIVE MAGAZINE- HEBER VALLEY/ MIDWAY LISTINGS

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Fri, 17 Oct 2008 23:52:40 -0700

JUST ONE OF THE FUN THINGS TO DO IN HEBER CITY, UTAH!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Fri, 22 Aug 2008 17:50:08 -0700

Heber Valley Historic Railroad

HeberValley Railroad has a unique history that dates back to 1899, when it carried sheep, hay, cattle, sugar beets, and passengers from Heber City to Provo.

Now visitors can take a delightful trip down the scenic Provo Canyon to Vivian Park or enjoy a special event train ride. Along the way see Mt. Timpanogos, Cascade Mountains, Deer Creek Dam and reservoir, Provo River, Sundance Ski Resort, Tate Barn, and Soldier Hollow. Keep an eye out for wildlife- elk, deer and mountain goats inhabit the canyon. The train operates year- round and features special event train rides like Thomas the Train, the Polar Express, and much more.

For more Information visit their web site: www.hebervalleyrr.org

(Taken from Heber Valley- Official Guide-Summer 2008 Issue)

Up Coming Event: Midway Swiss Days! Sept 4th & 5th

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Sat, 16 Aug 2008 00:58:18 -0700

YOU ARE INVITED! COME ONE COME ALL TO MIDWAY SWISS DAYS- SEPT 4TH-5TH

IN THE BEAUTIFUL SWISS VILLAGE OF MIDWAY, UTAH!

HISTORICAL TOWN SQUARE- 200 W MAIN STREET MIDWAY, UTAH

FOOD, FUN, ARTS & CRAFTS, ENTERTAINMENT! BOOTHS OPEN 8AM-8PM

THE PARADE STARTS AT 10:00AM/ 200 EAST MAIN STREET

HOPE TO SEE YOU ALL THERE!

CHECK OUT MY NEW LISTING!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Fri, 01 Aug 2008 21:04:11 -0700

244 EAST 200 SOUTH HEBER CITY, UTAH 84032

PCMLS#9975933/WFRMLS#814001

HONEY STOP THE CAR!

Look at this Wonderful 2002- Cottage Style Home! It has everything we are looking for, a low maintenance exterior & landscaping- you know how we like our home to look Great with little Effort! Wow it has upgrades throughout! And Honey it even has a 2 Car Garage for you, and RV Parking for all our Toys! It is close to everything we love to do- Shopping, Parks, Schools, Theatres, Restaurants. And only minutes from the Best Skiing, Golfing, Fishing & Boating- Utah has to offer! Let's call GENEIE today for our Private Showing! (801) 792-9288

*APPROX. 1071 SQ FT, ONE LEVEL LIVING, BRIGHT & OPEN FLOOR PLAN, 2 BEDROOMS- MASTER HAS WALK-IN CLOSET & BAY WINDOW, FULL BATH HAS TILE IN SHOWER & FLOORS, ENTRANCE TO BATH FROM MASTER & HALL WAY! UPGRADES THROUGHOUT- TRAVERTINE TILE IN COMMON AREA, 6 INCH BASE MOLDINGS, KITCHEN HAS BEAUTIFUL CABINETS AND BREAKFAST BAR, ALL APPLIANCE STAY, LAUDRY AREA- WASHER & DRYER STAY, .23 ACRE LOT, FENCED BACKYARD, AUTO SPRINKLERS, AUTO DRIP SYSTEM IN FLOWER BEDS, OVER SIZED 2 CAR GARAGE & RV PARKING!

24 HR INFO LINE: 1-800-961-6706 #5059

www.exite-listing.com/etour.html/TOURID/13476

or call Geneie at (801) 792-9288 for a private showing of this Great Home!

244 EAST 200 SOUTH HEBER CITY, UTAH

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Thu, 31 Jul 2008 21:56:57 -0700

JUST REDUCED- WAS 299,500 NOW-$283,900!

HONEY STOP THE CAR! LOOK AT THIS WONDERFUL 2002 COTTAGE STYLE HOME!

244 EAST 200 SOUTH/ HEBER CITY, UTAH 84032

LOCATED IN HISTORIC OLD TOWN HEBER CITY, UTAH!

