A Series for the First Time Homebuyer, Nashville Style!!! STEP SIX: Select Homeowner's Insurance
So you have decided that you want to take advantage of the First Time Home Buyer's $8000 Tax Credit?!! This may be a great idea for you because in Middle Tennessee, you have got LOTS of homes to choose from! Your dream of homeownership may soon become reality!
If you have never bought a home before (believe it or not, a "first time home buyer" just means that you have not owned a home in the past three years), the idea of it might be a little bit daunting. This series that I am putting together strives to help clarify the steps that will lead you into your new front door!
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STEP ONE of this series dealt with FINDING A LENDER and getting yourself pre-approved for a loan (if you aren't going to pay cash).
STEP TWO of this series dealt with HOW TO FIND A REALTOR AND BEGIN YOUR HOME SEARCH.
STEP THREE of this series dealt with VIEWING AND SELECTING YOUR HOME.
STEP FOUR of this series dealt with MAKING AN OFFER!
STEP FIVE of this series dealt with THE HOME INSPECTION.
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If you have been following this series, then by now you practically have ONE FOOT IN THE DOOR OF YOUR NEW HOME!!!! (Figuratively speaking, of course)...
After signing off on the Buyer Inspection Contingency Removal/Notification Form, then it's time to select an insurance company to ensure your new home. Shop around several different companies and find out which one would best suit your needs.
There are ways to keep your homeowner's insurance to a minimum. Here is a link to 12 ways to save money.
This is a fairly brief step online, but can be quite time intensive, so after finishing the home inspection, go ahead and get started on your calls to insurance companies!!
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If you are interested in selling or finding a home in Green Hills, Downtown, 12th South, or Oak Hill area of Nashville, or would like to look at other real estate for sale in the Middle Tennessee area, please search the MLS HERE. Please note: You will have to register with my site to be able to search the MLS. I will contact you initially and all requests thereafter for privacy will be respected.
Looking to move? Wanting to Invest? Need help as a First Time Buyer? Please feel free to call me, Emily Lowe (yes, I'm a Realtor, with The Lipman Group Sotheby's International Realty) at 615.509.1753
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