From one extreme to another.  Lenders, Wells Fargo and Countrywide now BofA have decided that its in THEIR BEST INTEREST to tighten, no strangle the rules regarding loans in the USofA.  They have gone from giving money to anyone with a pulse to "pissing off" some of their best clients.  When you receive over $45 Billion from our wonderful government, who needs to loan money.  Just take the money and roll it over into some money-market programs that will show the bottom line is beefed up.  Don't worry about the many consumers out there needing decent loan programs, let them shop elsewhere - we need to cover our own butts and show the government that we are doing great.

And Congress, lets not address the number 1 issue in the land - THE HOUSING CRISIS with a great program that would give $15,000 to everyone who buys a home.  Lets put up something that sounds neat, an $8000.00 tax credit for 1st time home buyers to buy up the massive inventory in the land.  Of course the folks who are qualified for this can't afford a down-payment, but Barney and company say its the best way to go.  Good job to all of our "voted into office" folks in that part of the government. I hope you enjoy your 15% raise this year.  Life is good if you are a politician.

Well, its time to take action against the "same old, same old" in this country.  Rise up Professional Realtors and fight back.  Push back against the lenders who determine that they will decide what commissions to pay, closing costs and other costs associated with a successful transaction.  Push back against the tyranny of the system that is going to start charging a tax against your business.  Push back or be swallowed up by the "2 party system" that acts more like school children than our elected officials.

I call for action now that we all send a message to the Lenders, Mortgage Brokers, Title Companies and 3rd-party groups who are involved in OUR BUSINESS every day.  Stop setting up "new rules" as you wish.  Stop determining that you are gods.  Stop your interference and allow good deals to happen.

Lets take back this business of our - REAL ESTATE.  NOW AND FOREVER.

In Spirit and Triumph - Thank you all for your consideration.