Governor Crist signed SB 2860 requiring that beginning in 2010 houses insured by Citizens Property Insurance for more than $500,000 in the wind borne debris region MUST disclose the home's windstorm rating at the real estate closing. This means these homeowners HAVE to complete the windstorm mitigation inspection prior to selling their homes.
And... Starting in 2011, ALL homes in windborne debris regions (ALL VALUES and ALL INSURANCE CARRIERS) MUST disclose this rating at closing.
http://www.weaverprecast.com/florida/downloads/wind-borne_debris_region_map.pdf
In the map link below, scroll over or click the approximate location of your house. This will display the appropriate wind speed, terrain, and click here to view windborne debris region for your area. http://www.floridadisaster.org/mitdb/index.cfm?fuseaction=Wizard.showLocation&ct=4&ns=3&yb=3&dmg=lt50&cnty=12091&z=2&ws=5&wbdr=1#review
Note:While I have identified Okaloosa County, if you go to the top of the page and click on the "Start Over" tab, you will be able to pick other counties within the State of Florida and check it out for your area.
Also: After you click on the county, follow the prompts to see possible saving for wind mitigation.
By having the inspection now, your report will be valid for 5 years. One of the benefits of the inspection is that you may qualify for hefty insurance discounts on your current premiums. Make sure you're not paying too much, have your home inspected today.
For more information, on Fort Walton Beach real estate, and surrounding areas of Eglin AFB, Hurlburt Field, Crestview, Navarre homes for sale contact your military relocation specialist today Karen@KarenButler.com.
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