Lenders Are Even Checking If You Get Pizza Delivery - 07/22/10 04:04 PM
Lenders Are Even Checking If You Get Pizza Delivery
As the mortgage industry adjusts to new lending practices, it seems that no information is off limits.  Lenders are looking under every inch of your personal data to discover if the boxes you filled in on your credit application are really the truth. And the beloved/hated FICO score is not the only thing that is important.
So what does pizza delivery have to do with your bank? Suppose you are applying to refinance your home and claim to live at a certain address but always have your pizza sent to an address … (2 comments)

What the heck is an OODA Loop? - 07/20/10 07:17 PM
What the heck is an OODA Loop?
The OODA Loop was originally applied to military strategy but has since been used in most every application from sports to business. In fact, you subconsciously perform an OODA Loop hundreds of times a day without even knowing that you are doing it.
So let's get to it.  OODA = Observe, Orient, Decide, Act.
Observe – Gather data. Orient – Put all that data into context.  Decide – Make decision you are comfortable with. Act – Take action.
Here's an example of an OODA Loop you performed on your commute to your last appointment
… (0 comments)

3 Bedroom 2.5 Bath Condo - Rancho Santa Margarita - 07/18/10 08:46 PM
3 Bedroom 2.5 Bath Condo - Rancho Santa Margarita
Best priced 3 bedroom detached condo in Los Albanicos tract. EQUITY SELLER - CLOSE QUICKLY. 1150 sq. ft. $325,000. Walking distance to Rancho Santa Margarita shopping, recreation, restaurants, entertainment and 241 toll road. RSM Lake is just a few minutes away. Located on a quiet, interior, cul-de-sac street.





For more listing information, visit: http://bit.ly/Grabados
… (2 comments)

Real Estate Definitions - Deed In Lieu - 07/01/10 11:59 PM
PLEASE NOTE: The following post is not to be construed as legal, financial or real estate advice. Check with your local professionals as conditions and terms may vary by locality.
Deed-in-lieu is a term that we are starting to see and hear a lot more in the media these days. A deed-in-lieu, actually called a deed-in-lieu-of-foreclosure is a process where a home owner "returns" the title of the home back to the lien holder in exchange for forgiveness of the mortgage. It is becoming increasingly popular with lenders and investors because it shortens the time and lowers the expense of taking … (4 comments)

 
John Alesi (Orange County California Real Estate) (Century 21 Award) Rainmaker_large

John Alesi (Orange County California Real Estate)

Mission Viejo, CA

More about me…

Century 21 Award

Address: 22342 Avenida Empresa, Suite 150, Rancho Santa Margarita, CA, 92688

Office Phone: (949) 510-2154

Cell Phone: (949) 510-2154

Email Me

DRE# 01730187

Author Bio: After many years of working in the sales business, I have chosen to dedicate my career to the real estate industry. In more casual terms, I have decided to build my business around helping people fulfill their dreams of home ownership with a very personal touch. Unlike many in this industry who "got their license to play around in real estate", I am committed to giving 100% to each and every customer. Buying or selling your home is a complicated process that requires the knowledge, skills and effort that a part time agent cannot provide. Whether you are buying your first home, moving up because of a growing family, relocating due to a job transfer, seeking that dream estate on the golf course or downsizing in the golden years, I believe it is my obligation to treat everyone with honor and respect and with the highest degree of service and professionalism. Feel free to call me to discuss your real estate needs. I promise that I will take good care of you.


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