I'll try to keep today's post simple-

Yesterday, 4/9/09, President Obama talked about the record low interest rates available for home loans and how this is a great time for millions of homeowners to refinance.

Quite a few news sources criticized him for sounding too much like a salesman - but hey, they have to have something to complain about....

Regardless, the fact remains that interest rates on mortgages are STILL available below 5%.

So if you're looking to change your adjustable-rate loan to a fixed, or just get the rate dropped on your current fixed-rate home loan, NOW would be a great time to do it.

Or, like so many people are inclined to do, you can wait and wait - until rates go up again and you can start with the "I wish I would have" game.

Call me if you're ready to refinance -