*APPROX 1071 SQ FT / 2 BEDROOM / FULL BATH / 2 CAR GARAGE / .23 ACRE LOT

*NOW-OFFERED AT $283,900!

*ONE LEVEL LIVING, BRIGHT OPEN FLOOR PLAN, MASTER BEDROOM HAS BAY WINDOW AND WALK-IN CLOSET, FULL BATH HAS TILE FLOORS & TILE SHOWER WITH ENTRANCE TO MASTER AND HALL, KITCHEN HAS BREAKFAST BAR AND BEAUTIFUL CABINETS- ALL APPLIANCES STAY, LAUDRY-WASHER & DRYER STAY ALSO, TRAVERTINE TILE IN COMMON AREA AND 6 INCH BASE MOLDINGS. .23 ACRE LOT HAS AUTO SPRINKLERS, AUTO DRIP SYSTEM IN FLOWER BEDS, AND BACKYARD IS FULLY FENCED, OVERSIZED 2 CAR GARAGE & RV PARKING FOR ALL YOUR TOYS!

*HOME IS CLOSE TO SHOPPING, THEATRES, SCHOOLS,AND MINUTES FROM THE BEST GOLFING, SKIING, FISHING & BOATING- UTAH HAS TO OFFER!

*PERFECT FOR EMPTY NESTERS, FIRST TIME HOME BUYERS, VACATION OR RENTAL PROPERTY!

CALL GENEIE TODAY FOR YOUR PRIVATE SHOWING: (801) 792-9288

24 HR INFO LINE: 1-800-961-6706 #5059

Virtual Tour: www.exite-listings.com/etour.html/TOURID/13476

Website: www.GeneieMcItoshRealtor.com

PCMLS#9975933/ WFRMLS#814001

244 E 200 S HEBER CITY, UTAH WONDERFUL 2002 COTTAGE STYLE HOME!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Thu, 31 Jul 2008 21:05:51 -0700

HONEY STOP THE CAR! LOOK AT THIS WONDERFUL 2002 COTTAGE STYLE HOME!

244 E 200 S HEBER CITY, UTAH

ONE LEVEL LIVING, APPROX 1071 SQ FT, 2 BEDROOM, FULL BATH WITH TILE FLOORS & SHOWER- ENTRANCE TO MASTER & HALL, MASTER BEDROOM WITH BAY WINDOW & WALK-IN CLOSET, BRIGHT OPEN FLOOR PLAN WITH TRAVERTINE TILE IN COMMON AREAS, 6 INCH BASE MOLDINGS, KITCHEN HAS BEAUTIFUL CABINETS & BREAKFAST BAR- ALL APPLIANCES STAY,.23 ACRE LOT WITH FENCED BACK YARD, AUTO SPRINKLERS, AUTO DRIP SYSTEM IN FLOWER BEDS, OVERSIZED 2 CAR GARAGE & RV PARKING FOR ALL YOUR TOYS! CLOSE TO SHOPPING, THEATRES, SCHOOLS, AND MINUTES FROM THE BEST GOLFING, SKIING, FISHING & BOATING- UTAH HAS TO OFFER! CALL GENEIE: (801) 792-9288 FOR YOUR PRIVATE SHOWING TODAY! PCMLS#9975933 / WFRMLS# 814001

OFFERED AT : $299,500 ( 2% OFFERED TOWARD BUYER'S CLOSING COSTS WITH FULL PRICE OFFER!)

24 HR INFO LINE: 1-800-961-6706 # 5059

Virtual Tour: www.exite-listings.com/etour.html/TOURID/13476

Website: www.GeneieMcIntoshRealtor.com

244 EAST 200 SOUTH/ HEBER CITY, UTAH 84032- WONDERFUL 2002 COTTAGE STYLE HOME!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Thu, 31 Jul 2008 20:10:04 -0700

WONDERFUL 2002 COTTAGE STYLE HOME!

244 E 200 S/ HEBER CITY, UTAH 84032

HONEY STOP THE CAR!

