Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
In a previous blog entry discussing a potential problem we might face in the future, a reply was posted about foreclosure. I thought that looking into the numbers on this might be a good thing. Something that dovetails into foreclosure is bankruptcy. So I thought it might be worth our time to explore these numbers to give us greater context on the what is happening out there.
First, lets look at bankruptcy.
For 12 month period ending Sept 30 2005 total bankruptcies were:-------------- 1,782,643 [SOURCE]
For 12 month period ending Sept 30 2004 total bankruptcies were:-------------- 1,618,987 [SOURCE]
For 12 month period ending Sept 30 2003 total bankruptcies were:-------------- 1,661,996 [SOURCE]
Now that is all bankruptcies for the whole country. No huge jumps there, but when you look at data for foreclosures, things get more bleak.
Here is a rundown on just my state of California: [SOURCE]
As you can see, foreclosures in California have taken a HUGE jump in just the last 12 months. When you visit the source of this information, you can see that this is not just a localized problem. Foreclosures are up just about everywhere with only a few exceptions.
The problem we are facing is that folks who bought in the last year or two can potentially find themselves in a difficult situation. As the market cools, some of the financing choices that were made when the home was bought are coming back to haunt home owners that now find the 100%, interest only loan they got is leaving them stuck. In many places, if you bought your home in the last 2 or 3 years and you have to sell for some reason, there is a chance that you owe more than it is worth.
The financial numbers given here to not prove that point, but certainly stand as an indication that this could be playing a part.
It is time for those of us in the real estate business to start thinking creatively on how to guide clients through this sort of market. Some are paying a high price for decisions they made when they bought their homes - decisions that we need to work to prevent from being made my the current generation of home buyers.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.