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What are the rest of you doing with medical insurance for realtors?

After spending several months away from AR with medical problems, I'm back at least for now. Do the rest of you guys have medical insurance as a realtor? Are you on your spouses insurance plan? I hope so. I'm with United Health Care which includes both major medical, hospitalization and prescriptions, dental, life and disability. Copay usually of between $20 to $45 per visit to a provider. Without it, I could have just spent $50,000. As it was, I was out only $2,500 for the deductible and minor associate fees that averaged $12 to $20. This is not an advertisement but I was just wondering what other realtors are doing for health care.

Posted by Robert OHaugherty, REALTOR, ABR on 04/04/2009 03:23 PM

Comments (2)

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2 Comments on What are the rest of you doing with medical insurance for realtors?

APR

I am glad you're back, healthy, hopefully.

Here, we have mostly free medical. Things that are not of a cosmetic nature, are free.
(Most hospitalization/surgeries are covered, free of charge, unless you want a private room, then you pay for that.)

Things like life insurance and long term disability, etc., I pay for separately and it's VERY expensive.
Dental is also paid out of pocket, if you don't have a plan (and I don't) (so braces, for example, just got me almost $5,000, so my son can have a beautiful smile). :)

I also pay for prescription drugs out of pocket, but you can also purchase a plan for that.

All in all, I feel very lucky that everyone here has major medical/hospitalization, free of charge.

Stay healthy.

JUN

I would recommend getting AFLAC. Medical insurance is your first line of defense, but supplemental insurance replaces your loss of income or helps cover co-pays. Check it out, affordable, about the cost of cable depending upon your plan needs. Good luck! P.S. Born in Grapevine, Native Texan :)

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