refinance: More BLOG Topics - 12/26/07 08:56 AM
Good Morning ALL! I hope everyone is enjoying the holidays. Lately, I haven't been blogging as much as I would like. Some days I just can't think of a topic. I would like to start blogging about things that take a little bit of research to blog on accurately. If any of … (0 comments)
refinance: Almost 2008! - 12/24/07 09:52 AM
2007... What a year! In my ten years in finance I haven't seen one like 2007. - Lending Laws Changed - The media created a frenzie in the mortgage and real estate industry - We survived 2007 wasn't my best year but I did learn a lot and what I learned will be carried … (0 comments)
refinance: Happy Holidays - 12/17/07 02:01 AM
Happy HOLIDAYS to everyone out there. I am taking a whole week and a half off. I really think this year is going to wrap up well. Changes in the market made my job a little more challenging but as of April 2008 I will have been in Commercial & Residential … (3 comments)
refinance: Credit Restoration ... - 12/06/07 01:39 PM
Credit Restoration Credit Restoration...There was a time I believed in Santa Clause more than I believed in Credit Restoration. Over the ten years I have been in the residential and commercial finance business there are several Credit Restoration companies I have tried to do business with. Finally, about two years ago … (0 comments)
refinance: Interest Rates... Why do they change? - 10/16/07 09:00 AM
Why do Interest Rates Change? There are several types of interest rates. These include: Prime rate: The interest rate banks charge their best (prime) customers. Treasury bill rates: Treasury bills are short-term debt instruments used by the U.S. Government to finance their debt. Commonly called T-bills, they mature in less than one … (0 comments)
refinance: Rate Locks... How do they work? - 10/16/07 08:57 AM
How Do Rate Locks Work? In most cases when you shop for a loan, the rate and terms you are quoted represent those available that day. The rate quoted probably won't be available next month or next week. Therefore, you should only rely on the rate and terms a lender is willing … (0 comments)
refinance: APR... What is it? - 10/16/07 08:54 AM
What is an APR? The APR, often referred to as the Effective Rate, is a rate which shows the true cost of borrowing. This rate is different from the nominal (named or note) interest rate stated in your loan documents. The Truth In Lending Simplification and Reform Act requires mortgage companies to … (1 comments)
refinance: Appraial Methods - 10/03/07 07:59 PM
Appraisal Methods Most appraisers use three approaches to establish the value of a property. The Sales Comparison Approach is normally considered to be the best indication of value for residential property. Sales Comparison Approach: In this approach the appraiser finds three to four comparable properties in the neighborhood which have recently sold. … (0 comments)
refinance: Why refinance your mortgage - 09/17/07 09:25 AM
Refinance Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance proceeds to pay off credit card or … (0 comments)
refinance: Residential Finance Team - 08/08/07 09:01 PM
My Residential Finance Team About Us We have arranged residential mortgage loans from as small as $25,000 to as large as $12.5 million. In the aggregate, we have arranged billions in mortgages in 2002. It is only with the utmost attention to customer service that the company has been able to attain … (0 comments)
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