So you have decided that you want to take advantage of the First Time Home Buyer's $8000 Tax Credit?!!  This may be a great idea for you because in Middle Tennessee, you have got LOTS of homes to choose from!  Your dream of homeownership may soon become reality!

If you have never bought a home before (believe it or not, a "first time home buyer" just means that you have not owned a home in the past three years), the idea of it might be a little bit daunting.  This series that I am putting together strives to help clarify the steps that will lead you into your new front door!

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STEP ONE of this series dealt with FINDING A LENDER and getting yourself pre-approved for a loan (if you aren't going to pay cash). 

STEP TWO of this series dealt with HOW TO FIND A REALTOR AND BEGIN YOUR HOME SEARCH. 

STEP THREE of this series dealt with VIEWING AND SELECTING YOUR HOME.

STEP FOUR of this series dealt with MAKING AN OFFER!

STEP FIVE of this series dealt with THE HOME INSPECTION.

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 If you have been following this series, then by now you practically have ONE FOOT IN THE DOOR OF YOUR NEW HOME!!!! (Figuratively speaking, of course)...

After signing off on the Buyer Inspection Contingency Removal/Notification Form, then it's time to select an insurance company to ensure your new home.  Shop around several different companies and find out which one would best suit your needs. 

There are ways to keep your homeowner's insurance to a minimum.  Here is a link to 12 ways to save money.

This is a fairly brief step online, but can be quite time intensive, so after finishing the home inspection, go ahead and get started on your calls to insurance companies!!

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If you are interested in finding a home in the Middle Tennessee area, please search the MLS HERE.

If you would like to have a free comparable market analysis done on your home, if you are a first-time buyer (haven't owned a home in the last three years), an investor or just would like to talk real estate, please feel free to call me, Emily Lowe (yes, I'm a Realtor) and I work at The Lipman Group / Sotheby's International Realty at 615.509.1753!