How to Achieve Your Goal of Buying a Home - 04/26/11 09:53 AM
Buying a home needs to begin with realistic expectations and getting your financial house in order.  A good idea how to achieve your goal is to commit it to writing and communicate it to a knowledgeable friend.  The knowledgeable should be someone who understands the house buying process and has first-hand experience in home buying.  By taking these actions, this will make you more accountable.  Remember buying a home just does not happen.  Most homebuyers will spend considerable time in getting their financial house in order and searching for their next house.  Buying your next house may be the largest financial … (0 comments)

Important Considerations When Purchasing Real Estate - 04/19/11 08:22 AM
As a buyer of property you are forced to live with your buying decision, at lease for a short period of time.  A bad buying decision usually results from not giving sufficient consideration to things like traffic, shortage of storage space, or distance to work place, etc.  When purchasing real estate the following items should be evaluated by each buyer:
•  Location - remember location may have the greatest influence on value than any other factor.  Home located close to a railroad track will probably have a reduced value versus a home located in a quiet residential street on a cul-de-sac.
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How to Prevent Paying PMI - 04/08/11 05:00 PM
Private Mortgage Insurance (PMI) is required when a home buyer has less than 20% down payment towards the purchase price of a home.  The reason lenders require PMI is to protect them when a buyer defaults on a loan.  If it was not for PMI, many homebuyers would not be able purchase the type of home, or a home in their desire area because they would not have sufficient down payment.   For example, if a homebuyer could only make a 20% down payment ($20,000) they would only be able to purchase a $100,000 property.  If the same homebuyer us the same … (0 comments)

 

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