Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
What is ADDI? ADDI is a specialized loan to help first time home buyers in Washington County. It has a 0% interest rate which is huge but it doesn't stop there. There are also no payments required until you sell your home, the title is transfered, there is a default or the home is no longer your principal residence. No payments! So as long as you make money off your home sale you will never have to make a payment. Now, this loan is not for the entire purchase price of the home, it is intended for the downpayment and/or closing costs of the home sale. Also, the borrower is not the only one who has to qualify, the property must also qualify.
Be First-Time Homebuyers: Defined as a household in which no member has owned a home as their principal residence within the past three years. An exception is made for displaced homemakers and single parents.
Meet Income Limits: Have combined gross annual income that does not exceed the HUD Low Income Limits adjusted for household size. (see income limits table below)
Homebuyer Education Requirement: Complete an approved homebuyer education course.
Minimum Downpayment: Homebuyer must contribute a minimum of $500.00 towards the purchase of the property.
Owner Occupancy Requirement: Homeowner must occupy the property as their principal residence for the life of the loan.
Financing: Buyer must qualify for and obtain loan commitment for a first mortgage using a conventional loan. No private loans and no all cash transactions are allowed.
Income Limits for ADDI eligibility:
Persons in Household Household Income
Homes must be located in Washington County
Homes can be single family home, condominium, or a manufactured home on a permanent foundation.
The home sales price can not exceed 80% of FHA mortgage limits for Portland Metro Area. $194,560 as of February 2005.
The property must meet HUD's housing quality standards and the home must not have lead paint hazards.
PLEASE CHECK OUT OUR NEW PODCAST ON THE HOMEPAGE OF OUR WEBSITE www.TonyandLibby.com & OUR NEW PORTLAND METRO BLOG AT www.TonyandLibby.blogspot.com (make sure you leave comments)
In this forum we will offer discussions on a wide variety of subjects, but focus on Portland Metro and real estate. Hopefully our insights and experiences will inform, educate, challenge and entertain our readers week after week.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.