After spending several months away from AR with medical problems, I'm back at least for now. Do the rest of you guys have medical insurance as a realtor? Are you on your spouses insurance plan? I hope so. I'm with United Health Care which includes both major medical, hospitalization and prescriptions, dental, life and disability. Copay usually of between $20 to $45 per visit to a provider. Without it, I could have just spent $50,000. As it was, I was out only $2,500 for the deductible and minor associate fees that averaged $12 to $20. This is not an advertisement but I was just wondering what other realtors are doing for health care.
Sutton Group-Associates Realty Inc., Brokerage - Toronto, ON
Broker, Toronto Real Estate
I am glad you're back, healthy, hopefully.
Here, we have mostly free medical. Things that are not of a cosmetic nature, are free.
(Most hospitalization/surgeries are covered, free of charge, unless you want a private room, then you pay for that.)
Things like life insurance and long term disability, etc., I pay for separately and it's VERY expensive.
Dental is also paid out of pocket, if you don't have a plan (and I don't) (so braces, for example, just got me almost $5,000, so my son can have a beautiful smile). :)
I also pay for prescription drugs out of pocket, but you can also purchase a plan for that.
All in all, I feel very lucky that everyone here has major medical/hospitalization, free of charge.
Stay healthy.
Apr 04, 2009 09:47 AM
Ravenswood Realty - Gilbert, AZ
Realtor
I would recommend getting AFLAC. Medical insurance is your first line of defense, but supplemental insurance replaces your loss of income or helps cover co-pays. Check it out, affordable, about the cost of cable depending upon your plan needs. Good luck! P.S. Born in Grapevine, Native Texan :)
Jun 24, 2009 06:03 AM
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