Look at this Wonderful 2002 Cottage Style Home! It has everything we have been looking for, a low maintenance exterior & landscaping- You know how we like our home to look Great with little effort! WOW! it has upgrades through out! And Honey it even has a Oversized 2 Car Garage for you, and RV Parking for all our toys! It is close to everything we love to do- Shopping, Theatres, Restaurants. And only minutes from the Best Skiing, Golfing, Fishing & Boating- Utah has to offer! Let's call GENEIE today for our Private Showing! (801) 792-9288 Geneie McIntosh- Your Favorite Realtor!

*APPROX SQ FT 1071/ 2 BEDROOM/ FULL BATH/ ONE LEVEL LIVING WITH OPEN FLOOR PLAN/ TRAVERTINE TILE IN COMMON AREA/ 6INCH BASE MOLDINGS/ .23 ACRE LOT/ 2 CAR GARAGE.

OFFERED AT: $299,500 (2% TOWARDS BUYER'S CLOSING COST WITH FULL PRICE OFFER!)

24 HR INFO LINE: 1-800-961-6706 #5059

VIRTUAL TOUR: www.exite-listings.com/etour.html/TOURID/13478

WEBSITE: www.GeneieMcIntoshRealtor.com

OPEN HOUSE: SAT/ AUG 2CD/ 11 AM- 3 PM

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Thu, 31 Jul 2008 18:54:17 -0700

244 EAST 200 SOUTH/ HEBER CITY, UTAH

THIS HOME HAS APPROX 1071 SQ FT, 2 BEDROOMS, 1 FULL BATH, BRIGHT & OPEN FLOOR PLAN, .23 ACRE LOT, FENCED BACK YARD, AUTO SPRINKLERS, OVERSIZED 2 CAR GARAGE & RV PARKING. LOCATED IN HISTORIC OLD TOWN HEBER CITY, MINUTES FROM THE BEST GOLFING, SKING, BOATING & FISHING- UTAH HAS TO OFFER! THIS HOME WOULD BE PERFECT FOR EMPTY NESTERS, FIRST TIME HOME BUYERS, RENTAL OR VACATION PROPERTY!

PCMLS# 9975933/ WFRMLS# 814001

24 HR -INFO LINE: 1-800-961-6706 #5059

YOU ARE INVITED TO AN OPEN HOUSE:

SATURDAY/ AUGUST 2CD/ 11 AM- 3 PM

IF YOU KNOW SOMEONE WHO IS LOOKING TO BUY IN THE HEBER VALLEY, PLEASE INVITE THEM TOO!

HOPE TO SEE YOU THERE!

GENEIE MCINTOSH-YOUR FAVORITE UTAH REALTOR!

www.GeneieMcIntoshRealtor.com

BUYING & SELLING STRATEGIES FOR RIGHT NOW!

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Tue, 06 May 2008 20:29:11 -0700

WHEN BUYING, YOU NEED A SOLID STRATEGY TO HELP YOU HAVE A COMPETITIVE EDGE IN TODAYS MARKET!

WHEN BUYING...

Strategy #1 Choosing a Lender/Getting Pre-qualified:

Sellers want to know if you can qualify to buy their home before showing their home to you! You need to know what you can qualify for before looking. In determining what you can afford to buy, you will need to know what you will need for a down payment. Most banks require a 20% down payment, but some will allow as little as 10% if you have a excellent credit rating. But remember the less you put down probably means you will be paying more in interest and loan fees. Another good strategy is to spend no more than 30% of your pre-tax income on housing costs: this should include your mortgage, homeowners' insurance, property tax and maintenance costs of about 1% of the value of your home.

Lenders will use your credit score to determine the interest rate they will give you on your mortgage. The rate between a decent and a terrific credit score can be a difference of tens of thousands of dollars over the life of a loan. To be an more attractive risk you will need to improve your rating. One thing you can do to improve this is to pay down your credit-card bills. Lenders prefer to see that your debt does not exceed your available credit by more than 30%. But once you have paid off your accounts do not close them, because this can actually hurt your credit score. Your Lender can give you even more ideas and information on improving your credit ratings.

Another factor is the type of loan you should get, Your best bet is a 30 year fixed rate mortgage. Many homeowners regret getting adjustable rate mortgages which had low interest rates at first and then more than doubled in recent years. You should try to get at least 3 or more GOOD FAITH ESTIMATES from different lenders to help you determine if you are getting the best loan for your circumstances. A Local REALTOR/ BUYERS AGENT can be a great resource in reffering Lenders that have helped their past clients get the best loans and interest rates. The Lender of your choice can help you determine which terms and loan is best for your circumstances.

