You can refinance your Arizona FHA Mortgage Loan without an appraisal and without any credit or income re-qualifying what so ever.  The AZ FHA Streamline Refinance takes the hassle out of getting a permanent interest rate reduction on your Arizona FHA Mortgage Loan.

In the 1980’s HUD created a loan program designed to “streamline” the refinance process for homeowners with existing FHA Mortgage Loans.  The result is the FHA Streamline Refinance.

The four basic requirements of the Arizona FHA Streamline Refinance:

1. Your current mortgage must be an FHA Mortgage Loan
2. Your current FHA Mortgage Loan SHOULD be current
3. The FHA Streamline Refinance MUST result in a lower payment
4. Cash Out Refinances are not permitted under the AZ FHA Streamline Refinance

So, if your current interest rate is over 6% or so; you should consider looking at an Arizona FHA Streamline Refinance to get into today’s low rates.

Download the application-pack-for-fha-streamline and watch the video “FHA Streamline Application Instructions - How to Refinance Without an Appraisal.”