If you are in any sort of financial trouble and are facing a possible foreclosure it is very important that you understand there are alternatives to the foreclosure process. A foreclosure should be avoided at all costs and simply quitting making your payments is not a solution out of your problems. I understand that job loss and a variety of other factors can quickly spell trouble. I also understand that not everyone knows the options available to them. It is imperative that you speak with your lender about possible alternatives before you get further into a situation that there is only one way out of.

If you are looking for a competent professional with experience handling short sales and foreclosures please contact me immediately. You don’t want to wait. The further you get into trouble the closer you get to foreclosure. The sooner you contact me, the sooner we can get you out of this situation.

It is a very important decision as to who you want helping you. Very few real estate agents in our area have experience working with short sales or foreclosures. Experience in this area is crucial. You want to find an agent who you are confident will be able to bring you the strongest offer in the shortest period of time to prevent foreclosure. You don’t want an agent who just sticks a sign in the yard waiting for an offer to come. With so many other homes competing on the market this just won’t happen. You don’t want to rely on luck. You need an agent who will help negotiate with your lender a strong price that will attract a buyer in a short period of time. If the home lingers on the market for a long period of time this is bringing you ever closer to foreclosure.

Once you have an offer or multiple offers you need an agent who can help negotiate the best offer on your behalf and quickly present this to the lender for approval. This is the time in which an inexperienced agent can bring disaster to the short sale process. Without a firm understanding with the buyer and having specifically negotiated a larger period of time to work with the lender for approval, the deal can quickly fall apart. I have seen many offers fall to pieces because the listing agent is not aware of everything they need to do to see the short sale through. Buyers will not wait around if there are many unexpected delays and they are often unexpected simply because the agent has no experience dealing with them. It is the listing agent’s job to see that your interests are being looked out for from the moment the first offer is received until the deal is closed. It can be very disheartening to see an offer fall to pieces at the last minute because of inexperience and you don’t want to risk going into foreclosure. You don’t want to have to keep making house payments you can’t afford simply because your agent does not have the experience necessary to see that the short sale process is a quick one.

You can either call me at 715-894-1001 or email me Shane@EauClaireRealty.com. I can help you and your family avoid the stress and financial hardship associated with foreclosure.

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(In case you do not agree with something I said or feel that my blog or my beliefs could be construed as libelous I hereby declare that my entire blog is meant as a joke. I consider myself to be a comedian and everything I say or have said should be considered comedy. I want nothing I say to be taken seriously and if you do take it seriously take a break. If you do not think what I said is funny then that is your opinion. But for anyone who wants to sue me everything I said or say is meant purely as satire.The only thing that is not a joke is this disclaimer.)