Strategy #2

Choosing a Local REALTOR/ BUYERS AGENT:

The Seller will have someone representing them, You need someone who will look out for your Best Interest! A Local REALTOR/ BUYERS AGENT can help you find the Home that is right for you, your Dream Home. Once you have found the home you want to make an offer on, you will need to determine what you are willing to offer.

The Bidding wars of 2006 are very uncommon in todays market, Sellers are more willing to deal when it comes to helping with Closing costs and or lowering the price. Your Local REALTOR/ BUYERS AGENT can help you determine what is reasonable to ask for/ offer in your area. And can help you to negotiate for your best interests. Your REALTOR can obtain a pre-qualifing Letter from your Lender to send with your offer, which will also help in your negotiations. Your Realtor should also explain and go through the Real Estate Purchase Contract (REPC) with you and help you write up the offer. Your Realtor should then present the offer to the Sellers Agent, in so doing should represent your best interests and negotiate for the best price for you, the Buyer.

After reaching an agreement on terms and once they have an acceptance on your offer, Your REALTOR should then turn in the accepted REPC to your Lender and Title Company of your choice. Your REALTOR can also help you in choosing and setting up an appointment for Inspection/ Inspector, Home Warranty, Title Company etc... as applicable. Your REALTOR should help you keep tract of all your REPC Deadlines and then should go with you to the Settlement/Signing. After the home has closed and recorded with the State, Your REALTOR should help you set up possession as per your REPC agreement.

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BUYERS: I WILL HELP YOU MAKE ONE OF THE MOST IMPORTANT DECISIONS OF YOUR LIFE, FINDING YOUR DREAM HOME. I AM COMMITTED TO FULFILLING YOUR NEEDS WITH THE HIGHEST LEVEL OF PROFESSIONALISM, EXPERTISE AND SERVICE YOU DESERVE!

I SPECIALIZE IN DREAM HOMES IN THE PARK CITY, HEBER VALLEY & MIDWAY AREAS OF UTAH!

I'M GENEIE AND "I WANT TO BE YOUR FAVORITE LOCAL REALTOR/ BUYERS AGENT!"

CALL GENEIE MCINTOSH AT (801)792-9288

OR VISIT MY WEBSITE TO SEARCH THE UTAH MLS FOR FREE!

www.GeneieMcIntoshRealtor.com

RISING RENT COSTS?

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Tue, 29 Apr 2008 14:49:48 -0700

Salt Lake Tribune- April 26,2008

President's Message

Rising rents may be reason to reconsider buying!

By David Mansell-President of the Utah Association of Realtors

As many would-be home buyers remain on the fence about becoming homeowners, demand for rental space across the country continues to increase- and so do the prices.

Along the Wasatch Front, renters are particularly feeling the squeeze. Over the past year, rent prices in Salt Lake rose 9.8%, the largest increase among 19 major Western markets surveyed by RealFacts. Rent soared by 15.9% in the Provo-Orem area and rose 6.8% in Ogden-Clearfield.

Not only are rental prices rising across the Wasatch Front, but apartments are becoming harder to find in this tight rental market. At 2.1%, Salt Lake City has the fourth-lowest multi-family vacancy rate in the U.S., according to the Commercial Real Estate Forecast from the National Association of Realtors. Typically, a vacancy rate under 5% is a landlord's market, a situation characterized by fewer concessions and higher rental rates, says the NAR report.

With rents across the U.S. projected to rise 5.3% this year, some renters may reconsider decisions to delay homeownership- especially since buyers, unlike renters, hold quite a bit of negotiating power these days. Plus, homeowners who hold fixed-rate loans know their payments will remain the same, regardless of what happens with the economy.

So how do you know if now is the right time for you to buy or to rent? One rule of thumb says that if you are going to move within three years, you should rent because of the time and costs associated with buying and selling. Staying in a house for a longer period also reduces your risk of loss.

