Our Word Determines Our Integrity 

What is your idea of giving positive professional conduct? Working in today's market can be busy and overwhelming. As a result, I've addressed some important code of conducts.

Submit all written offers in a prompt and timely manner. Receiving an accepted offer will not happen if instructions are not followed. It is important to look at the agents remarks in the MLS listing. Most REO packets need to include the following:

1. CAR purchase agreement
2. pre-Approval letter from lender
3. proof of funds (if cash offer, down payment)
4. Earnest Money Deposits (EMD)

 **Some even require pre-Approval from the lender themselves. If these items are not package together, then it is possible that the offer may not be accepted (no matter how good the offer is).

Stay in close communication with clients, agents, escrow officers or lenders to ensure that questions are promptly answered. This is especially important to adhere to when working together with scheduled contingencies and closing dates. In order, for the closing to occur successful there has to be good communication. Especially, in the age of electronic communication, we have Blackberry's, iPhone's, email, voicemail, etc...there is no reason why a phone call should not be answered immediately or at least in a timely manner.

It's a good idea to send amendments before the expiration date versus on the expiration date or after. This can be overlooked by busy schedules, but unfortunately it does happen. Asset Managers may be more understanding if they receive this before it is due and spell out what it is that is being asked for the seller to do. The other thing that is important to note: Ask for what you want based off the property and what the buyer's want when you write the offer, instead of later on in the offer due to the nature of the transaction. REO properties are purchased As-Is, so it is best to think ahead of time based off your professional opinion for what you believe is the best terms for the property to have a successful closing.

Return the counteroffers, disclosures and NHD reports in a promptly manner...signed correctly.

If I missed anything, please add your thoughts.

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