I have been turned on to the USDA loans, which is known widely as the old "farmer's home loans" of yesterday. These loans do come with restrictions. The location of the property has to be an approved site as dictated by the USDA. There are income limits as outlined on the USDA site. But, if you get through that red tape (and believe me, there's red tape no matter what you do), you are off to the races...the only catch is every once and a while the USDA will run out of money.....usually towards the end of the year....but, take heart, we are in the beginning of the year!
http://www.rurdev.usda.gov/rhs/sfh/GSFH_Income_Limits/PA%20GRH.pdf income limits
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do Housing eligibility, select single family housing
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