Take, for example, the volatile markets in Arizona, California, Florida, Nevada and Washington, D.C. that we hear so much about on the news. For buyers who bought a year or two ago and needs to sell, the current price declines of 5-20% could be problematic. However, homeowners who bought for the long term are seeing a different picture: Even with price declines, a homeowner who bought in 2000 would have made $123,000 in Phoenix, $150,000 in Orlando and $252,000 in the Washington, D.C. metro region, according to data from the National Association of Realtors.

Federal Reserve data further confirm the long-term wealth accumulation that housing can bring. In seven years- the approximate time a buyer lives in a home before selling- homeowners' net housing equity increased by $3.4 trillion.

Another factor to look at when determining whether to buy or rent is the monthly mortgage payment. Determine what your monthly mortgage payment would be if you decided to purchase a home at today's prices with today's interest rates. Then make sure you could afford the payment along with insurance, property tax and home maintenance costs.

If you're sitting on the sidelines hoping prices will drop, make sure to consider the effect of higher interest rates in your calculations. Lawrence Yun, chief economist for the National Association of Realtors, says he is expecting the Federal Reserve to stop cutting interest rates at the end of this month and says the Fed may begin raising rates at the end of the year to curb inflation. He provides the following scenario: Assume you need a $200,000 loan. With interest rates at 5.8%, your monthly payment would be $1,174. If home prices fell 5% in your area, thereby lowering the loan to $190,000, but rates rose 6.3%, the new monthly payment would be $1,176- almost the same amount as if you hadn't waited and you'd be missing out on the tax benefits of homeownership.

Although there are a number of considerations that go into any home-buying decision, make sure to include the effects of rent prices and interest rates in your analysis since they may become determining factors in your homeownership decision. If you want to learn more about real estate and lending conditions in your area, contact your local Realtor- because nobody knows Utah real estate like a Utah Realtor.

If I can be of any assistance with your Real Estate needs please call me at:

(801) 792-9288

Geneie McIntosh- Your Favorite Exit Realtor!

EXIT Resort Real Estate

Serving the Salt Lake, Summit, Wasatch & Utah Counties

TO SEARCH THE UTAH MLS FOR FREE PLEASE VISIT MY WEBSITE:

www.GeneieMcIntoshRealtor.com

INTERACTIVE MAGAZINE

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Thu, 10 Apr 2008 18:47:57 -0700

NEWCOMERS GUIDE TO MIDWAY

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Tue, 01 Apr 2008 19:05:02 -0700

WELCOME TO MIDWAY CITY!

NEWCOMERS GUIDE

ELECTRICAL: Heber Light and Power /31 South 100 West/Heber City, Utah 84032

(435) 654-1581/ www.heberpower.com /Hours: 8am-5pm M-F

NATURAL GAS: Questar Gas Company/ 167 West Center/ Heber City, Utah 84032

(435) 654-3600/ www.questar.com

WATER: Midway CityCorporation/75 North 100 West/Midway, Utah 84049

(435) 654-3227/ Contact: Gay Motley/Hours 7:30am-4:30pm M-F

SEWER: Midway Sanitation/ 75 North 100 West/ Midway, Utah 84049

(435) 654-3227/ Contact: Gay Motley/ Hours 7:30am-4:30pm M-F

GARBAGE PICKUP: Wasatch County Public Works/805 West 100 South/ Heber City, Utah 84032

(435) 654-1661/Hours 9am-5pm M-F/ pickup scheduled for every Thursday

NEWSPAPER: The Wasatch Wave/167 S. 100 W./Heber City, Utah 84032

(435) 654-1471/ www.wasatchwave.com

The Salt Lake Tribune/ (801) 237-2800/ www.sltrib.com

Deseret Morning News/ (801) 237-2800/ www.deseretnews.com

SCHOOL INFORMATION: Wasatch County School District/ 101 E. 200 N./Heber City, Utah 84032

(435) 654- / www.wasatch.k12.ut.us/wcsd/districtSite

Elementary: Midway Elementary/225 S. 100 E/ Midway, Utah 84049

(435) 654-0472/ www.wasatch.ut.proschoolweb.com/schools.php?sid=108

Junior High: Wasatch Mountain Junior High/200 E. 800 S./ Heber City, Utah 84032

(435) 654-0550/ www.wasatch.ut.proschoolweb.com/schools.php?sid=412

High School: Wasatch High School/ 64E. 600 S. Heber City, Utah 84032/ (435) 654-0640

