I am hoping to get the same feed-back from Realtors and Lenders, but obviously someone turned "on" the light switch of closings, which had been turned "off" for a while. We are thankful for the business, --now it's time to remember how to do 30 things at once again, no more lunches (not that I ever took one to start with), but it's back to eating quickly out of a paper-bag again and working late every night.

This is not a complaint, it is the beginning of a rainbow I hope! I'm curious to hear if your market is also improving!

Also, I have had several people ask me what is needed to qualify for the $8,000 first time home-buyer credit that is currently being given on qualified tax returns; other than a signed HUD 1, is there something else that needs to be provided? Please specify..

For those that know the process, your feed-back is appreciated, as I will pass the information along...