By Deborah Wrigley

BAYTOWN, TX (KTRK) -- Some Baytown homeowners are concerned after they discovered that boxes filled with documents containing their personal information, including names and Social Security numbers, had just been tossed in the trash.

I can only cringe.... I know outfits like this still exist. Thankfully this one went out of business.

And do I even need to say it? These applications were taken by Royce Homes. <= I don't know about you but if I were getting a home loan, I would go to a professional loan officer.

These companies who are realtors but can also do your loan and even sign you up for credit repair or even get you a loan modification..... (I wonder if they do windows)..... Are not professional loan officers. It is hard enough keeping up with my piece of the pie that I wouldn't dare try and be a realtor too.... or offer all kinds of side services.

And the more astute buyers should be able to recognize that a professional loan officer will be good enough to make a living doing just loans. There are lots to go around right now... Biz is good!!

Don't forget about the First Time Homebuyer Tax Credit. This is not a loan.... but a tax free grant!!

Tom Burris
DallasLoanGuy.com
Dallas, TX

"Your Dallas Mortgage Consultant"

http://www.dallasloanguy.com/

Texas Home Loans Dallas Mortgage Loans

I write about Texas Home Loans , live in the Dallas, TX area and lend across the entire Great State of Texas!! Subscribe to My Blog and stay informed about current lending changes!!

While I personally focus on Texas Home Loans and First Time Home Buyers.... I do lend in other areas.

Posted by Tom Burris | Texas Mortgage Dallas Mortgage FHA on 03/24/2009 08:54 PM

Comments (6)

Loan Officers in the Mortgage / Finance Channel

texas home loans, texas mortgage financing, texas fha loans

This post has been included in Texas Information Dallas County, TX Information

6 Comments on Is your lender a responsible organization? - Personal info found in trash

MAR

Tom, That does make me cringe, especially since we bought a Royce home years ago. They however did not do our home loan. I was not thrilled about our builder doing the loan and that was before I even got in to real estate.

MAR

Tom,

I know you're going to have a great day. A successful day! You're a pro, and people like us get it done!

Mike in Tucson

Tsk, Tsk...how much money does it cost to buy a shredder? really? Good grief.

Marchel,

They might have a couple of decent loan officers.

But I have heard too many stories. Good for you in getting your own lender.

JUN

OMG I was just working on a blog about this! Many years ago when i was helping a friend clean out her home office, I heard her ask her manager for the name of a place where she could get boxes and boxes of files shredded? He actually said, just put them all in a black trash bag and throw them in the dumpster! I was mortified. This was a HUGE company! And since then, I've found many loan officers that don't have their laptops password protected - and I personally have had my laptop stolen in the past, but I can sleep b/c I know all my clients info is protected. It's something I'm going to make a point - of pointing out in the future b/c most people assume their info is protected!

Great to bring this to peoples attention Tom!

AUG

Hi all. Self-importance is our greatest enemy. Think about it - what weakens us is feeling offended by the deeds and misdeeds of our fellowmen. Our self-importance requires that we spend most of our lives offended by someone. I am from Zimbabwe and bad know English, give please true I wrote the following sentence: "In addition to more flexible payment options many people are pushed to apply for cash advances due to tight financial issues." :-) Thanks in advance. Gabriella.

Leave a response…

Name:

Email:
(optional)

Comment:

What does the graphic say?