CHAMBER: Heber Valley Chamber of Commerce & Vister Center/ 475 N Main St./ Heber City, Utah 84032

(435) 654-3666/ www.hebervalleycc.com / Hours 8am-5pm M-F

( Local Information, Dining, Lodging, Things to Do and See while in Midway)

REAL ESTATE FOR SALE: www.GeneieMcIntoshRealtor.com

FOR MORE INFORMATION ON MIDWAY: www.midwaycityut.org

RELOCATING TO MIDWAY, UTAH

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Wed, 26 Mar 2008 20:30:06 -0700

LIVING IN & LOVING MIDWAY:

My First Trip to Midway:

I was just a young girl when my mother took our family on a weekend trip to Midway. She took us to the Homestead Resort; this was a real treat for us kids. We loved swimming in the big heated pool and my mom loved relaxing in the hot pool. I remember thinking; this would be heaven to be able to live in a place like this...

Homestead Resort

My Next Trip 8 years later:

When I was first married and going on one of our first trips camping and fishing, we stayed at the Wasatch Mountain State Park because there were no camping spots available at Deer Creek State Park. It was secluded and just 15 minutes away from Deer Creek. While there we drove around the small Swiss Mountain Village of Midway, that's when we first fell in love with this wonderful place and dreamed of living here someday!

Wasatch Mountain State Park Visitor Center

Every year after that we would always make a point to drive through Heber City and Midway on our way to Strawberry or Deer Creek State Park to go fishing and camping. Many years later we would take our children to the Jordanelle State Park when it opened to go camping and water skiing.

In August of 2003 we decided it was time to find a building lot for our Dream Home, that's when the Good Lord blessed us with our land on River Road- just west of Memorial Hill. We would go there each weekend to work on our lot for our new home. I remember staying there in our motor home on the Fourth of July and watching the fireworks on Memorial Hill. I felt like they were just for us. At first I was worried we would not fit in with the people of Midway, but they welcomed us with open arms. And since moving here we have never felt so much a part of a community as we do here.

Memorial Hill Our Home on River Road

JUST SOME OF THE FUN AND EXCITING THINGS YOU SHOULD DO AND SEE IN AND NEAR OUR

BEAUTIFUL SWISS MOUNTAIN VILLAGE OF MIDWAY:

CAMPING AND FISHING-

Wasatch Mountain State Park

Deer Creek Reservoir & State Park

Strawberry Reservoir & State Park

Jordanelle Reservoir & State Park

Provo River

GOLFING AND SKIING-

The Homestead Golf Course

Wasatch State Park Golf Course

Soldier Hollow Golf Course and Cross Country Skiing

Park City Ski Resorts

Sundance & Deer Valley Ski Resorts

ICE SKATING AND CITY PARKS-

Winter-Outdoor Ice Skating Rink & City Parks

WINTER SNOW TUBING OR TAKE A TRAIN RIDE-

Snow Tubing at Soldier Hollow Heber Valley Rail Road

BIKE RIDING RENTALS AND TRAILS-

FOR LODGING AND DINING - I RECOMMEND:

The Homestead The Blue Boar Inn Johnson's Mill

The Invited Inn The Zermatt Resort Mountain House Grill

FOR LOCAL ARTISTS AND ART GALLERIES TRY-

Edelweiss Art Gallery Robert Duncan Art Studio

BROWSE OUR ANTIQUE SHOPS AND HOME DECOR SHOPS-

Antique Shop Midway Mercantile All That Stuff In The Barn

Home Décor Shops

STOP IN OUR LOCAL BAKERY AND SWEET SHOP OR HAVE A TEA PARTY- (Highly Recomend Both)

Midway Bakery & Sweet Shop Pandora's Tea Parlor

JUST SOME OF OUR LOCAL BUSINESSES ON MAIN STREET-

Barber Shop, Bank, Copy Center, Scrap Book Store & Midway Auto Garage

POST OFFICE, HISTORIC TOWN HALL & CITY BUILDING-

MIDWAY CITY INFO

Midway Schools / Wasatch School District

SOME OF THE HISTORICAL & BEAUTIFUL HOMES IN OUR CITY-

DON'T MISS THESE MIDWAY EVENTS-

Fourth of July- Parade and the evening Fireworks on Memorial Hill!

