Over the last several weeks and months, one thing that has been somewhat disconcerting is that many potential first-time homebuyers think that because of the economic times and the fact that there aren't as many loan programs available that there is no way they can possibly buy a home.  I would like to dispel that myth, because while lending has changed so have a number of other things in the market place.

• Home prices are at a low like we haven't seen in many years and therefore the buyer has a lot of options in most price-points.
• Until this year there has never been something like the $8,000 first time homebuyers tax credit, which barring just a few conditions is pretty much free money.

• With sellers anxious to sell and having to compete for the buyer they are often willing to help pay for or entirely pay for the buyer's closing costs, leaving the $8,000 to go toward down payment.

• Interest rates are at an all time low, that wasn't even thought possible as short as 6 months ago!

All of these are great reasons to think about buying a home if you're renting today or just have never thought it possible.  Check out my listings at www.laskeyhomes.com for many affordable first time homebuyer options and of course I can help you with other options in the Middle Tennessee (Nashville) area!