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Florida Mortgage Lender, 97% Financing (((No Mimimum FICO)))

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Mortgage and Lending with 1st Continental Mortgage

Florida Mortgage Lender

Florida FHA Mortgage Loan

Providing mortgage solutions for those looking for an FHA loan in Florida!

Florida home buyers should know the many advantages of the FHA mortgage loan programs. FHA loans were created to help increase home ownership. For the Florida home buyer the FHA program can simplify the purchase of a home, making financing easier and less expensive than a conventional mortgage loan product. Some highlights of the Florida FHA loan program include:

  • Minimal Down Payment and Closing costs.
  • Down payment less than 3% of Sales Price Gifts are allowed
  • Seller can credit up to 6% of sales price towards closing and prepaid costs.
  • 100% Financing available
  • No reserves required.
  • FHA regulated closing costs.
  • Easier Credit Qualifying Guidelines such as:
    • No minimum FICO score or credit score requirements.
    • FHA will allow a home purchase 1 year after a Bankruptcy.
    • FHA will allow a home purchase2 years after a Foreclosure.

To take advantage of the FHA program in Florida, give us a call 1-800-570-0448 or use our quick application to find out more about the many FL mortgage programs we can make available. Or Apply now for a FL FHA home loan.

Many Floridians are confused about what types of loans are available to them. In the Florida real estate market that has been hit with large declining values, this is especially true. So, let me try to help you understand what is available to the average home owner or purchaser as far as FHA mortgage loans in Florida are concerned.

To endure and be the most successful Florida mortgage lender, we have learned to adapt to a Florida real estate market that changes quickly.  One reason 1st Continental Mortgage is still here after ten years, when so many other Florida mortgage businesses around the state have closed their doors, is how we treat our Mortgage clients.

We really do take a long-term view.

About five years ago, adjustable rate mortgages with five year fixed periods were the rage with most Florida Mortgage lenders.

However, not with our team.

Why take an ARM when interest rates were near historic lows?

As a mortgage lender in Florida, over the last ten years we've earned a reputation for listening to our clients and for recommending the mortgage solution that is best for their long-term home ownership goals. As a result, we receive a large number of new Florida mortgage loan business by referral from past clients and our real estate partners.

If you are fortunate enough to be looking to buy a home or Refinance an existing one in the current market, we'll be glad to offer you sound advice and friendly service. Service and advice you deserve from a Florida mortgage lender that's been around for a decade and will be around for the long haul. Call 1-800-570-0448 or use our quick application for a no-pressure and no-obligation quote on your Florida mortgage or refinance.

We are a Resourceful Florida Mortgage Lender with excellent Conventional and FHA Mortgages for First Time Home buyers

Although many lenders are tightening credit standards and demanding higher FICO scores and more money down, we still have excellent conventional home loan programs with no money down for 1st time home buyers. In the current Florida real estate market, selling Realtors® are often eager to offer 3% and even 6% toward closing costs to coax an offer from our FHA approved Home Buyers in Sarasota and other cities throughout Florida.

Don't let lack of a downpayment keep you on the sidelines in a prime Florida real estate market that offers some of the best buying opportunities in years. Call 1-800-570-0448 to discuss your first time home buyer mortgage options with a representative from the premier mortgage lender in Florida. You can even use our quick application for a no-hassle consultation. Even if you're not a first time home buyer, we have excellent fixed rate home loans with terms from 10 to 50 years.

 

 

 

 

 

Also providing Florida FHA loan & Florida FHA mortgage  Communities:

Arcadia, Arcadia FHA mortgage, :: Boca Raton, Boca Raton FHA mortgage,  :: Boynton Beach, Boynton beach FHA mortgage, :: Bradenton, Bradenton FHA mortgage, :: Brandon, Brandon FHA mortgage,  :: Cape Coral, Cape Coral FHA mortgage, :: Clearwater, Clearwater FHA mortgage, :: Clewiston, Clewiston FHA mortgage,  Crestview, , :: Dayton Beach FHA mortgage, Daytona Beach :: Deerfield Beach  mortgage ,Deerfield Beach :: Deland FHA mortgage, Deland :: Delray Beach, Delray Beach FHA mortgage,  :: Deltona FHA mortgage,  Deltona :: Destin FHA mortgage, Destin :: Englewood FHA mortgage, Englewood, Fort Pierce FHA mortgage, Fort Pierce :: Fort Lauderdale mortgage, Fort Lauderdale FHA mortgage, Fort Lauderdale FHA home loan, ,Ft. Lauderdale ::  Fort Myers FHA mortgage, Ft. Myers ::  Ft Walton Beach FHA mortgage, Ft. Walton Beach :: , Gainesville FHA mortgage, Gainesville :: Hollywood FL FHA mortgage, Hollywood :: Homosassa Springs FHA mortgage, Homosassa Springs, Jacksonville, Jacksonville FHA mortgage, Jacksonville ::Key west FHA mortgage, ,   Key West :: Kissimmee FHA mortgage, Kissimmee :: Lake city FHA mortgage, Lake City :: Lakeland FHA mortgage, Lakeland :: Lynn Haven FHA mortgage, Lynn Haven ::Marathon FHA mortgage,  Marathon :: Marco Island FHA mortgage, Marco Island, Melbourne FHA mortgage, Melbourne ::Miami Dade, Miami FHA loan, ,Miami FHA mortgage, Miami, Miami,, Miami Mortgage,  ::Miami Beach FHA mortgage,  Miami Beach :: North Fort Myers FHA Mortgage, North Fort Myers :: North Miami FHA mortgage, North Miami Beach :: Naples FHA mortgage,  Naples ::FHA mortgage Ocala FL Ocala :: FHA mortgage Okeechobee Okeechobee ,Orlando FHA mortgage,  Orlando :: Ormond Beach, Ormond FHA mortgage,  ::, Osprey FHA mortgage,  Osprey ::Palatka FHA mortgage,  Palatka ::Palm Bay FHA mortgage,  Palm Bay :: Palm Beach FHA home loan, ,Palm Beach, Palm Beach FHA Mortgage,  :Pasco FL FHA Loan,: , Palm Coast FHA Mortgage, Palm Coast :: , Palm City FHA mortgage, Panama City :: Pensacola FHA mortgage, Pensacola,  Pompano Beach FHA mortgage, Pompano Beach ::  Port St  Lucie FHA mortgage, Port St. Lucie :: Punta Gorda FHA mortgage, Punta Gorda :: Santa Rosa FL FHA mortgage, Santa Rosa :: Sarasota FHA mortgage, Sarasota :: Sebastian FHA mortgage, Sebastian :: Sebring FL FHA mortgage, Sebring :: Springhill FHA mortgage, Springhill , St Augustine FHA mortgage, St. Augustine ::  St Petersburg FHA mortgage, St. Petersburg :: Tallahassee FHA mortgage, Tallahassee :: Tampa FHA mortgage, Tampa :: The Villages FHA mortgage, The Villages :: Titusville FHA mortgage, Titusville :: Venice FL FHA mortgage, Venice :: Vero Beach, Vero Beach FHA mortgage,  Wauchula, Wauchula FHA mortgage,  :: Wesley Chapel Wesley Chapel FHA mortgage,  :: West palm beach FHA mortgage, West Palm Beach :: Winter Park, Winter park FHA mortgage,

 

 

 

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