Labor Day Weekend- Swiss Days!

November 4^th-9^th - Cowboy Poetry!

Midway Christmas and 10^th Annual Interfaith Crèche Exhibit

Memorial Day- Pancake Breakfast!

WE'RE JUST MINUTES AWAY FROM-

Heber City is just 5 minutes away where you can find Grocery Stores & Pharmacies- Smiths and Days Market, Family Dollar, Walgreens.

Auto Parts, Car Dealership, Lumber, Plumbing and Hardware Stores, Furniture & Home Décor, More Antique shops.

Fast Food such as McDonalds, Arby's, Sonic, KFC, Taco Bell, Taco Time, The Dairy King, Dominos Pizza, Pizza Hut, Papa Murphy's (and Yes the Pizza Parlors deliver to Midway!) Casual and Formal Dining too!

And don't forget the AVON & IDEAL Movie Theatres and Update Video Rental Store!

NOW THAT YOU HAVE SEEN JUST A LITTLE OF WHAT MIDWAY HAS TO OFFER, PLEASE CALL ME-

I WOULD LOVE TO HELP YOU FIND YOUR DREAM HOME!

GENEIE MCINTOSH- YOUR FAVORITE REALTOR!

CALL: (801) 792-9288

Website: www.GeneieMcIntoshRealtor.com

(Search the Local MLS's for free!)

"I WANT TO BE YOUR FAVORITE REALTOR!"

Midway, Utah A History Lesson

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Wed, 12 Mar 2008 20:34:32 -0700

Taken from: Utah History Encyclopedia (Links Added)

MIDWAY

Within the state of Utah there are numerous beautiful mountain valleys; few are as picturesque as Heber Valley, some fifty highway miles east of Salt Lake City. Historically, the first white Americans to visit the area just east of Mount Timpanogos were members of a fur trapping brigade led by Etienne Provost in 1824. For many years the valley was referred to as Provo or upper Provo; the river running south through the valley still bears the name of that explorer.

It was the completion of a wagon road through Provo Canyon in 1858 that brought the first Mormon settlers to the area. The following spring, a number of families (most from Utah County) began locating farther to the west along Snake Creek, establishing two small communities. The first was a mile and a half south of present Midway; the second was about three miles north of the first. The more northern settlement was called Mound City due to the numerous nearby limestone formations. Among the early family names of settlers were Robey, Epperson, Bronson, McCarroll, and Smith. By 1861 there were approximately fifty families living west of the Provo River.

In 1866, because of Indian hostilities, territorial governor Brigham Young encouraged settlers to construct forts for protection. The two Snake Creek settlements reached an agreement to build a fort halfway or midway between the two existing communities--hence the name Midway. During the 1860s and 1870s a large number of Swiss immigrants arrived. Swiss names such as Gertsch, Huber, Kohler, Probst, Zenger, Durtschi, and Abegglen, among others, are still found in Midway.

From the beginning, Midway's industry was based on livestock and farming; however, the pioneers' need for building materials quickly became paramount. Sawmills were established by the early 1860s. Three principal operators were Henry T. Coleman, John Watkins, and Moroni Blood. Lime, limestone or "pot stone" blocks, and brick also were soon manufactured. In 1861 John H. Van Wagoner constructed the first commercial gristmill. Retail stores soon were developed by enterprising residents; one, the Bonner Mercantile Store, was constructed in 1879 and is still in use today. A second long-running retail business was founded by Henry T. Coleman and Simon Epperson. Established in 1910 and originally called "the Midway Drug Store," that confectionery and grocery outlet was operated until 1986 by the Coleman family (who also owned an adjacent movie theater initially called the Star and later the Rio). Blacksmiths, livery stables, boarding houses, and other businesses were also part of the community's economy. Moreover, by the 1880s nearby mines, particularly those in Park City, began to play an important economic role in many Midway households, and did so into the late 1960s.

Because of the numerous ninety-degree-plus hot-water springs in the Midway area, several resorts were developed including Schneitter's Hot Pots (now the Homestead) and Luke's Hot Pots (now the Mountain Spa); both were established in the 1880s.

