Identifying and stopping fraud can not be as clear and as easy as one might think. Some fraud schemes can seem realistic enough right off the bat, and not have a red flag waving the warning signs. Here are a few tips to watch out for; and may make it easier for you to spot a scheme before it nabs you.

-Someone you are not familiar with offers you the chance to receive a credit card, loan, lottery, prize, or another valuable items; but asks for personal information to claim it.

-Someone is trying to scare you into purchasing credit fraud or protection programs.

-You are asked for your bank account or credit card number.

-Someone asks for money in return to claim a prize or offer you are eligible for.

-Someone calls you posing as a lawyer or law enforcement; to help you get due money back for a fee.

-The deal or offer is only good for today.

-You are given little or no time to review or read a contract.

-A special or sale item is suddenly unavailable, but a slightly more expensive, better item is available.

-The solicitation is disguised as a federal or government document, and suggest you are due or entitled money, after a small fee.

A few more things to remember when considering if you are falling prey to fraud.....

Do not be intimidated. These scammers are intimidating and persistent. If you are being pestered for personal information; HANG UP!

Never give out personal information!

Monitor all of you accounts; review your statements monthly making sure there are no unauthorized charges or suspicious ones on there. Report these fraudulent charges immediately.

Use a shredder to shred all credit card offers or any other items containing personal information.

Use these tips to prevent you from having to deal with the hassle or stress of fraud. Call on me with any questions, or information on buying or selling your next home!

Gloria Price

Long & Foster Real Estate

443-676-0223 direct 41-515-5541 office