Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
House Still Buyable The economic climate has been a bit stormy lately, but that doesn’t mean your dream of buying a cozy cottage by the seaside has to go by the wayside. Learn more about what’s still possible when it comes to home buying.
PERCEPTIONREALITY Banks Have no money for mortgage LoansUmpqua Bank has plenty of money to lend, and we’re ready to use it to help you get settled into your new home No one can get a home loan right nowWe’re closing nearly $60 million in new mortgage loans every month; our customer are building, buying and financing their homes. You must have 20% into the deal not Government – sponsored loan programs can require as little as 3.5% down, and loans with a 95% loan-to-value with out on finance are still available. We’ll help you evaluate what you can borrow and connect you to the program that makes sense for your specific situation. Down payment assistance programs have disappearedSome down payment assistance programs have disappeared, but many are still available through city, state and local community development organizations You must have stellar credit to get a mortgage loanThough the industry overall has seen a tightening of credit criteria, our lending practices have not dramatically changed. Talk to us to see where you stand.
THERE ARE NUMEROUS LOAN PRODUCTS AVAILABLE:
Conventional - fixed and arm products with a loan amount less than $417,000.
Non-Conforming - fixed and arm products with a loan amount greater than $417,000.
FHA - 3.5% down payment (can be gifted by acceptable source). Flexible downpayment sources.
Oregon Bond - Loan must be conventional, FHA or Rural Housing. Income restrictions and designed for first time homebuyers
Rural Housing - Must be in rural housing area. 100% financing based on appraised value. Adjusted household income can not exceed the maximum allowable income
VA - Guaranteed by federal government based on the amount of entitlement to the veteran in the conjunction with loan amount.
ODVA - loans are conventional fixed rate designed for veterans.
All-in-One Construction - Must be for primary or second home
In this forum we will offer discussions on a wide variety of subjects, but focus on Portland Metro and real estate. Hopefully our insights and experiences will inform, educate, challenge and entertain our readers week after week.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.