Home : Blogs : Regina P. Brown, e-Pro Realtor® : Regina P. Brown's California Coast Real Estate Blog

What Exactly is AFLAC? Quack, quack!

We've all seen the commercial with the duck quacking... AF-LAC! He quacks. Everyone's talking (er, quacking) about AFLAC!

Just what is it? AFLAC is supplemental insurance, designed to pay cash directly to you when you get hurt. This cash fills the gaps that your health insurance doesn't cover - exams, physical therapy, accidents, rehabilitation, ambulance, and travel. These benefits act as a safety net for accidents or illness.

AFLAC can be combined with any health care plan, helping to cover your co-pays and deductibles, or it can be purchased as a stand-alone product. It is NOT insurance or a substitute for insurance.

Who needs AFLAC? Individuals and families can benefit from supplemental insurance, which is 100% portable and non-cancelable. It can be paid individually or through an employer-sponsored plan, payroll deducted on a pre-tax basis.

One thing I like about AFLAC is that they have cancer plans, as well as emergency room plans. One of the down sides of AFLAC is that they don't have many good plans available for self-employed business professionals. Most of the plans are geared to be employer-sponsored.

Join my new AR group and post your blog at http://activerain.com/groups/virtualoffice

Regina P. Brown
Broker, Realtor®, e-Pro
Author of eBook "Stop Foreclosure Fast: Solutions to Save your House"

Posted by Regina P. Brown, e-Pro Realtor® on 03/30/2009 11:52 PM

Comments (7)

Insurance in the Mortgage / Finance Channel

insurance, benefits, aflac, work from home office, home based business, realtor regina p brown, san luis obispo, california, house for sale

This post has been included in California Information San Luis Obispo County, CA Information Arroyo Grande, CA Information
Post is included in group: "Whacked"!!!
Post is included in group: Virtual Office - Work from Home Office
Post is included in group: LATE NIGHT - EARLY MORNING AT ACTIVERAIN
Post is included in group: Club Chaos
Post is included in group: Christianity and Real Estate

7 Comments on What Exactly is AFLAC? Quack, quack!

MAR

Good info Regina. I've heard good things about AFLAC.

Thanks for updating us. I always wondered the same thing. Quack Quack.

Shelton

Wendy, I used to have an AFLAC rep in my BNI group, she's wonderful and explained the product to our group. Yes it's a good service; alas, geared mostly towards employees.

Shelton, yea, you always see those commercials, but sometimes you don't know what they're really trying to say, it's just a cute duck quacking!

APR

We tried to get AFLAC eight years ago but they turned us down. They didn't like incomplete records from our doctor(s) but they couldn't tell us what was incomplete about them so that we could contact the appropriate doctor, and they didn't like the 30 days that we went uninsured.

JUN

The key thing to remember is AFLAC is designed to be an employee benefit SUPPLEMENT. I have heard many employers are dropping their health plans and going with AFLAC because it costs a lot less than health insurance. It costs less because it pays for less.

I am not against AFLAC. I think the coverages are great and with a complete benefit package it can really fill some gaps to help people avoid financially difficulty.

One last note. Something is always better than nothing. If your company can not afford a traditional benefit plan at least you could offer something. Everyone is doing their best right now and no one can fault you for that.

For all types of insurance needs including, investment properties, landlord insurance, vacant properties even while being rehabbed, or any other insurance including AFLAC, contact us at http://www.getgliga.com

JUN

Donald, thanks for your post, you're right that AFLAC is great but it's only a supplement, not health insurance. It starts coverage where health insurance leaves off...

AUG

Perfect work!. I am from Taiwan and , too, and now am writing in English, please tell me right I wrote the following sentence: "Preschool educational games for kids are a great way to start their initial learning phase." Thanks :-D. Lallie.

Leave a response…

Name:

Email:
(optional)

Comment:

What does the graphic say?