Due to a rather consistent flow of water in Snake Creek Canyon, hydroelectric power was developed and brought to Midway by 1910. Heber Light and Power Company built their plant in the canyon in the late 1940s. The Midway Water Works Company was organized in 1895, bringing culinary water to the community that year; telephone lines and telephones were introduced two years later. A major U.S. Supreme Court decision was handed down in 1923 affecting not only local residents but also western irrigation companies as well. The twelve-year legal battle was between the Midway Irrigation Company (organized in 1887 and incorporated the following year) and Park City mining interests over who owned Snake Creek water. The 1923 landmark decision ruled that the mining companies and their associates could not keep, develop, or sell the creek water, but rather could only temporarily divert it.

Midway was incorporated 1 June 1891 with Alvah J. Alexander elected as president; board members were also elected. The town was a proclaimed third-class city in 1971. The mayor-and-council system was then initiated, with Wilburn F. Huffaker being the first city mayor.

Education and the establishment of schools began very early in Midway history. By 1867 the community had organized a school board of trustees to improve the existing log school. Over the next forty-five years several schools were organized, both public and private, in an effort to meet educational needs. In 1912 a new schoolhouse, using native "potrock," was built on the public square. This facility was used until 1975 when the new Midway Elementary School was dedicated.

Important civic improvements were made in the 1930s and 1940s. A concrete sidewalk program began in 1938, and the Midway Recreation Center, usually referred to as the "Town Hall," was dedicated in June 1941; both were Great Depression-era WPA projects. The east section of the center now houses the local post office, which had been established in December 1864; Salas Smith was the first postmaster. The most active civic organization promoting the community has been the Midway Booster Club. Established in 1947 through the efforts of Luke's Hot Pots Resort owners Joseph B. and Pauline S. Erwin and a number of local enthusiastic supporters, the club has had a very significant role in various city improvements and activities. This has been particularly true with the popular Midway Swiss Days festivities held each fall. Music also has always been a strong community tradition.

Although agriculture is still a significant industry, recreation has fast become an important aspect of Heber Valley's economy. Local recreation attractions include golf courses, Deer Creek Reservoir, Wasatch Mountain State Park, and the nationally known Homestead Resort. Changes will continue to come to the community as the economy shifts towards tourism and as the world discovers Midway and its charm.

See: Wasatch County Daughters of Utah Pioneers, Leslie S. Raty, ed., Under Wasatch Skies, A History of Wasatch County, 1858-1900 (1954); William James Mortimer, How Beautiful Upon the Mountain (1963); Mabel Mitchell, ed., Midway Second Ward and Midway Reflections, 1859-1989 (1989).

Jerry R. Springer

TIMBER LAKES, UTAH 84032/ WASATCH COUNTY/ BUILDING LOT

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Mon, 03 Mar 2008 19:50:29 -0800

1.10 ACRE LOT IN TIMBER LAKES, UTAH

OFFERED AT

$129,000

9742 E RIDGE PINE DRIVE/LOT 1102

TIMBER LAKES, UTAH 84032

WFRMLS# 746334 / PCMLS# 997175

FANTASTIC TIMBER LAKES BUILDING LOT!

THIS 1.10 ACRE LOT IS IN THE GATED MOUNTAIN COMMUNITY OF TIMBER LAKES. LOCATED JUST EAST OF HEBER CITY, UTAH. THIS LOT IS PERFECT FOR A MOUNTAIN GETAWAY CABIN OR FOR YOUR DREAM HOME. IT IS MINUTES FROM HEBER CITY AND THE BEST SKI AND GOLF RESORTS IN UTAH! WATER & POWER AVAILABLE. PERC TESTS AND MONITERING ARE COMPLETED AND APPROVED. BREATH TAKING MOUNTAIN AND VALLEY VIEWS. FOR MORE INFO ON THIS PROPERTY AND OTHERS PLEASE VISIT MY WEBSITE:

www.YourFavoriteExitRealtor.com

OR CALL GENEIE AT (801) 792-9288

9742 E RIDGE PINE DRIVE/ TIMBER LAKES, UTAH 84032/ BUILDING LOT # 1102

GENEIE MCINTOSH (EQUITY UTAH- SOLID) — Mon, 03 Mar 2008 19:38:55 -0800