As you should know by now, HVCC (home valuatin code of conduct) took effect on May 1, 2009. If you do not know what I am talking about, please visit my past blogs on the subject. Everything you need to know about HVCC's but were afraid to ask.

I have already had a person coming to me from my Active Rain blog on The real skinny on why appraisers use foreclosures to value your home filling me in on a horror story about the appraisal on her home here in Georgia. It came in WAY under her expectation. There were many errors in the report  as to the basic desciption of her home, so she was rightfully suspect of the overall value conclusion.

Here is what we are offering to those folks in the North Georgia area: Atlanta, GA and northward up to Dawson County. We are offering Appraisal Review services. If you or a client thinks their appraisal is flawed or just plain NOT correct, we can review that appraisal for you and provide ammunition to refute the report as flawed (per HVCC the lender can and should order another report if the appraisal is flawed) OR we can reaffirm that the appraised value is accurate and at least you now have a second opinion!

Second opinions are a must when it comes to your physical health and it should be used for Real Estate "health". Many lenders use review appraisers to make sure the first appraisal is accurate and relocation companies always get 2 appraisals of the same property, so why not use someone who has the expertise in appraisal work and appraisal reviews to help you make sure that your property is properly valued.  YOURS TRULY!

Check out our website  or contact me via Active Rain if you know of anyone needing a review of their appraisal. It could mean the difference between loan approval or denial.

Thanks and good luck out there!