Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
How Do I Get a Home Loan? - 11/30/10 08:44 AM
First, you need to choose your lender carefully; your lender should be a financially stable company and have a record of customer satisfaction. Talk to personal friends who had a good experience with their home loan or your realtor about recommendations of lenders. Use a local lender, because it is easier to monitor the status of your application, ask questions, local lenders better understand local home values and conditions in your area, and are more likely to handle closing problems more effectively if they occur. After deciding to get a home loan, interview multiple lenders within a 30 day period. This (2 comments)
Understanding an Escrow Account - 11/23/10 08:17 AM
Sometimes you encounter home buyers that do not understand the purpose of an escrow account. These are separate reserve accounts setup by a mortgage company to pay your homeowners insurance and property taxes when due. From each mortgage payment, your mortgage company will set aside a required amount to pay your insurance premium and taxes. These amounts are an estimated amount determine by the mortgage company. Each year, the mortgage company may adjust the amount to be set aside in your escrow reserve accounts. If this occurs, your monthly mortgage payment will be adjusted either upward or downward. By law, mortgage (0 comments)
Factors That May Affect Home Mortgage Interest Rates - 11/16/10 08:54 AM
Many home buyers and homeowners do not always understand how interest rates are affected. Normally, a lower interest rate will provide a buyer more money, therefore, giving them the capability to purchase more home. Interest rates are always fluctuating; therefore, buyer should have a discussion with his lender when to lock-in their interest rate. Lenders are required to disclose the Annual Percentage Rate (APR) of the loan to their clients. The APR reflects the yearly interest rate and it is normally greater that the interest rate. The APR includes the cost of points, mortgage insurance, and any fees included in the loan. (0 comments)
What is Loan to Value (LTV)? - 11/08/10 09:08 PM
Some buyers are unfamiliar with the term LTV ratio. This ratio is the amount of money required by the lender from the buyer in order to get a loan to purchase property. This value is normally based on the sales price of the property. For example, if the LTV ratio is 95% and the sales price of the home is $200,000, the buyer would be able to borrow only $190,000 and would be required make a down payment of $10,000. This ratio reflects the amount of equity borrowers have in their home. The higher the LTV ratio is, the less down (1 comments)
What is a Home Warranty - 11/02/10 08:15 AM
Many times home buyers who are buying a home have not heard of, or understand the purpose of a Home Warranty. Home warranties provide insurance coverage for mechanical breakdowns of appliances and home systems that are not covered by your homeowner's insurance policy. These types of insurance policies are becoming more popular and the first year's insurance premium normally is paid for by the seller. The buyer can renew the policy at his expense for additional years of coverage. The reasons these policies are popular: first, it protects the seller from misrepresenting an appliance or system within the home that stops (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.